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  <title>Eduardo&#39;s blog</title>
  <link href="https://ebellani.github.io/blog/"/>
  
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  <updated>2026-07-22T20:38:33Z</updated>
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  </author>
  <generator>Hugo</generator>
  <id>https://ebellani.github.io/blog/</id>
  
  <entry>
    <title>Why care about programming languages</title>
    <link rel="alternate" href="https://ebellani.github.io/blog/2026/why-care-about-programming-languages/"/>
    <id>https://ebellani.github.io/blog/2026/why-care-about-programming-languages/</id>
    <published>2026-07-22T00:00:00Z</published>
    <updated>2026-07-22T00:00:00Z</updated>
    <summary>&lt;p&gt;In the age of AI-assisted coding, it&amp;rsquo;s easy to feel that deep knowledge of
programming languages has become obsolete. Why spend years mastering language
intricacies when an AI can generate code in any language on demand? I recently
encountered this sentiment in a question from a fellow developer:&lt;/p&gt;
&lt;blockquote&gt;
&lt;p&gt;I feel like caring about programming languages and stuff is actually
very useless. &amp;hellip; Am I being too extreme?&lt;/p&gt;
&lt;/blockquote&gt;
&lt;p&gt;I understand the concern, but I believe it misses something fundamental: a
programming language&amp;rsquo;s worth is derived from the ideas it embodies, not merely
its syntax or tooling. These ideas—concepts about how to structure thought,
manage complexity, and solve problems—remain essential regardless of who or
what writes the code.&lt;/p&gt;</summary>
    <content type="html">&lt;p&gt;In the age of AI-assisted coding, it&amp;rsquo;s easy to feel that deep knowledge of
programming languages has become obsolete. Why spend years mastering language
intricacies when an AI can generate code in any language on demand? I recently
encountered this sentiment in a question from a fellow developer:&lt;/p&gt;
&lt;blockquote&gt;
&lt;p&gt;I feel like caring about programming languages and stuff is actually
very useless. &amp;hellip; Am I being too extreme?&lt;/p&gt;
&lt;/blockquote&gt;
&lt;p&gt;I understand the concern, but I believe it misses something fundamental: a
programming language&amp;rsquo;s worth is derived from the ideas it embodies, not merely
its syntax or tooling. These ideas—concepts about how to structure thought,
manage complexity, and solve problems—remain essential regardless of who or
what writes the code.&lt;/p&gt;
&lt;p&gt;Here is my sample list of deep ideas from programming languages:&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;on Rust, the borrow checker—reasoning about ownership and lifetimes&lt;/li&gt;
&lt;li&gt;on Haskell, typeclasses—principled polymorphism and abstraction&lt;/li&gt;
&lt;li&gt;on SML/OCaml, the module system—large-scale program organization and decoupling&lt;/li&gt;
&lt;li&gt;on OOP languages, identity vs equality—understanding state and comparison&lt;/li&gt;
&lt;li&gt;on SQL, relational theory/algebra—declarative data manipulation&lt;/li&gt;
&lt;li&gt;on Prolog, first order predicate logic—logic-based problem solving&lt;/li&gt;
&lt;li&gt;on C, arrays and pointers—understanding memory layout and indirection&lt;/li&gt;
&lt;li&gt;on Lisp, syntax extensions—metaprogramming and language-oriented programming&lt;/li&gt;
&lt;li&gt;on functional languages, first class functions—treating computation as values&lt;/li&gt;
&lt;li&gt;on SML, Haskell and others, algebraic data types—modeling domains with types&lt;/li&gt;
&lt;li&gt;on Clojure, maps and immutable data structures—persistent data and structural sharing&lt;/li&gt;
&lt;li&gt;on OCaml, row polymorphism—static typing for extensible records&lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;Each of these concepts represents a different way of thinking about computation.
Learning them expands your mental toolkit for solving problems. When you
understand the borrow checker, you think differently about resource management
everywhere. When you grasp algebraic data types, you model domains more
precisely. When you internalize first-class functions, you see abstraction
opportunities others miss.&lt;/p&gt;
&lt;p&gt;These ideas transcend any particular language or tool. They are the conceptual
foundation that lets you evaluate AI-generated code, choose appropriate
abstractions, and architect systems that remain maintainable as they grow. In
the AI age, understanding these concepts becomes more important, not less—they
are what separate those who merely prompt from those who truly engineer.&lt;/p&gt;
&lt;figure&gt;&lt;img src=&#34;/ox-hugo/a-man-praying-in-a-ruined-catholic-church-in-la-vang-a-town-v0-2tvq7bb4yirx.jpg&#34;
			alt=&#34;Figure 1: A man praying in a ruined Catholic church in La Vang, a town south of Quang Tri City, Vietnam on July 6, 1972&#34; width=&#34;75%&#34;&gt;&lt;figcaption&gt;
			&lt;p&gt;&lt;span class=&#34;figure-number&#34;&gt;Figure 1: &lt;/span&gt;A man praying in a ruined Catholic church in La Vang, a town south of Quang Tri City, Vietnam on July 6, 1972&lt;/p&gt;
		&lt;/figcaption&gt;
&lt;/figure&gt;

</content>
    
    
    <category term="blog"/>
    
  </entry>
  
  <entry>
    <title>On keys, essences and performance</title>
    <link rel="alternate" href="https://ebellani.github.io/blog/2026/on-keys-essences-and-performance/"/>
    <id>https://ebellani.github.io/blog/2026/on-keys-essences-and-performance/</id>
    <published>2026-07-14T00:00:00Z</published>
    <updated>2026-07-14T00:00:00Z</updated>
    <summary>&lt;p&gt;A &lt;a href=&#34;https://www.linkedin.com/feed/update/urn:li:activity:7482151625499820033?commentUrn=urn%3Ali%3Acomment%3A%28activity%3A7482151625499820033%2C7482168072209092608%29&amp;amp;replyUrn=urn%3Ali%3Acomment%3A%28activity%3A7482151625499820033%2C7482487327894765568%29&amp;amp;dashCommentUrn=urn%3Ali%3Afsd_comment%3A%287482168072209092608%2Curn%3Ali%3Aactivity%3A7482151625499820033%29&amp;amp;dashReplyUrn=urn%3Ali%3Afsd_comment%3A%287482487327894765568%2Curn%3Ali%3Aactivity%3A7482151625499820033%29&#34;&gt;recent exchange on linkedin&lt;/a&gt; about what data is and how to store it
prompted me to write this small piece, since I consider the issue at
hand quite fundamental to developing systems that reflect reality and therefore help people.&lt;/p&gt;
&lt;p&gt;Here is what the author of the quote said:&lt;/p&gt;
&lt;blockquote&gt;
&lt;p&gt;I mean that actual data, as observed in the world around us - may not
have natural keys as required by the model. Nor are data domains clearly
definable. We can&amp;rsquo;t even agree what a country is - nor figure out how to
properly track human languages or lock down standards for how the
semantics of programming language are supposed to work. And what key can
we even use to uniquely identify an individual - when legislation often
forbids the storage of any keys? Normalisation is also a very poor way
to organise data that needs to be analysed at speed (which is why almost
no analytical systems use normalised models)&lt;/p&gt;</summary>
    <content type="html">&lt;p&gt;A &lt;a href=&#34;https://www.linkedin.com/feed/update/urn:li:activity:7482151625499820033?commentUrn=urn%3Ali%3Acomment%3A%28activity%3A7482151625499820033%2C7482168072209092608%29&amp;amp;replyUrn=urn%3Ali%3Acomment%3A%28activity%3A7482151625499820033%2C7482487327894765568%29&amp;amp;dashCommentUrn=urn%3Ali%3Afsd_comment%3A%287482168072209092608%2Curn%3Ali%3Aactivity%3A7482151625499820033%29&amp;amp;dashReplyUrn=urn%3Ali%3Afsd_comment%3A%287482487327894765568%2Curn%3Ali%3Aactivity%3A7482151625499820033%29&#34;&gt;recent exchange on linkedin&lt;/a&gt; about what data is and how to store it
prompted me to write this small piece, since I consider the issue at
hand quite fundamental to developing systems that reflect reality and therefore help people.&lt;/p&gt;
&lt;p&gt;Here is what the author of the quote said:&lt;/p&gt;
&lt;blockquote&gt;
&lt;p&gt;I mean that actual data, as observed in the world around us - may not
have natural keys as required by the model. Nor are data domains clearly
definable. We can&amp;rsquo;t even agree what a country is - nor figure out how to
properly track human languages or lock down standards for how the
semantics of programming language are supposed to work. And what key can
we even use to uniquely identify an individual - when legislation often
forbids the storage of any keys? Normalisation is also a very poor way
to organise data that needs to be analysed at speed (which is why almost
no analytical systems use normalised models)&lt;/p&gt;
&lt;/blockquote&gt;
&lt;p&gt;I&amp;rsquo;ll break down the argument into its propositions and my answer to each
is below.&lt;/p&gt;
&lt;ol&gt;
&lt;li&gt;
&lt;p&gt;&lt;code&gt;data as observed may not have natural keys as required by the (relational) model (RM)&lt;/code&gt;&lt;/p&gt;
&lt;p&gt;I would define a key in the RM as &lt;code&gt;a part of the proposition denoted that allows for it to be uniquely referred to in the given Domain of Discourse&lt;/code&gt;.&lt;/p&gt;
&lt;p&gt;If one accepts that definition, how can something denoted not have a
key? If one is denoting it, one needs to refer to it somehow
unambiguously. Any system that deals with the data would do that, be it
in the application layer or the DBMS layer.&lt;/p&gt;
&lt;/li&gt;
&lt;li&gt;
&lt;p&gt;&lt;code&gt;data domains are not clearly definable&lt;/code&gt;&lt;/p&gt;
&lt;p&gt;This is the same issue as above, but on the predicate level instead
of the proposition level. If we can refer to a proposition
(e.g. Bob&amp;rsquo;s salary is 100) we can certainly refer to its predicate
(E&amp;rsquo;s salary is X). And if we can&amp;rsquo;t, we cannot process it in any given
system.&lt;/p&gt;
&lt;/li&gt;
&lt;li&gt;
&lt;p&gt;&lt;code&gt;legislation would disallow keys&lt;/code&gt;&lt;/p&gt;
&lt;p&gt;Then such legislation would force the predicate to change (maybe to
aggregates only?). In other words, the legislation constrains the
Domain of Discourse, but all the properties of such remain.&lt;/p&gt;
&lt;/li&gt;
&lt;li&gt;
&lt;p&gt;&lt;code&gt;normalization makes systems performs badly&lt;/code&gt;&lt;/p&gt;
&lt;p&gt;Normalization means that a given encoded relation refers to a single
logical predicate. That bears no significance, at least in principle,
to performance.&lt;/p&gt;
&lt;/li&gt;
&lt;/ol&gt;
&lt;h2 id=&#34;conclusion&#34;&gt;Conclusion&lt;/h2&gt;
&lt;p&gt;The necessity of keys and normalization is not a quirk of the relational
model. It reflects something deeper about the world we are modeling (our
Universe of Discourse). We must refer to things unambiguously, and for
that things must possess stable, distinguishing essences.&lt;/p&gt;
&lt;p&gt;The difficulty of identifying what a country is, or what constitutes an
individual, is not evidence that essences do not exist. It is evidence
that discovering them is hard. That is an epistemological challenge, not
an ontological absence.&lt;/p&gt;
&lt;p&gt;The relational model, far from imposing an artificial structure on
formless data, simply makes explicit what any coherent discourse about
reality already presupposes: that the world is composed of things with
essences, and that we can know them&lt;/p&gt;
&lt;figure&gt;&lt;img src=&#34;/ox-hugo/Temple_de_la_raison,_St_Martin,_Ivry-la-Bataille.jpg&#34;
			alt=&#34;Figure 1: Defacement of the church of Saint-Martin by the French revolutionaries&#34;&gt;&lt;figcaption&gt;
			&lt;p&gt;&lt;span class=&#34;figure-number&#34;&gt;Figure 1: &lt;/span&gt;Defacement of the church of Saint-Martin by the French revolutionaries&lt;/p&gt;
		&lt;/figcaption&gt;
&lt;/figure&gt;

</content>
    
    
    <category term="blog"/>
    
  </entry>
  
  <entry>
    <title>All you need is PostgreSQL</title>
    <link rel="alternate" href="https://ebellani.github.io/blog/2026/all-you-need-is-postgresql/"/>
    <id>https://ebellani.github.io/blog/2026/all-you-need-is-postgresql/</id>
    <published>2026-06-25T00:00:00Z</published>
    <updated>2026-06-25T00:00:00Z</updated>
    <summary>&lt;div class=&#34;ox-hugo-toc toc local&#34;&gt;
&lt;ul&gt;
&lt;li&gt;&lt;a href=&#34;#introduction&#34;&gt;Introduction&lt;/a&gt;&lt;/li&gt;
&lt;li&gt;&lt;a href=&#34;#the-setup&#34;&gt;The setup&lt;/a&gt;&lt;/li&gt;
&lt;li&gt;&lt;a href=&#34;#laying-the-foundation&#34;&gt;Laying the foundation&lt;/a&gt;
&lt;ul&gt;
&lt;li&gt;&lt;a href=&#34;#the-foundation-schemas-and-user-roles-for-modularity&#34;&gt;The foundation: schemas and user roles for modularity&lt;/a&gt;&lt;/li&gt;
&lt;li&gt;&lt;a href=&#34;#domains&#34;&gt;Domains&lt;/a&gt;&lt;/li&gt;
&lt;li&gt;&lt;a href=&#34;#accounts-managed-and-external&#34;&gt;Accounts, managed and external&lt;/a&gt;&lt;/li&gt;
&lt;li&gt;&lt;a href=&#34;#transfers-constrained-by-a-state-machine-and-temporal-periods&#34;&gt;Transfers, constrained by  a state machine and temporal periods&lt;/a&gt;&lt;/li&gt;
&lt;li&gt;&lt;a href=&#34;#transfer-state-history&#34;&gt;Transfer state history&lt;/a&gt;&lt;/li&gt;
&lt;li&gt;&lt;a href=&#34;#account-auditing&#34;&gt;Account auditing&lt;/a&gt;&lt;/li&gt;
&lt;li&gt;&lt;a href=&#34;#transactions-the-immutable-events&#34;&gt;Transactions, the immutable events&lt;/a&gt;&lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;li&gt;&lt;a href=&#34;#on-maintaining-business-rules-via-meaningful-constraints&#34;&gt;On maintaining business rules via meaningful constraints&lt;/a&gt;
&lt;ul&gt;
&lt;li&gt;&lt;a href=&#34;#the-transfer-state-machine&#34;&gt;The transfer state machine&lt;/a&gt;&lt;/li&gt;
&lt;li&gt;&lt;a href=&#34;#transactions-must-fall-within-the-transfer-period&#34;&gt;Transactions must fall within the transfer period&lt;/a&gt;&lt;/li&gt;
&lt;li&gt;&lt;a href=&#34;#pending-transactions-require-a-pending-transfer&#34;&gt;Pending transactions require a pending transfer&lt;/a&gt;&lt;/li&gt;
&lt;li&gt;&lt;a href=&#34;#no-future-transactions-when-closing-a-transfer&#34;&gt;No future transactions when closing a transfer&lt;/a&gt;&lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;li&gt;&lt;a href=&#34;#on-capacity-planning&#34;&gt;On capacity planning&lt;/a&gt;
&lt;ul&gt;
&lt;li&gt;&lt;a href=&#34;#working-set-estimation&#34;&gt;Working set estimation&lt;/a&gt;&lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;li&gt;&lt;a href=&#34;#on-write-throughput&#34;&gt;On write throughput&lt;/a&gt;
&lt;ul&gt;
&lt;li&gt;&lt;a href=&#34;#enabling-hot-updates-for-transfers&#34;&gt;Enabling HOT Updates for Transfers&lt;/a&gt;&lt;/li&gt;
&lt;li&gt;&lt;a href=&#34;#making-sure-there-are-no-unused-indexes&#34;&gt;Making sure there are no Unused indexes&lt;/a&gt;&lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;li&gt;&lt;a href=&#34;#oltp&#34;&gt;OLTP&lt;/a&gt;
&lt;ul&gt;
&lt;li&gt;&lt;a href=&#34;#listing&#34;&gt;Listing&lt;/a&gt;&lt;/li&gt;
&lt;li&gt;&lt;a href=&#34;#the-history-of-a-transfer&#34;&gt;The history of a transfer&lt;/a&gt;&lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;li&gt;&lt;a href=&#34;#olap&#34;&gt;OLAP&lt;/a&gt;
&lt;ul&gt;
&lt;li&gt;&lt;a href=&#34;#balance-ledger&#34;&gt;Balance ledger&lt;/a&gt;&lt;/li&gt;
&lt;li&gt;&lt;a href=&#34;#incremental-maintenance-via-triggers&#34;&gt;Incremental maintenance via triggers&lt;/a&gt;&lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;li&gt;&lt;a href=&#34;#on-serializable-isolation&#34;&gt;On serializable isolation&lt;/a&gt;&lt;/li&gt;
&lt;li&gt;&lt;a href=&#34;#on-decoupling&#34;&gt;On decoupling&lt;/a&gt;&lt;/li&gt;
&lt;li&gt;&lt;a href=&#34;#benchmarking&#34;&gt;Benchmarking the startup scenario&lt;/a&gt;
&lt;ul&gt;
&lt;li&gt;&lt;a href=&#34;#seed-data&#34;&gt;Seed data&lt;/a&gt;&lt;/li&gt;
&lt;li&gt;&lt;a href=&#34;#write-script-full-transfer-lifecycle&#34;&gt;Write script: full transfer lifecycle&lt;/a&gt;&lt;/li&gt;
&lt;li&gt;&lt;a href=&#34;#read-script-activity-stream-and-balance&#34;&gt;Read script: activity stream and balance&lt;/a&gt;&lt;/li&gt;
&lt;li&gt;&lt;a href=&#34;#running-the-benchmark&#34;&gt;Running the benchmark&lt;/a&gt;&lt;/li&gt;
&lt;li&gt;&lt;a href=&#34;#results&#34;&gt;Results&lt;/a&gt;&lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;li&gt;&lt;a href=&#34;#conclusion&#34;&gt;Conclusion&lt;/a&gt;&lt;/li&gt;
&lt;li&gt;&lt;a href=&#34;#appendix-a-full-code-suite&#34;&gt;Appendix A: Full code suite.&lt;/a&gt;&lt;/li&gt;
&lt;/ul&gt;
&lt;/div&gt;
&lt;!--endtoc--&gt;
&lt;h2 id=&#34;introduction&#34;&gt;Introduction&lt;/h2&gt;
&lt;p&gt;There is a deep cultural reflex in modern engineering: whenever a
problem appears, reach for a packaged solution instead of thinking from
first principles. The result is architectural cargo culting and lots of
missed opportunities. Some intentionally absurd-but-familiar examples:&lt;/p&gt;</summary>
    <content type="html">&lt;div class=&#34;ox-hugo-toc toc local&#34;&gt;
&lt;ul&gt;
&lt;li&gt;&lt;a href=&#34;#introduction&#34;&gt;Introduction&lt;/a&gt;&lt;/li&gt;
&lt;li&gt;&lt;a href=&#34;#the-setup&#34;&gt;The setup&lt;/a&gt;&lt;/li&gt;
&lt;li&gt;&lt;a href=&#34;#laying-the-foundation&#34;&gt;Laying the foundation&lt;/a&gt;
&lt;ul&gt;
&lt;li&gt;&lt;a href=&#34;#the-foundation-schemas-and-user-roles-for-modularity&#34;&gt;The foundation: schemas and user roles for modularity&lt;/a&gt;&lt;/li&gt;
&lt;li&gt;&lt;a href=&#34;#domains&#34;&gt;Domains&lt;/a&gt;&lt;/li&gt;
&lt;li&gt;&lt;a href=&#34;#accounts-managed-and-external&#34;&gt;Accounts, managed and external&lt;/a&gt;&lt;/li&gt;
&lt;li&gt;&lt;a href=&#34;#transfers-constrained-by-a-state-machine-and-temporal-periods&#34;&gt;Transfers, constrained by  a state machine and temporal periods&lt;/a&gt;&lt;/li&gt;
&lt;li&gt;&lt;a href=&#34;#transfer-state-history&#34;&gt;Transfer state history&lt;/a&gt;&lt;/li&gt;
&lt;li&gt;&lt;a href=&#34;#account-auditing&#34;&gt;Account auditing&lt;/a&gt;&lt;/li&gt;
&lt;li&gt;&lt;a href=&#34;#transactions-the-immutable-events&#34;&gt;Transactions, the immutable events&lt;/a&gt;&lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;li&gt;&lt;a href=&#34;#on-maintaining-business-rules-via-meaningful-constraints&#34;&gt;On maintaining business rules via meaningful constraints&lt;/a&gt;
&lt;ul&gt;
&lt;li&gt;&lt;a href=&#34;#the-transfer-state-machine&#34;&gt;The transfer state machine&lt;/a&gt;&lt;/li&gt;
&lt;li&gt;&lt;a href=&#34;#transactions-must-fall-within-the-transfer-period&#34;&gt;Transactions must fall within the transfer period&lt;/a&gt;&lt;/li&gt;
&lt;li&gt;&lt;a href=&#34;#pending-transactions-require-a-pending-transfer&#34;&gt;Pending transactions require a pending transfer&lt;/a&gt;&lt;/li&gt;
&lt;li&gt;&lt;a href=&#34;#no-future-transactions-when-closing-a-transfer&#34;&gt;No future transactions when closing a transfer&lt;/a&gt;&lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;li&gt;&lt;a href=&#34;#on-capacity-planning&#34;&gt;On capacity planning&lt;/a&gt;
&lt;ul&gt;
&lt;li&gt;&lt;a href=&#34;#working-set-estimation&#34;&gt;Working set estimation&lt;/a&gt;&lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;li&gt;&lt;a href=&#34;#on-write-throughput&#34;&gt;On write throughput&lt;/a&gt;
&lt;ul&gt;
&lt;li&gt;&lt;a href=&#34;#enabling-hot-updates-for-transfers&#34;&gt;Enabling HOT Updates for Transfers&lt;/a&gt;&lt;/li&gt;
&lt;li&gt;&lt;a href=&#34;#making-sure-there-are-no-unused-indexes&#34;&gt;Making sure there are no Unused indexes&lt;/a&gt;&lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;li&gt;&lt;a href=&#34;#oltp&#34;&gt;OLTP&lt;/a&gt;
&lt;ul&gt;
&lt;li&gt;&lt;a href=&#34;#listing&#34;&gt;Listing&lt;/a&gt;&lt;/li&gt;
&lt;li&gt;&lt;a href=&#34;#the-history-of-a-transfer&#34;&gt;The history of a transfer&lt;/a&gt;&lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;li&gt;&lt;a href=&#34;#olap&#34;&gt;OLAP&lt;/a&gt;
&lt;ul&gt;
&lt;li&gt;&lt;a href=&#34;#balance-ledger&#34;&gt;Balance ledger&lt;/a&gt;&lt;/li&gt;
&lt;li&gt;&lt;a href=&#34;#incremental-maintenance-via-triggers&#34;&gt;Incremental maintenance via triggers&lt;/a&gt;&lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;li&gt;&lt;a href=&#34;#on-serializable-isolation&#34;&gt;On serializable isolation&lt;/a&gt;&lt;/li&gt;
&lt;li&gt;&lt;a href=&#34;#on-decoupling&#34;&gt;On decoupling&lt;/a&gt;&lt;/li&gt;
&lt;li&gt;&lt;a href=&#34;#benchmarking&#34;&gt;Benchmarking the startup scenario&lt;/a&gt;
&lt;ul&gt;
&lt;li&gt;&lt;a href=&#34;#seed-data&#34;&gt;Seed data&lt;/a&gt;&lt;/li&gt;
&lt;li&gt;&lt;a href=&#34;#write-script-full-transfer-lifecycle&#34;&gt;Write script: full transfer lifecycle&lt;/a&gt;&lt;/li&gt;
&lt;li&gt;&lt;a href=&#34;#read-script-activity-stream-and-balance&#34;&gt;Read script: activity stream and balance&lt;/a&gt;&lt;/li&gt;
&lt;li&gt;&lt;a href=&#34;#running-the-benchmark&#34;&gt;Running the benchmark&lt;/a&gt;&lt;/li&gt;
&lt;li&gt;&lt;a href=&#34;#results&#34;&gt;Results&lt;/a&gt;&lt;/li&gt;
&lt;/ul&gt;
&lt;/li&gt;
&lt;li&gt;&lt;a href=&#34;#conclusion&#34;&gt;Conclusion&lt;/a&gt;&lt;/li&gt;
&lt;li&gt;&lt;a href=&#34;#appendix-a-full-code-suite&#34;&gt;Appendix A: Full code suite.&lt;/a&gt;&lt;/li&gt;
&lt;/ul&gt;
&lt;/div&gt;
&lt;!--endtoc--&gt;
&lt;h2 id=&#34;introduction&#34;&gt;Introduction&lt;/h2&gt;
&lt;p&gt;There is a deep cultural reflex in modern engineering: whenever a
problem appears, reach for a packaged solution instead of thinking from
first principles. The result is architectural cargo culting and lots of
missed opportunities. Some intentionally absurd-but-familiar examples:&lt;/p&gt;
&lt;blockquote&gt;
&lt;p&gt;We need an audit trail, let&amp;rsquo;s use {temporal/event sourcing DBMS}&lt;/p&gt;
&lt;p&gt;Our application is slow, let&amp;rsquo;s cache that using {in-memory key-value database}&lt;/p&gt;
&lt;/blockquote&gt;
&lt;p&gt;And since a relational database like PostgreSQL is still considered
mandatory,thanks mostly to its unmatched reputation, companies end up
stacking product on top of product on top of PostgreSQL. They inflate the
number of moving parts, operational risk, headcount demand, and overall
system entropy. Complexity&lt;sup id=&#34;fnref:1&#34;&gt;&lt;a href=&#34;#fn:1&#34; class=&#34;footnote-ref&#34; role=&#34;doc-noteref&#34;&gt;1&lt;/a&gt;&lt;/sup&gt; grows, not because the problems demand it,
but because someone reached for a tool they saw in a conference talk.&lt;/p&gt;
&lt;p&gt;In this post, I&amp;rsquo;ll walk through a set of common misconceptions that
drive teams to introduce new infrastructure when they don&amp;rsquo;t need to. All
of these can be solved with vanilla PostgreSQL 18 using standard
extensions available on RDS, with no special infrastructure and no
distributed-systems cosplay.&lt;/p&gt;
&lt;p&gt;The goal in this article is not to argue that specialized systems are
never appropriate, but to show that the default assumption for your data
problems should be that &lt;strong&gt;my company can do fine with just PostgreSQL&lt;/strong&gt;.&lt;/p&gt;
&lt;h2 id=&#34;the-setup&#34;&gt;The setup&lt;/h2&gt;
&lt;p&gt;Here is a list of arguments that people put forth to reach for other
tools besides PostgreSQL, based on my experience:&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;I&amp;rsquo;ll need auditing and reconstructing state&lt;/li&gt;
&lt;li&gt;Write throughput is too low&lt;/li&gt;
&lt;li&gt;The transactional queries are too slow&lt;/li&gt;
&lt;li&gt;The analytical queries are too slow&lt;/li&gt;
&lt;li&gt;My app will be coupled to the Database&lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;To address these, I&amp;rsquo;m going to use a variation of the &lt;em&gt;Drosophila
melanogaster&lt;/em&gt; of the database field: &lt;a href=&#34;https://en.wikipedia.org/wiki/Suppliers_and_Parts_database&#34;&gt;the classic Supplier and Parts&lt;/a&gt;
database(&lt;a href=&#34;#citeproc_bib_item_6&#34;&gt;Date 2003&lt;/a&gt;). I&amp;rsquo;ll update it to be more in line with
the usual problematic tables: Financial Transaction and their
originating transfers.&lt;/p&gt;
&lt;p&gt;For the rest of this article we will be constructing a database design
based on modern PostgreSQL that will achieve the general goals listed
above and specific business requirements. Here is a requirements snippet
from a very popular banking API company:&lt;/p&gt;
&lt;blockquote&gt;
&lt;p&gt;Transactions: are immutable records of financial interactions with
Increase. You can think of them as the line items on your bank
statement. A Transaction with a positive amount means there&amp;rsquo;s more money
in your account. A Transaction with a negative amount means there&amp;rsquo;s less
money in your account. You can&amp;rsquo;t directly create a Transaction, and they
never change after they are made. Anything that causes money to move
around your Increase account results in a Transaction - initiated or
received transfers, card payments, earned interest, and more.&lt;/p&gt;
&lt;p&gt;Transfers: which includes ACH Transfers, Wire Transfers, etc - are the
most common way to initiate money movement over external networks with
Increase. Transfers are one-to-many with Transactions, which they create
as side-effects. Unlike Transactions, Transfers are stateful and
transition through a lifecycle of different statuses as they move across
the network.&lt;/p&gt;
&lt;p&gt;Pending Transactions: represent potential future credits or debits of
money into your account and are a separate resource from Transactions
(despite their similar name). Notably, while Transactions are immutable,
Pending Transactions are not, as they don&amp;rsquo;t guarantee the movement of
money. For example, Pending Transactions are created for card
authorizations (which can mutate or timeout) and also when placing a
hold on an account (which can be removed). Pending Transactions do not
affect your current balance (which is the balance you earn interest on),
but do affect your available balance (which is the amount you&amp;rsquo;re able to
move out of Increase).  (&lt;a href=&#34;#citeproc_bib_item_12&#34;&gt;Increase, Inc. 2025&lt;/a&gt;)&lt;/p&gt;
&lt;/blockquote&gt;
&lt;p&gt;Below are 2 screenshots from increase&amp;rsquo;s sandbox dashboard that showcase
the requirements:&lt;/p&gt;
&lt;figure&gt;&lt;img src=&#34;/ox-hugo/increase.account_dashboard.png&#34;
			alt=&#34;Figure 1: Increase account dashboard&#34; width=&#34;150%&#34;&gt;&lt;figcaption&gt;
			&lt;p&gt;&lt;span class=&#34;figure-number&#34;&gt;Figure 1: &lt;/span&gt;Increase account dashboard&lt;/p&gt;
		&lt;/figcaption&gt;
&lt;/figure&gt;

&lt;figure&gt;&lt;img src=&#34;/ox-hugo/increase.transfer_details.png&#34;
			alt=&#34;Figure 2: Increase details&#34; width=&#34;150%&#34;&gt;&lt;figcaption&gt;
			&lt;p&gt;&lt;span class=&#34;figure-number&#34;&gt;Figure 2: &lt;/span&gt;Increase details&lt;/p&gt;
		&lt;/figcaption&gt;
&lt;/figure&gt;

&lt;p&gt;From these 2 images, here is a list of requirements (functional and not)
that I have extracted, which I consider to be common in financial
systems like increase:&lt;/p&gt;
&lt;p&gt;&lt;span class=&#34;org-target&#34; id=&#34;org-target--full-list&#34;&gt;&lt;/span&gt;&lt;/p&gt;
&lt;ol&gt;
&lt;li&gt;&lt;span class=&#34;org-target&#34; id=&#34;org-target--act&#34;&gt;&lt;/span&gt;Accounts are defined by immutable routing numbers and account numbers
and have a status that can vary.&lt;/li&gt;
&lt;li&gt;&lt;span class=&#34;org-target&#34; id=&#34;org-target--acct-discrimination&#34;&gt;&lt;/span&gt; Accounts are discriminated between external
and managed, and one account must be one or the other
exclusively. Transfers are made only between external and managed
accounts.&lt;/li&gt;
&lt;li&gt;&lt;span class=&#34;org-target&#34; id=&#34;org-target--lst&#34;&gt;&lt;/span&gt;Transactions and transfers are listed, paginated by their
respective creation times.&lt;/li&gt;
&lt;li&gt;&lt;span class=&#34;org-target&#34; id=&#34;org-target--blc&#34;&gt;&lt;/span&gt;Current and available balance are shown, both their present and
historical daily values&lt;/li&gt;
&lt;li&gt;&lt;span class=&#34;org-target&#34; id=&#34;org-target--trf&#34;&gt;&lt;/span&gt;Transfers behave like a state machine where the progression
between states are exposed to the user. The user can see the full
state history of a transfer and some of these states are linked to
pending/settled transactions.&lt;/li&gt;
&lt;li&gt;&lt;span class=&#34;org-target&#34; id=&#34;org-target--txn&#34;&gt;&lt;/span&gt; The user can also see the details of a transaction, and see
the transfer that generated it.&lt;/li&gt;
&lt;li&gt;&lt;span class=&#34;org-target&#34; id=&#34;org-target--perf&#34;&gt;&lt;/span&gt; We should maximize write throughput of transactions and
transfers. Transfers are editable, and so we should be able to update
them fast too.&lt;/li&gt;
&lt;/ol&gt;
&lt;h2 id=&#34;laying-the-foundation&#34;&gt;Laying the foundation&lt;/h2&gt;
&lt;p&gt;In this section we build the core tables&lt;sup id=&#34;fnref:2&#34;&gt;&lt;a href=&#34;#fn:2&#34; class=&#34;footnote-ref&#34; role=&#34;doc-noteref&#34;&gt;2&lt;/a&gt;&lt;/sup&gt; and the role necessary to
restraint updates and achieve the immutability mentioned on the
requirements (requirement &lt;a href=&#34;#org-target--act&#34;&gt;1&lt;/a&gt; for example).&lt;/p&gt;
&lt;h3 id=&#34;the-foundation-schemas-and-user-roles-for-modularity&#34;&gt;The foundation: schemas and user roles for modularity&lt;/h3&gt;
&lt;p&gt;Modularity, defined by the capacity to have a many-to-many relation
between implementations and
interfaces(&lt;a href=&#34;#citeproc_bib_item_13&#34;&gt;Koppel 2023&lt;/a&gt;), is crucial
for software development(&lt;a href=&#34;#citeproc_bib_item_30&#34;&gt;Yourdon and Constantine 1979&lt;/a&gt;). Part of the base
tools we have for that on SQL are schemas and roles. In particular, a
proper role&lt;sup id=&#34;fnref:3&#34;&gt;&lt;a href=&#34;#fn:3&#34; class=&#34;footnote-ref&#34; role=&#34;doc-noteref&#34;&gt;3&lt;/a&gt;&lt;/sup&gt; can be used for defining very precise interfaces on top of
database objects(&lt;a href=&#34;#citeproc_bib_item_23&#34;&gt;Swart 2019&lt;/a&gt;).&lt;/p&gt;
&lt;p&gt;&lt;a id=&#34;code-snippet--the-schema-and-roles&#34;&gt;&lt;/a&gt;&lt;/p&gt;
&lt;div class=&#34;highlight&#34;&gt;&lt;pre tabindex=&#34;0&#34; class=&#34;chroma&#34;&gt;&lt;code class=&#34;language-sql&#34; data-lang=&#34;sql&#34;&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;schema&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;role&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;grant&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;usage&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;schema&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;to&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;alter&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;default&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;privileges&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;in&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;schema&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;grant&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;select&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;insert&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;update&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;delete&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;tables&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;to&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;alter&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;default&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;privileges&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;in&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;schema&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;grant&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;usage&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;select&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;sequences&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;to&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/code&gt;&lt;/pre&gt;&lt;/div&gt;&lt;h3 id=&#34;domains&#34;&gt;Domains&lt;/h3&gt;
&lt;p&gt;Database domains are usually scoffed at by practitioners, but that is a
big mistake. Properly seen, they are&lt;/p&gt;
&lt;blockquote&gt;
&lt;p&gt;an application of the abstract data type to database management. (&lt;a href=&#34;#citeproc_bib_item_18&#34;&gt;Pascal 2019&lt;/a&gt;)&lt;/p&gt;
&lt;/blockquote&gt;
&lt;p&gt;As such, domains are the core building blocks for logical design.&lt;/p&gt;
&lt;p&gt;&lt;a id=&#34;code-snippet--the-domains&#34;&gt;&lt;/a&gt;&lt;/p&gt;
&lt;div class=&#34;highlight&#34;&gt;&lt;pre tabindex=&#34;0&#34; class=&#34;chroma&#34;&gt;&lt;code class=&#34;language-sql&#34; data-lang=&#34;sql&#34;&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;domain&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;as&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;nb&#34;&gt;text&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;check&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;value&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;~&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;^[0-9]{9}$&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;);&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;domain&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;as&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;nb&#34;&gt;text&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;check&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;value&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;~&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;^[0-9]{12}$&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;);&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;domain&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_status&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;as&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;nb&#34;&gt;text&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;check&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;value&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;in&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;pending&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;                  &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;returned&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;                  &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;completed&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;));&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/code&gt;&lt;/pre&gt;&lt;/div&gt;&lt;p&gt;The &lt;code&gt;transfer_status&lt;/code&gt; in particular is crucial, since it represents the
valid states that a state machine can have.&lt;/p&gt;
&lt;h3 id=&#34;accounts-managed-and-external&#34;&gt;Accounts, managed and external&lt;/h3&gt;
&lt;p&gt;Managed Accounts are the accounts that are owned by the our system. When
receiving a transfer, we control only one side of the transfer, and that
is the managed account side.&lt;/p&gt;
&lt;p&gt;Managed accounts can be deactivated and reactivated. This falls neatly
within the set of temporal features introduced in SQL
2011(&lt;a href=&#34;#citeproc_bib_item_14&#34;&gt;Kulkarni and Michels 2012&lt;/a&gt;), in particular application time,
recently introduced in PostgreSQL 18(&lt;a href=&#34;#citeproc_bib_item_21&#34;&gt;PostgreSQL Wiki Contributors 2024&lt;/a&gt;). This
feature allows us to represent accounts going in and out of activity
without overlapping.&lt;sup id=&#34;fnref:4&#34;&gt;&lt;a href=&#34;#fn:4&#34; class=&#34;footnote-ref&#34; role=&#34;doc-noteref&#34;&gt;4&lt;/a&gt;&lt;/sup&gt;&lt;/p&gt;
&lt;p&gt;&lt;a id=&#34;code-snippet--the-account&#34;&gt;&lt;/a&gt;&lt;/p&gt;
&lt;div class=&#34;highlight&#34;&gt;&lt;pre tabindex=&#34;0&#34; class=&#34;chroma&#34;&gt;&lt;code class=&#34;language-sql&#34; data-lang=&#34;sql&#34;&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;c1&#34;&gt;-- To use temporal constraints, you need to install the btree_gist extension, which provides the necessary operator classes for creating GiST indexes on scalar data types:
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;extension&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;if&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;exists&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;btree_gist&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;table&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;managed_active_account&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;null&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;null&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_name&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;nb&#34;&gt;text&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;null&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_active_period&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;tstzrange&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;null&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;default&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;tstzrange&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;now&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(),&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;infinity&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;[)&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;),&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;primary&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;key&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;               &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;               &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_active_period&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;without&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;overlaps&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;p&#34;&gt;);&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;comment&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;table&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;managed_active_account&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;is&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;Managed Accounts are what transactions are performed against. Think of your bank account. They store money, receive transfers, and send payments. They earn interest and have depository insurance. This relation holds the accounts that are active. No transfer may be created for accounts in the period that they were inactive.&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;table&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;external_account&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;null&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;null&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_name&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;nb&#34;&gt;text&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;null&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;primary&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;key&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;p&#34;&gt;);&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;comment&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;table&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;external_account&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;is&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;External accounts represent counterparty accounts at other institutions. They are the other side of a transfer. Unlike managed accounts, they have no temporal active period since we do not control their lifecycle.&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/code&gt;&lt;/pre&gt;&lt;/div&gt;&lt;p&gt;And below we finish the accounts by making sure a managed account and an
external account can&amp;rsquo;t be the same. We need to use &lt;code&gt;alter table&lt;/code&gt; instead
of adding these &lt;code&gt;check&lt;/code&gt; constraints on the table definitions because of
the circular dependency (one table depends on the other, and vice
versa).&lt;/p&gt;
&lt;p&gt;&lt;a id=&#34;code-snippet--the-account-constraints&#34;&gt;&lt;/a&gt;&lt;/p&gt;
&lt;div class=&#34;highlight&#34;&gt;&lt;pre tabindex=&#34;0&#34; class=&#34;chroma&#34;&gt;&lt;code class=&#34;language-sql&#34; data-lang=&#34;sql&#34;&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;c1&#34;&gt;-- Ensure managed and external accounts never share the same identity
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;or&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;replace&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;function&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;not_external_account&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;p_routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;p_account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;returns&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;nb&#34;&gt;boolean&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;language&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;sql&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;stable&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;as&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;err&#34;&gt;$$&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;select&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;exists&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;select&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;1&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;      &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;from&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;external_account&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;     &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;where&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;p_routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;p_account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;);&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;err&#34;&gt;$$&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;or&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;replace&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;function&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;not_managed_account&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;p_routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;p_account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;returns&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;nb&#34;&gt;boolean&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;language&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;sql&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;stable&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;as&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;err&#34;&gt;$$&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;select&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;exists&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;select&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;1&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;      &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;from&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;managed_active_account&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;     &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;where&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;p_routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;p_account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;);&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;err&#34;&gt;$$&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;alter&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;table&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;managed_active_account&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;add&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;constraint&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;managed_not_external&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;check&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;not_external_account&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;));&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;alter&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;table&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;external_account&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;add&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;constraint&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;external_not_managed&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;check&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;not_managed_account&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;));&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/code&gt;&lt;/pre&gt;&lt;/div&gt;&lt;h3 id=&#34;transfers-constrained-by-a-state-machine-and-temporal-periods&#34;&gt;Transfers, constrained by  a state machine and temporal periods&lt;/h3&gt;
&lt;p&gt;Below are the transfers, which represents the movement of money between
managed accounts and external accounts. They can be seen as a state
machine progressing over the transfer_status domain &lt;code&gt;pending -&amp;gt; (completed | returned)&lt;/code&gt;.&lt;/p&gt;
&lt;p&gt;Another crucial point here is the &lt;code&gt;period&lt;/code&gt; keyword in the references
section. This makes a transfer period be consistent with active managed
accounts, implementing a core financial safety requirement declaratively
in the most deepest level one can.&lt;/p&gt;
&lt;p&gt;&lt;a id=&#34;code-snippet--laying-foundation-table-transfer&#34;&gt;&lt;/a&gt;&lt;/p&gt;
&lt;div class=&#34;highlight&#34;&gt;&lt;pre tabindex=&#34;0&#34; class=&#34;chroma&#34;&gt;&lt;code class=&#34;language-sql&#34; data-lang=&#34;sql&#34;&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;table&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_period&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;             &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;tstzrange&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;null&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;default&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;tstzrange&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;now&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(),&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;infinity&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;[)&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;),&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_created_at&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;         &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;timestamptz&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;                              &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;generated&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;always&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;as&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;k&#34;&gt;lower&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_period&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;))&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;stored&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;              &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;null&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;              &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;null&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;null&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;null&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;amount&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;                      &lt;/span&gt;&lt;span class=&#34;nb&#34;&gt;bigint&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;null&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;status&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;                      &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_status&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;null&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;default&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;pending&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;c1&#34;&gt;-- Natural order: account identity, then time, then counterparty
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;c1&#34;&gt;-- This enables efficient time-range queries on account transfers
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;primary&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;key&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_created_at&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;),&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;foreign&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;key&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;references&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;external_account&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;),&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;c1&#34;&gt;-- temporal foreign key: ensure managed account exists during transfer period
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;foreign&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;key&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;period&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_period&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;references&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;managed_active_account&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;period&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_active_period&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;p&#34;&gt;);&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;comment&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;table&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;is&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;Transfers represent money movement between an external account and a managed account. Status follows state machine: pending -&amp;gt; (completed | returned). Period closes on terminal state. transfer_created_at is a stored generated column derived from lower(transfer_period), eliminating redundancy while remaining usable in primary keys and foreign key references.&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;revoke&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;insert&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;from&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;revoke&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;update&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;from&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;c1&#34;&gt;-- transfer_period will be managed based on the status
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;grant&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;insert&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;              &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;              &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;              &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;              &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;amount&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;to&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;grant&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;update&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;status&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;to&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/code&gt;&lt;/pre&gt;&lt;/div&gt;&lt;p&gt;Note that &lt;code&gt;transfer_created_at&lt;/code&gt; is a stored generated column:
&lt;code&gt;lower(transfer_period)&lt;/code&gt; is an immutable function, and the lower bound
of &lt;code&gt;transfer_period&lt;/code&gt; never changes (the state machine trigger only
closes the upper bound). This eliminates the redundancy between
&lt;code&gt;transfer_created_at&lt;/code&gt; and &lt;code&gt;lower(transfer_period)&lt;/code&gt; while keeping the
column usable in primary keys and as a foreign key target.&lt;/p&gt;
&lt;h3 id=&#34;transfer-state-history&#34;&gt;Transfer state history&lt;/h3&gt;
&lt;p&gt;In order to implement feature &lt;a href=&#34;#org-target--trf&#34;&gt;5&lt;/a&gt;, we need system-time temporal
tables&lt;sup id=&#34;fnref:5&#34;&gt;&lt;a href=&#34;#fn:5&#34; class=&#34;footnote-ref&#34; role=&#34;doc-noteref&#34;&gt;5&lt;/a&gt;&lt;/sup&gt;. PostgreSQL supports several approaches for temporal tables.
For simplicity and portability (including RDS), we use the temporal_tables
extension (&lt;a href=&#34;#citeproc_bib_item_31&#34;&gt;&lt;a href=&#34;https://nearform.com&#34;&gt;https://nearform.com&lt;/a&gt;, n.d.&lt;/a&gt;).&lt;/p&gt;
&lt;p&gt;The extension automatically writes old versions of each row to a history
table on every &lt;code&gt;UPDATE&lt;/code&gt; or &lt;code&gt;DELETE&lt;/code&gt;. Together with a tstzrange period,
this gives you a full history suitable for &lt;code&gt;AS OF&lt;/code&gt; queries and state
reconstruction. We create a focused history table that only tracks what
we need: the transfer identity, status, and system-time period.&lt;/p&gt;
&lt;p&gt;&lt;a id=&#34;code-snippet--transfer-temporal&#34;&gt;&lt;/a&gt;&lt;/p&gt;
&lt;div class=&#34;highlight&#34;&gt;&lt;pre tabindex=&#34;0&#34; class=&#34;chroma&#34;&gt;&lt;code class=&#34;language-sql&#34; data-lang=&#34;sql&#34;&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;c1&#34;&gt;-- Add system-time period column to transfer table
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;alter&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;table&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;add&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;column&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;if&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;exists&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;sys_period&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;tstzrange&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;default&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;tstzrange&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;k&#34;&gt;current_timestamp&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;null&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;);&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;alter&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;table&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;alter&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;column&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;sys_period&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;set&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;null&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;c1&#34;&gt;-- Focused history table - only what we need for status transitions
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;table&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;if&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;exists&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_status_log&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;like&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;p&#34;&gt;);&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;comment&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;table&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_status_log&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;is&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;Automatic log of all transfer status transitions via temporal_tables extension. Shows complete state machine history.&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;alter&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;table&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_status_log&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;add&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;primary&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;key&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_created_at&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;sys_period&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;);&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;c1&#34;&gt;-- Use temporal_tables versioning procedure
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;trigger&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_save_status_history&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;before&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;insert&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;or&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;update&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;or&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;delete&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;for&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;each&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;row&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;execute&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;procedure&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;versioning&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;sys_period&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;finance.transfer_status_log&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;true&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;);&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/code&gt;&lt;/pre&gt;&lt;/div&gt;&lt;p&gt;Once applied, &lt;code&gt;finance.transfer_status_log&lt;/code&gt; will contain every past version
of every transfer&amp;rsquo;s status, from which you can reconstruct the state machine
history over time.&lt;sup id=&#34;fnref:6&#34;&gt;&lt;a href=&#34;#fn:6&#34; class=&#34;footnote-ref&#34; role=&#34;doc-noteref&#34;&gt;6&lt;/a&gt;&lt;/sup&gt;&lt;/p&gt;
&lt;h3 id=&#34;account-auditing&#34;&gt;Account auditing&lt;/h3&gt;
&lt;p&gt;Since we are on the subject of temporal tables, we might as well add
support for auditing accounts. It lies outside our &lt;a href=&#34;#org-target--full-list&#34;&gt;list of features&lt;/a&gt;, but
I think account disabling is a major event that should have strong
auditing behind it, so we might as well add it.&lt;/p&gt;
&lt;p&gt;&lt;a id=&#34;code-snippet--account-temporal&#34;&gt;&lt;/a&gt;&lt;/p&gt;
&lt;div class=&#34;highlight&#34;&gt;&lt;pre tabindex=&#34;0&#34; class=&#34;chroma&#34;&gt;&lt;code class=&#34;language-sql&#34; data-lang=&#34;sql&#34;&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;c1&#34;&gt;-- Add system-time period column to the account table
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;alter&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;table&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;managed_active_account&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;add&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;column&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;if&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;exists&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;sys_period&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;tstzrange&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;default&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;tstzrange&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;k&#34;&gt;current_timestamp&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;null&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;);&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;alter&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;table&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;managed_active_account&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;alter&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;column&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;sys_period&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;set&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;null&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;table&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;if&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;exists&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;managed_active_account_log&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;like&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;managed_active_account&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;p&#34;&gt;);&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;comment&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;table&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;managed_active_account_log&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;is&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;Automatic log of all account activity via temporal_tables extension.&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;index&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;managed_active_account_log&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;sys_period&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;);&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;index&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;managed_active_account_log&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;);&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;c1&#34;&gt;-- Use temporal_tables versioning procedure
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;trigger&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_save_history&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;before&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;insert&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;or&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;update&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;or&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;delete&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;managed_active_account&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;for&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;each&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;row&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;execute&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;procedure&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;versioning&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;sys_period&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;finance.managed_active_account_log&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;true&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;);&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/code&gt;&lt;/pre&gt;&lt;/div&gt;&lt;h3 id=&#34;transactions-the-immutable-events&#34;&gt;Transactions, the immutable events&lt;/h3&gt;
&lt;p&gt;Contrasted with the above, below we have transactions, which represent
changes in the balances (current and available) of an account and are
therefore immutable.&lt;/p&gt;
&lt;p&gt;Transactions reference their originating transfer by identity (the
transfer&amp;rsquo;s natural key including &lt;code&gt;transfer_created_at&lt;/code&gt;), not by
period. There is no &lt;code&gt;transfer_period&lt;/code&gt; stored on transactions &amp;mdash; the
transfer&amp;rsquo;s temporal state is queried from the transfer table when
needed.&lt;/p&gt;
&lt;p&gt;&lt;a id=&#34;code-snippet--laying-foundation-table-txn&#34;&gt;&lt;/a&gt;&lt;/p&gt;
&lt;div class=&#34;highlight&#34;&gt;&lt;pre tabindex=&#34;0&#34; class=&#34;chroma&#34;&gt;&lt;code class=&#34;language-sql&#34; data-lang=&#34;sql&#34;&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;table&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;settled_transaction&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transaction_created_at&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;      &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;timestamptz&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;null&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;default&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;now&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(),&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;              &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;null&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;              &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;null&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;null&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;null&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_created_at&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;         &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;timestamptz&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;null&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;amount&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;                      &lt;/span&gt;&lt;span class=&#34;nb&#34;&gt;bigint&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;null&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;primary&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;key&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transaction_created_at&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;),&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;foreign&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;key&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_created_at&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;references&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_created_at&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;p&#34;&gt;);&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;comment&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;table&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;settled_transaction&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;is&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;Settled transactions affect both your available balance and your current balance. They are immutable events --- no updates or deletes permitted.&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;revoke&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;update&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;delete&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;settled_transaction&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;from&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;table&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pending_transaction&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;like&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;settled_transaction&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;including&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;all&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;foreign&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;key&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_created_at&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;references&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_created_at&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;p&#34;&gt;);&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;comment&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;table&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pending_transaction&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;is&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;Pending transactions represent potential future credits or debits. They affect available balance but not current balance. Immutable once created.&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;revoke&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;update&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;delete&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pending_transaction&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;from&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/code&gt;&lt;/pre&gt;&lt;/div&gt;&lt;h2 id=&#34;on-maintaining-business-rules-via-meaningful-constraints&#34;&gt;On maintaining business rules via meaningful constraints&lt;/h2&gt;
&lt;p&gt;Constraints should really be part of the foundation, but I have made
them a separate section because they are usually seen as something apart
from defining tables. In reality, a proper mathematical relation should
embrace both intentionality (constraints) and extensionality (rows).&lt;/p&gt;
&lt;blockquote&gt;
&lt;p&gt;It is impossible to design and interrogate a database sensibly, and
ensure semantic consistency of results &amp;hellip; it is intended to represent
without &amp;hellip; DBMS knowledge of the meaning assigned to the
database&amp;hellip;(&lt;a href=&#34;#citeproc_bib_item_19&#34;&gt;Pascal 2026&lt;/a&gt;)&lt;/p&gt;
&lt;/blockquote&gt;
&lt;p&gt;In our case, several business rules must hold across tables. In the
absence of SQL&amp;rsquo;s &lt;code&gt;assert&lt;/code&gt;&lt;sup id=&#34;fnref:7&#34;&gt;&lt;a href=&#34;#fn:7&#34; class=&#34;footnote-ref&#34; role=&#34;doc-noteref&#34;&gt;7&lt;/a&gt;&lt;/sup&gt; we rely on constraint triggers keeping
them as declarative as possible.&lt;/p&gt;
&lt;h3 id=&#34;the-transfer-state-machine&#34;&gt;The transfer state machine&lt;/h3&gt;
&lt;p&gt;&lt;a id=&#34;code-snippet--state-machine&#34;&gt;&lt;/a&gt;&lt;/p&gt;
&lt;div class=&#34;highlight&#34;&gt;&lt;pre tabindex=&#34;0&#34; class=&#34;chroma&#34;&gt;&lt;code class=&#34;language-sql&#34; data-lang=&#34;sql&#34;&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;or&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;replace&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;function&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;enforce_transfer_state_machine&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;()&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;returns&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;trigger&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;language&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;plpgsql&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;as&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;err&#34;&gt;$$&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;begin&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;if&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;OLD&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;status&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;status&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;then&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;return&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;end&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;if&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;if&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;OLD&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;status&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;pending&amp;#39;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;then&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;if&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;status&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;in&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;completed&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;returned&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;then&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;      &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;raise&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;exception&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;Invalid state transition: pending can only transition to completed or returned, not %&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;status&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;end&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;if&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_period&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;:&lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;tstzrange&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;k&#34;&gt;lower&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;k&#34;&gt;OLD&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_period&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;),&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;now&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(),&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;[]&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;);&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;elsif&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;OLD&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;status&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;in&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;completed&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;returned&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;then&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;raise&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;exception&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;Invalid state transition: % is a terminal state and cannot transition to %&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;OLD&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;status&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;status&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;end&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;if&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;return&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;end&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;err&#34;&gt;$$&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;trigger&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_z_enforce_state_machine&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;before&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;update&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;of&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;status&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;for&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;each&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;row&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;when&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;k&#34;&gt;OLD&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;status&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;&amp;lt;&amp;gt;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;status&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;execute&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;function&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;enforce_transfer_state_machine&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;();&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/code&gt;&lt;/pre&gt;&lt;/div&gt;&lt;h3 id=&#34;transactions-must-fall-within-the-transfer-period&#34;&gt;Transactions must fall within the transfer period&lt;/h3&gt;
&lt;p&gt;A transaction&amp;rsquo;s &lt;code&gt;transaction_created_at&lt;/code&gt; must fall within the
originating transfer&amp;rsquo;s &lt;code&gt;transfer_period&lt;/code&gt;. This prevents creating
transactions against transfers that haven&amp;rsquo;t started yet or have already
closed:&lt;/p&gt;
&lt;p&gt;&lt;a id=&#34;code-snippet--constraint-within-period&#34;&gt;&lt;/a&gt;&lt;/p&gt;
&lt;div class=&#34;highlight&#34;&gt;&lt;pre tabindex=&#34;0&#34; class=&#34;chroma&#34;&gt;&lt;code class=&#34;language-sql&#34; data-lang=&#34;sql&#34;&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;or&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;replace&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;function&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transaction_within_transfer_period&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;()&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;returns&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;trigger&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;language&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;plpgsql&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;as&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;err&#34;&gt;$$&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;declare&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;v_transfer_period&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;tstzrange&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;begin&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;select&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_period&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;into&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;v_transfer_period&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;from&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;   &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;where&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;              &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;     &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;              &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;     &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_created_at&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;         &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_created_at&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;     &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;     &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;if&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;found&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;then&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;raise&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;exception&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;Transfer not found for transaction&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;end&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;if&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;if&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;v_transfer_period&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;@&amp;gt;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transaction_created_at&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;then&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;raise&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;exception&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;      &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;Transaction created_at % is outside transfer period %&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;      &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transaction_created_at&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;v_transfer_period&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;end&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;if&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;return&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;end&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;err&#34;&gt;$$&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;constraint&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;trigger&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;settled_transaction_within_transfer_period&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;after&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;insert&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;settled_transaction&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;deferrable&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;initially&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;deferred&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;for&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;each&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;row&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;execute&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;function&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transaction_within_transfer_period&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;();&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;constraint&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;trigger&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pending_transaction_within_transfer_period&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;after&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;insert&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pending_transaction&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;deferrable&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;initially&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;deferred&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;for&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;each&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;row&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;execute&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;function&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transaction_within_transfer_period&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;();&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/code&gt;&lt;/pre&gt;&lt;/div&gt;&lt;h3 id=&#34;pending-transactions-require-a-pending-transfer&#34;&gt;Pending transactions require a pending transfer&lt;/h3&gt;
&lt;p&gt;A pending transaction can only be created against a transfer that is
still in the &lt;code&gt;pending&lt;/code&gt; state. Settled transactions, conversely, can only
be created against transfers that have left the &lt;code&gt;pending&lt;/code&gt; state
(i.e. &lt;code&gt;completed&lt;/code&gt; or &lt;code&gt;returned&lt;/code&gt;):&lt;/p&gt;
&lt;p&gt;&lt;a id=&#34;code-snippet--constraint-status-match&#34;&gt;&lt;/a&gt;&lt;/p&gt;
&lt;div class=&#34;highlight&#34;&gt;&lt;pre tabindex=&#34;0&#34; class=&#34;chroma&#34;&gt;&lt;code class=&#34;language-sql&#34; data-lang=&#34;sql&#34;&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;or&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;replace&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;function&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;is_pending_transfer&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;p_routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;p_account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;p_transfer_created_at&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;timestamptz&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;p_counterparty_routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;p_counterparty_account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;returns&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;nb&#34;&gt;boolean&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;language&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;sql&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;stable&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;as&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;err&#34;&gt;$$&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;select&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;exists&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;select&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;1&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;      &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;from&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;t&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;     &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;where&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;t&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;              &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;p_routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;t&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;              &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;p_account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;t&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_created_at&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;         &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;p_transfer_created_at&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;t&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;p_counterparty_routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;t&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;p_counterparty_account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;t&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;status&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;                      &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;pending&amp;#39;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;);&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;err&#34;&gt;$$&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;or&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;replace&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;function&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;ensure_pending_transfer&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;()&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;returns&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;trigger&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;language&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;plpgsql&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;as&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;err&#34;&gt;$$&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;begin&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;if&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;is_pending_transfer&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_created_at&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;then&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;raise&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;exception&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;      &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;Must reference a pending transfer (%, %, %, %, %)&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;      &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_created_at&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;      &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;end&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;if&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;return&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;end&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;err&#34;&gt;$$&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;or&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;replace&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;function&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;ensure_non_pending_transfer&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;()&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;returns&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;trigger&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;language&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;plpgsql&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;as&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;err&#34;&gt;$$&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;begin&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;if&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;is_pending_transfer&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_created_at&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;then&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;raise&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;exception&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;      &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;Cannot reference a pending transfer (%, %, %, %, %)&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;      &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_created_at&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;      &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;end&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;if&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;return&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;end&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;err&#34;&gt;$$&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;constraint&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;trigger&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pending_transaction_requires_pending_transfer&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;after&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;insert&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pending_transaction&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;deferrable&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;initially&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;deferred&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;for&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;each&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;row&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;execute&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;function&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;ensure_pending_transfer&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;();&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;constraint&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;trigger&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;settled_transaction_requires_non_pending_transfer&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;after&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;insert&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;settled_transaction&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;deferrable&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;initially&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;deferred&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;for&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;each&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;row&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;execute&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;function&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;ensure_non_pending_transfer&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;();&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/code&gt;&lt;/pre&gt;&lt;/div&gt;&lt;h3 id=&#34;no-future-transactions-when-closing-a-transfer&#34;&gt;No future transactions when closing a transfer&lt;/h3&gt;
&lt;p&gt;A transfer cannot transition to &lt;code&gt;completed&lt;/code&gt; or &lt;code&gt;returned&lt;/code&gt; if any of its
transactions have a &lt;code&gt;transaction_created_at&lt;/code&gt; that falls after the
moment of closure. This prevents the state machine from closing a
transfer&amp;rsquo;s period and stranding transactions in the future:&lt;/p&gt;
&lt;p&gt;&lt;a id=&#34;code-snippet--constraint-no-future-txns&#34;&gt;&lt;/a&gt;&lt;/p&gt;
&lt;div class=&#34;highlight&#34;&gt;&lt;pre tabindex=&#34;0&#34; class=&#34;chroma&#34;&gt;&lt;code class=&#34;language-sql&#34; data-lang=&#34;sql&#34;&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;or&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;replace&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;function&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;no_future_transactions_on_close&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;()&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;returns&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;trigger&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;language&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;plpgsql&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;as&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;err&#34;&gt;$$&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;begin&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;if&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;exists&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;select&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;1&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;from&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;settled_transaction&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;     &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;where&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;              &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;              &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_created_at&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;         &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_created_at&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transaction_created_at&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;&amp;gt;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;now&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;()&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;union&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;all&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;select&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;1&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;from&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pending_transaction&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;     &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;where&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;              &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;              &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_created_at&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;         &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_created_at&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transaction_created_at&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;&amp;gt;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;now&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;()&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;then&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;raise&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;exception&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;      &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;Cannot close transfer (%, %, %): transaction(s) exist after current time&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;      &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_created_at&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;end&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;if&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;return&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;end&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;err&#34;&gt;$$&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;constraint&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;trigger&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_no_future_transactions_on_close&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;after&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;update&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;of&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;status&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;deferrable&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;initially&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;deferred&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;for&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;each&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;row&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;when&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;status&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;in&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;completed&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;returned&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;))&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;execute&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;function&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;no_future_transactions_on_close&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;();&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/code&gt;&lt;/pre&gt;&lt;/div&gt;&lt;p&gt;These three constraint groups &amp;mdash; temporal containment, status matching,
and future-transaction prevention &amp;mdash; together enforce the full lifecycle
invariant: transactions can only exist within the temporal and logical
boundaries of their originating transfer. In application code, this
would typically require a coordination framework spanning multiple
services. Here it is enforced declaratively at the deepest possible
level.&lt;/p&gt;
&lt;h2 id=&#34;on-capacity-planning&#34;&gt;On capacity planning&lt;/h2&gt;
&lt;p&gt;In order to be able to efficiently modify transfers and run the
constraints needed to keep transactions consistent with the business
rules we should keep in the working set 2 days of
transfers/transactions. The number 2 is chosen because wire transfers
typically settle within one business day and while international
transfers take one to five days, with most completing within
two(&lt;a href=&#34;#citeproc_bib_item_20&#34;&gt;Paystand 2024&lt;/a&gt;) we.&lt;/p&gt;
&lt;p&gt;Taking &lt;code&gt;finance.transfer&lt;/code&gt; as a reference (the widest row), we estimate
the per-row size (ignoring alignment(&lt;a href=&#34;#citeproc_bib_item_26&#34;&gt;Thomas 2018&lt;/a&gt;)):&lt;/p&gt;
&lt;table&gt;
	&lt;thead&gt;
			&lt;tr&gt;
					&lt;th&gt;Name&lt;/th&gt;
					&lt;th&gt;Type&lt;/th&gt;
					&lt;th&gt;Size (bytes)&lt;/th&gt;
			&lt;/tr&gt;
	&lt;/thead&gt;
	&lt;tbody&gt;
			&lt;tr&gt;
					&lt;td&gt;transfer_period&lt;/td&gt;
					&lt;td&gt;tstzrange&lt;/td&gt;
					&lt;td&gt;32&lt;/td&gt;
			&lt;/tr&gt;
			&lt;tr&gt;
					&lt;td&gt;transfer_created_at&lt;/td&gt;
					&lt;td&gt;timestamptz&lt;/td&gt;
					&lt;td&gt;8&lt;/td&gt;
			&lt;/tr&gt;
			&lt;tr&gt;
					&lt;td&gt;account_number&lt;/td&gt;
					&lt;td&gt;text(12)&lt;/td&gt;
					&lt;td&gt;13&lt;/td&gt;
			&lt;/tr&gt;
			&lt;tr&gt;
					&lt;td&gt;routing_number&lt;/td&gt;
					&lt;td&gt;text(9)&lt;/td&gt;
					&lt;td&gt;10&lt;/td&gt;
			&lt;/tr&gt;
			&lt;tr&gt;
					&lt;td&gt;counterparty_account_number&lt;/td&gt;
					&lt;td&gt;text(12)&lt;/td&gt;
					&lt;td&gt;13&lt;/td&gt;
			&lt;/tr&gt;
			&lt;tr&gt;
					&lt;td&gt;counterparty_routing_number&lt;/td&gt;
					&lt;td&gt;text(9)&lt;/td&gt;
					&lt;td&gt;10&lt;/td&gt;
			&lt;/tr&gt;
			&lt;tr&gt;
					&lt;td&gt;amount&lt;/td&gt;
					&lt;td&gt;bigint&lt;/td&gt;
					&lt;td&gt;8&lt;/td&gt;
			&lt;/tr&gt;
			&lt;tr&gt;
					&lt;td&gt;status&lt;/td&gt;
					&lt;td&gt;text(10)&lt;/td&gt;
					&lt;td&gt;11&lt;/td&gt;
			&lt;/tr&gt;
			&lt;tr&gt;
					&lt;td&gt;sys_period&lt;/td&gt;
					&lt;td&gt;tstzrange&lt;/td&gt;
					&lt;td&gt;32&lt;/td&gt;
			&lt;/tr&gt;
			&lt;tr&gt;
					&lt;td&gt;Total (plus 24 row header)&lt;/td&gt;
					&lt;td&gt;&lt;/td&gt;
					&lt;td&gt;161&lt;/td&gt;
			&lt;/tr&gt;
	&lt;/tbody&gt;
&lt;/table&gt;
&lt;p&gt;So roughly 160 bytes per row. The log tables have the same width. The
transaction tables are slightly narrower (no &lt;code&gt;transfer_period&lt;/code&gt;, no
&lt;code&gt;status&lt;/code&gt;), around 120 bytes per row.&lt;/p&gt;
&lt;h3 id=&#34;working-set-estimation&#34;&gt;Working set estimation&lt;/h3&gt;
&lt;p&gt;The working set is the data that must be in &lt;code&gt;shared_buffers&lt;/code&gt; for the
system to perform well. As stated above, the working set will consist of
2 days of transfers transactions.&lt;/p&gt;
&lt;p&gt;Let&amp;rsquo;s assume that a transfer row corresponds to 2 rows in
&lt;code&gt;transfer_status_log&lt;/code&gt; (the initial insert plus a state change) and 3
transactions (2 pending transactions and a settled transaction). That
gives us 3 transfer like rows + 3 transaction rows.&lt;/p&gt;
&lt;p&gt;Each index entry carries &lt;code&gt;8 bytes of overhead plus the indexed data[cite:@StackOverflowAlbe2020indexsize]. In our design, most tables have one index: the B-tree backing the primary key (the temporal table has 2, but lets ignore that for the sake of simplicity). The primary key for ~finance.transfer&lt;/code&gt; indexes 5 columns totalling ~54 bytes, so each
index entry is ~62 bytes. This amounts to roughly 40% of the row
size. So, a safe rule of thumb: add a 1.4 multiplier to the table sizes
to account for for index overhead.&lt;/p&gt;
&lt;p&gt;This whole argument boils down to the byte sum of:&lt;/p&gt;
&lt;p&gt;&lt;a id=&#34;code-snippet--daily-size&#34;&gt;&lt;/a&gt;&lt;/p&gt;
&lt;pre tabindex=&#34;0&#34;&gt;&lt;code class=&#34;language-calc&#34; data-lang=&#34;calc&#34;&gt;((3 * 160) + (3 * 120)) * 1.4
&lt;/code&gt;&lt;/pre&gt;&lt;div class=&#34;highlight&#34;&gt;&lt;pre tabindex=&#34;0&#34; class=&#34;chroma&#34;&gt;&lt;code class=&#34;language-text&#34; data-lang=&#34;text&#34;&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;1176.
&lt;/span&gt;&lt;/span&gt;&lt;/code&gt;&lt;/pre&gt;&lt;/div&gt;&lt;table&gt;
	&lt;thead&gt;
			&lt;tr&gt;
					&lt;th&gt;Scale&lt;/th&gt;
					&lt;th&gt;Transfers/day&lt;/th&gt;
					&lt;th&gt;Working set size for 2 days&lt;/th&gt;
			&lt;/tr&gt;
	&lt;/thead&gt;
	&lt;tbody&gt;
			&lt;tr&gt;
					&lt;td&gt;Startup&lt;/td&gt;
					&lt;td&gt;10,000&lt;/td&gt;
					&lt;td&gt;22M&lt;/td&gt;
			&lt;/tr&gt;
			&lt;tr&gt;
					&lt;td&gt;Mid/large bank(&lt;a href=&#34;#citeproc_bib_item_16&#34;&gt;Nubank 2022&lt;/a&gt;)&lt;/td&gt;
					&lt;td&gt;50,000,000&lt;/td&gt;
					&lt;td&gt;110G&lt;/td&gt;
			&lt;/tr&gt;
			&lt;tr&gt;
					&lt;td&gt;Global processor(&lt;a href=&#34;#citeproc_bib_item_11&#34;&gt;Inc. 2025&lt;/a&gt;)&lt;/td&gt;
					&lt;td&gt;900,000,000&lt;/td&gt;
					&lt;td&gt;1.9T&lt;/td&gt;
			&lt;/tr&gt;
	&lt;/tbody&gt;
&lt;/table&gt;
&lt;p&gt;Up to a mid level bank one can fit the working set comfortably in modern
cloud database servers. AWS RDS, for instance, supports up to 4TiB of
memory per instance for PostgreSQL-compatible
instances(&lt;a href=&#34;#citeproc_bib_item_2&#34;&gt;Amazon Web Services 2026&lt;/a&gt;).&lt;/p&gt;
&lt;h2 id=&#34;on-write-throughput&#34;&gt;On write throughput&lt;/h2&gt;
&lt;p&gt;If you want to maintain semantic enforcement of your data (which in our
model is done via fkeys and constraint triggers) about the best thing
you can do to optimize write throughput is to lower the write
amplification, specifically to use indexes in a smart way. After all,
&lt;code&gt;indexes, if not carefully chosen, can kill performance in a write-heavy application&lt;/code&gt;(&lt;a href=&#34;#citeproc_bib_item_8&#34;&gt;Gerogiannakis 2019&lt;/a&gt;)&lt;/p&gt;
&lt;h3 id=&#34;enabling-hot-updates-for-transfers&#34;&gt;Enabling HOT Updates for Transfers&lt;/h3&gt;
&lt;p&gt;By keeping the primary key of the &lt;code&gt;finance.transfer&lt;/code&gt; table aligned with
the immutable columns, we enable Heap-Only Tuple
(HOT)(&lt;a href=&#34;#citeproc_bib_item_24&#34;&gt;The PostgreSQL Global Development Group 2025&lt;/a&gt;) updates for that table. Such HOT
updates are important because status transitions (pending to
completed/returned) are common operations and we want to minimize write
amplification.&lt;/p&gt;
&lt;p&gt;What happens is that, because neither the transfer&amp;rsquo;s &lt;code&gt;status&lt;/code&gt; nor its
&lt;code&gt;transfer_period&lt;/code&gt; participate in any indexes, PostgreSQL can write the
new tuple version to the same page (if space permits) and also skip the
index update entirely.&lt;/p&gt;
&lt;p&gt;We therefore need to make sure there is enough page space in the table:&lt;/p&gt;
&lt;div class=&#34;highlight&#34;&gt;&lt;pre tabindex=&#34;0&#34; class=&#34;chroma&#34;&gt;&lt;code class=&#34;language-sql&#34; data-lang=&#34;sql&#34;&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;alter&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;table&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;set&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;fillfactor&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;70&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;);&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/code&gt;&lt;/pre&gt;&lt;/div&gt;&lt;p&gt;This reserves 30% free space per page, allowing updated tuples to fit on
the same page. Combined with no indexes on &lt;code&gt;status&lt;/code&gt; or &lt;code&gt;transfer_period&lt;/code&gt;,
status updates become HOT-eligible, providing:&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;2-3x faster updates compared to non-HOT updates(&lt;a href=&#34;#citeproc_bib_item_22&#34;&gt;Samuel 2024&lt;/a&gt;)&lt;/li&gt;
&lt;li&gt;No table and index bloat from status changes(&lt;a href=&#34;#citeproc_bib_item_27&#34;&gt;van Veen &amp;amp; Dave Pitts 2022&lt;/a&gt;)&lt;/li&gt;
&lt;li&gt;Simpler vacuum maintenance on the table(&lt;a href=&#34;#citeproc_bib_item_27&#34;&gt;van Veen &amp;amp; Dave Pitts 2022&lt;/a&gt;)&lt;/li&gt;
&lt;li&gt;Smaller WAL, since there is less write activity overall(&lt;a href=&#34;#citeproc_bib_item_27&#34;&gt;van Veen &amp;amp; Dave Pitts 2022&lt;/a&gt;)&lt;/li&gt;
&lt;/ul&gt;
&lt;h3 id=&#34;making-sure-there-are-no-unused-indexes&#34;&gt;Making sure there are no Unused indexes&lt;/h3&gt;
&lt;p&gt;A common problem is to have a bunch of unused indexes for critical
tables, since they are not visible directly and experiments can be
forgotten. So, make sure all indexes are being used (see
(&lt;a href=&#34;#citeproc_bib_item_8&#34;&gt;Gerogiannakis 2019&lt;/a&gt;)(&lt;a href=&#34;#citeproc_bib_item_10&#34;&gt;Group, n.d.&lt;/a&gt;) for a solution based on
PostgreSQL internal statistics):&lt;/p&gt;
&lt;div class=&#34;highlight&#34;&gt;&lt;pre tabindex=&#34;0&#34; class=&#34;chroma&#34;&gt;&lt;code class=&#34;language-sql&#34; data-lang=&#34;sql&#34;&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;SELECT&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;schemaname&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;relname&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;indexrelname&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;idx_scan&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;idx_tup_read&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;idx_tup_fetch&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;FROM&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pg_stat_user_indexes&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;where&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;schemaname&lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;finance&amp;#39;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;ORDER&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;BY&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;idx_scan&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;schemaname&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;err&#34;&gt;│&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;         &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;relname&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;          &lt;/span&gt;&lt;span class=&#34;err&#34;&gt;│&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;              &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;indexrelname&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;               &lt;/span&gt;&lt;span class=&#34;err&#34;&gt;│&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;idx_scan&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;err&#34;&gt;│&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;idx_tup_read&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;err&#34;&gt;│&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;idx_tup_fetch&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;err&#34;&gt;════════════╪══════════════════════════╪═════════════════════════════════════════╪══════════╪══════════════╪═══════════════&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;err&#34;&gt;│&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;settled_transaction&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;      &lt;/span&gt;&lt;span class=&#34;err&#34;&gt;│&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;settled_transaction_pkey&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;                &lt;/span&gt;&lt;span class=&#34;err&#34;&gt;│&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;        &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;0&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;err&#34;&gt;│&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;            &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;0&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;err&#34;&gt;│&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;             &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;0&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;err&#34;&gt;│&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_status_log&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;      &lt;/span&gt;&lt;span class=&#34;err&#34;&gt;│&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_status_log_sys_period_idx&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;      &lt;/span&gt;&lt;span class=&#34;err&#34;&gt;│&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;        &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;0&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;err&#34;&gt;│&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;            &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;0&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;err&#34;&gt;│&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;             &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;0&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;err&#34;&gt;│&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;                  &lt;/span&gt;&lt;span class=&#34;err&#34;&gt;│&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_pkey&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;                            &lt;/span&gt;&lt;span class=&#34;err&#34;&gt;│&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;      &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;100&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;err&#34;&gt;│&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;           &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;80&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;err&#34;&gt;│&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;            &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;60&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;err&#34;&gt;│&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pending_transaction&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;      &lt;/span&gt;&lt;span class=&#34;err&#34;&gt;│&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pending_transaction_pkey&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;                &lt;/span&gt;&lt;span class=&#34;err&#34;&gt;│&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;1220000&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;err&#34;&gt;│&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;120000&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;err&#34;&gt;│&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;        &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;120000&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;err&#34;&gt;│&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;                 &lt;/span&gt;&lt;span class=&#34;err&#34;&gt;│&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_pkey&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;                           &lt;/span&gt;&lt;span class=&#34;err&#34;&gt;│&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;2210002&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;err&#34;&gt;│&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;      &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;1110002&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;err&#34;&gt;│&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;1110000&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/code&gt;&lt;/pre&gt;&lt;/div&gt;&lt;dl&gt;
&lt;dt&gt;idx_scan&lt;/dt&gt;
&lt;dd&gt;How many times the index has been scanned (used). This can
be either directly by a application query e.g.
&lt;div class=&#34;highlight&#34;&gt;&lt;pre tabindex=&#34;0&#34; class=&#34;chroma&#34;&gt;&lt;code class=&#34;language-sql&#34; data-lang=&#34;sql&#34;&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;select&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;*&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;from&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;where&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_created_at&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transaction_account&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_account&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;2025-11-25 18:04:26.298329+00&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;::&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;timestamptz&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;acc_8&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;acc_15&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;);&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/code&gt;&lt;/pre&gt;&lt;/div&gt;&lt;p&gt;or indirectly due to a JOIN. For example, the primary key index
transfer_pkey has been scanned over 2210002 times.&lt;/p&gt;
&lt;/dd&gt;
&lt;dt&gt;idx_tup_read&lt;/dt&gt;
&lt;dd&gt;This is the number of index entries returned as a result
of an index scan. An easy-to-understand example is the primary key
(e.g. &lt;code&gt;select * from finance.transfer where (transfer_created_at, transaction_account, counterparty_account) = (&#39;2025-11-25 18:04:26.298329+00&#39;::timestamptz, &#39;acc_8&#39;, &#39;acc_15&#39;);&lt;/code&gt;). If there is
such transfer, then idx_tup_read will increase by 1. Modifying slightly
the query
&lt;div class=&#34;highlight&#34;&gt;&lt;pre tabindex=&#34;0&#34; class=&#34;chroma&#34;&gt;&lt;code class=&#34;language-sql&#34; data-lang=&#34;sql&#34;&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;select&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;*&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;from&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;where&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_created_at&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transaction_account&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_account&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;in&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;((&lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;2025-11-25 18:04:26.298329+00&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;::&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;timestamptz&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;acc_8&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;acc_15&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;),&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;2025-11-25 01:39:36.594342+00&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;::&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;timestamptz&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;acc_11&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;acc_9&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;));&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/code&gt;&lt;/pre&gt;&lt;/div&gt;&lt;p&gt;idx_tup_read will increase by 2 (if both transfers exist). In both of
these queries, idx_scan will increase by 1.&lt;/p&gt;
&lt;/dd&gt;
&lt;dt&gt;idx_tup_fetch&lt;/dt&gt;
&lt;dd&gt;These are the number of rows fetched from the table
as a result of an index scan.  This is increased as a result of both
positive and false positive results.  For example, if both ids exist,
the query
&lt;div class=&#34;highlight&#34;&gt;&lt;pre tabindex=&#34;0&#34; class=&#34;chroma&#34;&gt;&lt;code class=&#34;language-sql&#34; data-lang=&#34;sql&#34;&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;select&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;*&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;from&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;where&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_created_at&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transaction_account&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_account&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;in&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;((&lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;2025-11-25 18:04:26.298329+00&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;::&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;timestamptz&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;acc_8&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;acc_15&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;),&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;2025-11-25 01:39:36.594342+00&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;::&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;timestamptz&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;acc_11&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;acc_9&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;))&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_status&lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;completed&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/code&gt;&lt;/pre&gt;&lt;/div&gt;&lt;p&gt;will increase idx_tup_fetch by 2 even if only one tuple is returned
to the client. The reason is that the tuples will need to be loaded
from disk to examine the value of ‘transfer_status’.&lt;/p&gt;
&lt;/dd&gt;
&lt;/dl&gt;
&lt;h2 id=&#34;oltp&#34;&gt;OLTP&lt;/h2&gt;
&lt;p&gt;In OLTP workloads, the DBMS needs to quickly read and write individual
rows of data while ensuring data
integrity(&lt;a href=&#34;#citeproc_bib_item_7&#34;&gt;Datta 2024&lt;/a&gt;).&lt;/p&gt;
&lt;p&gt;Below we showcase some interesting OLTP workflows on the &lt;a href=&#34;#org-target--full-list&#34;&gt;feature list&lt;/a&gt;:&lt;/p&gt;
&lt;ol&gt;
&lt;li&gt;&lt;a href=&#34;#org-target--lst&#34;&gt;Listing with pagination&lt;/a&gt;&lt;/li&gt;
&lt;li&gt;&lt;a href=&#34;#org-target--txn&#34;&gt;Display details of a transfer, including the transactions that were generated&lt;/a&gt;&lt;/li&gt;
&lt;/ol&gt;
&lt;h3 id=&#34;listing&#34;&gt;Listing&lt;/h3&gt;
&lt;p&gt;Listing should be simple enough, but it contains traps for if one uses
the naive &lt;code&gt;OFFSET&lt;/code&gt; approach(&lt;a href=&#34;#citeproc_bib_item_29&#34;&gt;Winand, n.d.&lt;/a&gt;):&lt;/p&gt;
&lt;blockquote&gt;
&lt;ol&gt;
&lt;li&gt;the pages drift when inserting new sales because the numbering is always done from scratch;&lt;/li&gt;
&lt;li&gt;the response time increases when browsing further back.&lt;/li&gt;
&lt;/ol&gt;
&lt;/blockquote&gt;
&lt;h4 id=&#34;proper-pagination&#34;&gt;Proper pagination&lt;/h4&gt;
&lt;p&gt;In order to avoid the problems above, we need to leverage the primary
key index directly by using values instead of offsets. Given that we are
listing all transfers/transactions for a given account sorted by time,
this maps directly to the composite primary key index, allowing PostgreSQL
to do an equality match on the first two columns and then a backward
index scan from the cursor position on &lt;code&gt;transfer_created_at&lt;/code&gt;:&lt;/p&gt;
&lt;div class=&#34;highlight&#34;&gt;&lt;pre tabindex=&#34;0&#34; class=&#34;chroma&#34;&gt;&lt;code class=&#34;language-sql&#34; data-lang=&#34;sql&#34;&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;select&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;*&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;from&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;where&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;?&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;   &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;?&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;   &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_created_at&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;&amp;lt;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;?&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;order&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;by&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_created_at&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;desc&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;fetch&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;first&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;10&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;rows&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;only&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/code&gt;&lt;/pre&gt;&lt;/div&gt;&lt;h4 id=&#34;primary-key-column-order&#34;&gt;Primary Key Column Order&lt;/h4&gt;
&lt;p&gt;In order to enable the listing above, the primary key definition needs
to reflect the access pattern:&lt;/p&gt;
&lt;ol&gt;
&lt;li&gt;&lt;code&gt;routing_number, account_number&lt;/code&gt; - identifies the account (most selective)&lt;/li&gt;
&lt;li&gt;&lt;code&gt;transfer_created_at&lt;/code&gt; - enables efficient time-range queries on account transfers, which enables the pagination&lt;/li&gt;
&lt;li&gt;&lt;code&gt;counterparty_routing_number, counterparty_account_number&lt;/code&gt; - completes the transfer identity&lt;/li&gt;
&lt;/ol&gt;
&lt;h3 id=&#34;the-history-of-a-transfer&#34;&gt;The history of a transfer&lt;/h3&gt;
&lt;p&gt;In order to implement feature &lt;a href=&#34;#org-target--trf&#34;&gt;5&lt;/a&gt;, we need to query the full state
history of transfers intermingling it with the proper transactions. We
define this as a view, since it represents a derived relation that will
be reused throughout the system:&lt;/p&gt;
&lt;p&gt;&lt;a id=&#34;code-snippet--finance-transfer-activity-view&#34;&gt;&lt;/a&gt;&lt;/p&gt;
&lt;div class=&#34;highlight&#34;&gt;&lt;pre tabindex=&#34;0&#34; class=&#34;chroma&#34;&gt;&lt;code class=&#34;language-sql&#34; data-lang=&#34;sql&#34;&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;or&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;replace&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;view&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_activity&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;as&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;select&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;transfer&amp;#39;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;as&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;kind&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;t&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;t&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;t&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;t&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;t&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;amount&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;t&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;status&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;t&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_created_at&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;as&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;created_at&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;from&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;t&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;union&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;all&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;select&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;transfer_history&amp;#39;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;as&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;kind&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;h&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;h&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;h&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;h&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;h&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;amount&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;h&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;status&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;h&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_created_at&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;as&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;created_at&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;from&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_status_log&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;h&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;union&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;all&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;select&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;pending_transaction&amp;#39;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;as&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;kind&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pt&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pt&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pt&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pt&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pt&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;amount&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;pending&amp;#39;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;as&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;status&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pt&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transaction_created_at&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;as&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;created_at&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;from&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pending_transaction&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pt&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;union&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;all&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;select&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;settled_transaction&amp;#39;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;as&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;kind&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;st&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;st&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;st&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;st&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;st&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;amount&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;settled&amp;#39;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;as&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;status&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;st&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transaction_created_at&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;as&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;created_at&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;from&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;settled_transaction&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;st&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;comment&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;view&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_activity&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;is&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;Unified view of the full history of transfers and their associated
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;s1&#34;&gt;   transactions. Each row is tagged with a kind discriminator. Used for
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;s1&#34;&gt;   transfer history display and as the foundation for the updatable
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;s1&#34;&gt;   interface defined in the On decoupling section.&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/code&gt;&lt;/pre&gt;&lt;/div&gt;&lt;p&gt;Querying the full history of a specific transfer is now a simple filter
on the view:&lt;/p&gt;
&lt;div class=&#34;highlight&#34;&gt;&lt;pre tabindex=&#34;0&#34; class=&#34;chroma&#34;&gt;&lt;code class=&#34;language-sql&#34; data-lang=&#34;sql&#34;&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;select&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;*&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;from&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_activity&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;where&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;?&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;   &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;?&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;   &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;?&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;   &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;?&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;order&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;by&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;created_at&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/code&gt;&lt;/pre&gt;&lt;/div&gt;&lt;h2 id=&#34;olap&#34;&gt;OLAP&lt;/h2&gt;
&lt;p&gt;In OLAP workloads, the DBMS needs manage large volumes of data while
allowing for quick query response
times(&lt;a href=&#34;#citeproc_bib_item_7&#34;&gt;Datta 2024&lt;/a&gt;). Calculating account
balances, which is what we need to do in order to implement requirement
&lt;a href=&#34;#org-target--blc&#34;&gt;4&lt;/a&gt;, fit squarely into that category.&lt;/p&gt;
&lt;p&gt;As a reminder, we need to compute two balances per account, queryable at
any point in time:&lt;/p&gt;
&lt;dl&gt;
&lt;dt&gt;Current balance&lt;/dt&gt;
&lt;dd&gt;the balance you earn interest on, derived from
settled transactions only.&lt;/dd&gt;
&lt;dt&gt;Available balance&lt;/dt&gt;
&lt;dd&gt;the amount you&amp;rsquo;re able to move out, derived from
both settled and pending transactions.&lt;/dd&gt;
&lt;/dl&gt;
&lt;p&gt;Obviously scanning the full transaction history and computing the sum
using a row oriented DBMS like PostgreSQL would yield correct results,
but it would certainly not be &lt;code&gt;quick&lt;/code&gt;. Worse, as the transaction table
grows, every balance query becomes a range scan over an ever-larger set
of rows.&lt;/p&gt;
&lt;p&gt;One solution is to maintain a &lt;strong&gt;balance ledger&lt;/strong&gt; incrementally via
triggers. The principle is the same one behind incremental view
maintenance: the cost of keeping derived data up to date is borne by the
process changing the base data, with the extra operations added to the
execution plan of the original
insert(&lt;a href=&#34;#citeproc_bib_item_28&#34;&gt;White 2015&lt;/a&gt;). We shift work from read time to
write time.&lt;/p&gt;
&lt;p&gt;In our case, this trade-off is acceptable: transactions are append-only
(no updates or deletes), and per account, we don&amp;rsquo;t expect a swarm of
concurrent transactions. The write overhead of maintaining the balance
ledger is small compared to the read savings of never having to
aggregate the full transaction history.&lt;/p&gt;
&lt;h3 id=&#34;balance-ledger&#34;&gt;Balance ledger&lt;/h3&gt;
&lt;p&gt;The &lt;code&gt;finance.balance_ledger&lt;/code&gt; table stores a snapshot of both balances
after every transaction. Each row records the cumulative totals as of
that transaction&amp;rsquo;s timestamp, enabling queries like &amp;ldquo;what was the
balance at close of business yesterday?&amp;rdquo; via a single index-backed
lookup.&lt;/p&gt;
&lt;p&gt;&lt;a id=&#34;code-snippet--olap-balance-ledger&#34;&gt;&lt;/a&gt;&lt;/p&gt;
&lt;div class=&#34;highlight&#34;&gt;&lt;pre tabindex=&#34;0&#34; class=&#34;chroma&#34;&gt;&lt;code class=&#34;language-sql&#34; data-lang=&#34;sql&#34;&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;table&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;balance_ledger&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;null&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;null&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;as_of&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;           &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;timestamptz&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;null&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;current_total&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;   &lt;/span&gt;&lt;span class=&#34;nb&#34;&gt;bigint&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;null&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;available_total&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;nb&#34;&gt;bigint&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;null&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;primary&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;key&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;as_of&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;p&#34;&gt;);&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;comment&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;table&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;balance_ledger&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;is&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;Running balance snapshots per account. Each row records the cumulative
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;s1&#34;&gt;   current and available totals as of a given transaction timestamp.
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;s1&#34;&gt;   Maintained incrementally by triggers on settled and pending transaction
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;s1&#34;&gt;   inserts. Current total reflects settled transactions only. Available
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;s1&#34;&gt;   total reflects both settled and pending transactions.&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;revoke&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;update&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;delete&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;balance_ledger&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;from&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/code&gt;&lt;/pre&gt;&lt;/div&gt;&lt;h3 id=&#34;incremental-maintenance-via-triggers&#34;&gt;Incremental maintenance via triggers&lt;/h3&gt;
&lt;p&gt;When a settled transaction is inserted, both the current and available
totals change. When a pending transaction is inserted, only the
available total changes. Each trigger fetches the most recent ledger row
for the account and appends a new snapshot with the updated running
totals.&lt;/p&gt;
&lt;p&gt;&lt;a id=&#34;code-snippet--olap-balance-triggers&#34;&gt;&lt;/a&gt;&lt;/p&gt;
&lt;div class=&#34;highlight&#34;&gt;&lt;pre tabindex=&#34;0&#34; class=&#34;chroma&#34;&gt;&lt;code class=&#34;language-sql&#34; data-lang=&#34;sql&#34;&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;or&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;replace&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;function&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;update_balance_on_settled&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;()&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;returns&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;trigger&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;language&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;plpgsql&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;as&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;err&#34;&gt;$$&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;declare&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;v_current&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;   &lt;/span&gt;&lt;span class=&#34;nb&#34;&gt;bigint&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;v_available&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;nb&#34;&gt;bigint&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;begin&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;select&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;current_total&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;available_total&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;into&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;v_current&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;v_available&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;from&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;balance_ledger&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;   &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;where&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;     &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;   &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;order&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;by&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;as_of&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;desc&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;   &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;limit&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;1&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;if&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;found&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;then&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;v_current&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;   &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;:&lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;0&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;v_available&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;:&lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;0&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;end&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;if&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;insert&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;into&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;balance_ledger&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;as_of&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;current_total&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;available_total&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;values&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transaction_created_at&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;     &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;v_current&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;+&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;amount&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;v_available&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;+&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;amount&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;);&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;return&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;end&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;err&#34;&gt;$$&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;trigger&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;settled_update_balance&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;after&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;insert&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;settled_transaction&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;for&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;each&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;row&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;execute&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;function&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;update_balance_on_settled&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;();&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;or&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;replace&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;function&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;update_balance_on_pending&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;()&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;returns&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;trigger&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;language&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;plpgsql&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;as&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;err&#34;&gt;$$&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;declare&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;v_current&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;   &lt;/span&gt;&lt;span class=&#34;nb&#34;&gt;bigint&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;v_available&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;nb&#34;&gt;bigint&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;begin&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;select&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;current_total&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;available_total&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;into&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;v_current&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;v_available&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;from&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;balance_ledger&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;   &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;where&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;     &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;   &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;order&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;by&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;as_of&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;desc&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;   &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;limit&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;1&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;if&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;found&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;then&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;v_current&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;   &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;:&lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;0&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;v_available&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;:&lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;0&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;end&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;if&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;insert&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;into&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;balance_ledger&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;as_of&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;current_total&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;available_total&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;values&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transaction_created_at&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;     &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;v_current&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;v_available&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;+&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;amount&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;);&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;return&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;end&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;err&#34;&gt;$$&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;trigger&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pending_update_balance&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;after&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;insert&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pending_transaction&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;for&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;each&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;row&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;execute&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;function&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;update_balance_on_pending&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;();&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/code&gt;&lt;/pre&gt;&lt;/div&gt;&lt;p&gt;With this design, querying the balance at any point in time is a simple
index-backed lookup:&lt;/p&gt;
&lt;div class=&#34;highlight&#34;&gt;&lt;pre tabindex=&#34;0&#34; class=&#34;chroma&#34;&gt;&lt;code class=&#34;language-sql&#34; data-lang=&#34;sql&#34;&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;c1&#34;&gt;-- Balance as of a specific timestamp
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;select&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;current_total&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;available_total&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;from&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;balance_ledger&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;where&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;?&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;   &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;?&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;   &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;as_of&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;&amp;lt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;?&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;order&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;by&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;as_of&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;desc&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;fetch&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;first&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;1&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;row&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;only&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;c1&#34;&gt;-- Latest balance
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;select&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;current_total&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;available_total&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;from&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;balance_ledger&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;where&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;?&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;   &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;?&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;order&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;by&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;as_of&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;desc&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;fetch&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;first&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;1&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;row&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;only&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/code&gt;&lt;/pre&gt;&lt;/div&gt;&lt;h2 id=&#34;on-serializable-isolation&#34;&gt;On serializable isolation&lt;/h2&gt;
&lt;p&gt;The constraint triggers in &lt;a href=&#34;#on-maintaining-business-rules-via-meaningful-constraints&#34;&gt;the constraints section&lt;/a&gt; and the balance
ledger triggers in &lt;a href=&#34;#olap&#34;&gt;the OLAP section&lt;/a&gt; share a common vulnerability under
PostgreSQL&amp;rsquo;s default &lt;code&gt;READ COMMITTED&lt;/code&gt; isolation level: they all follow a
read-then-write pattern. A transaction reads some state (a transfer&amp;rsquo;s
status, a transfer&amp;rsquo;s period bounds, the latest balance row), makes a
decision based on that state, and then writes. Under &lt;code&gt;READ COMMITTED&lt;/code&gt;,
concurrent transactions can each read a snapshot that does not reflect
the other&amp;rsquo;s uncommitted changes, and both proceed to write, producing an
inconsistent result.&lt;/p&gt;
&lt;p&gt;Concrete examples:&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;
&lt;p&gt;&lt;strong&gt;Lost balance updates&lt;/strong&gt;: Two concurrent inserts into
&lt;code&gt;settled_transaction&lt;/code&gt; for the same account both read the latest
&lt;code&gt;balance_ledger&lt;/code&gt; row as &lt;code&gt;current_total = 1000&lt;/code&gt;. Both insert a new
ledger row with &lt;code&gt;current_total = 1000 + amount&lt;/code&gt;, when the second
should have been &lt;code&gt;1000 + amount_A + amount_B&lt;/code&gt;. The running total is
silently corrupted.&lt;/p&gt;
&lt;/li&gt;
&lt;li&gt;
&lt;p&gt;&lt;strong&gt;Pending transaction against a closing transfer&lt;/strong&gt;:
&lt;code&gt;ensure_pending_transfer&lt;/code&gt; reads the transfer as &lt;code&gt;status = &#39;pending&#39;&lt;/code&gt;
and allows the insert. Concurrently, another transaction updates the
transfer to &lt;code&gt;completed&lt;/code&gt;. Both commit, and a pending transaction now
references a completed transfer.&lt;/p&gt;
&lt;/li&gt;
&lt;li&gt;
&lt;p&gt;&lt;strong&gt;Transaction outside transfer period&lt;/strong&gt;:
&lt;code&gt;transaction_within_transfer_period&lt;/code&gt; reads the transfer period as open
and allows the insert. Concurrently, the transfer&amp;rsquo;s period is being
closed by a status transition. Both commit, and a transaction exists
outside its transfer&amp;rsquo;s period.&lt;/p&gt;
&lt;/li&gt;
&lt;li&gt;
&lt;p&gt;&lt;strong&gt;Future transaction slipping past closure&lt;/strong&gt;:
&lt;code&gt;no_future_transactions_on_close&lt;/code&gt; checks for future transactions and
finds none. Concurrently, another transaction inserts one. Both
commit, and the transfer is closed with a transaction stranded after
the closure time.&lt;/p&gt;
&lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;All of these are instances of the same fundamental problem: write skew
under snapshot isolation. The solution is &lt;code&gt;SERIALIZABLE&lt;/code&gt; isolation:&lt;/p&gt;
&lt;p&gt;&lt;a id=&#34;code-snippet--serializable-isolation&#34;&gt;&lt;/a&gt;&lt;/p&gt;
&lt;div class=&#34;highlight&#34;&gt;&lt;pre tabindex=&#34;0&#34; class=&#34;chroma&#34;&gt;&lt;code class=&#34;language-sql&#34; data-lang=&#34;sql&#34;&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;alter&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;role&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;set&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;default_transaction_isolation&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;serializable&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/code&gt;&lt;/pre&gt;&lt;/div&gt;&lt;p&gt;Under PostgreSQL&amp;rsquo;s Serializable Snapshot Isolation (SSI), the engine
tracks read-write dependencies between concurrent transactions. When it
detects a dependency cycle that could produce a result impossible under
any serial execution, it aborts one of the transactions with a
serialization failure. The application must be prepared to retry aborted
transactions, but the data invariants are never violated.&lt;/p&gt;
&lt;p&gt;This is a global setting because the problem is global: every
read-then-write constraint trigger and every incremental balance update
is vulnerable. Setting isolation per-transaction would require the
application to know which transactions touch which tables, and a single
missed annotation would silently open a consistency hole. The database
default eliminates that risk.&lt;/p&gt;
&lt;p&gt;The cost is that some transactions will be aborted and must be retried.
In our case, this cost is low: the serialization conflicts occur only
between concurrent writes to the &lt;em&gt;same account&lt;/em&gt;, and per account, we
don&amp;rsquo;t expect a swarm of concurrent transactions. The application can use
straightforward retry logic such as exponential
backoff(&lt;a href=&#34;#citeproc_bib_item_4&#34;&gt;Brooker 2015&lt;/a&gt;). The alternative of
risking silent data corruption is certainly not acceptable in a
financial system.&lt;/p&gt;
&lt;h2 id=&#34;on-decoupling&#34;&gt;On decoupling&lt;/h2&gt;
&lt;p&gt;Views are the canonical way to implement modularity in SQL DBMSes like
PostgreSQL(&lt;a href=&#34;#citeproc_bib_item_3&#34;&gt;Bellani 2024&lt;/a&gt;). As Codd originally
envisioned, views provide logical data independence: application
programs and terminal activities remain unaffected when the internal
representation of data changes(&lt;a href=&#34;#citeproc_bib_item_5&#34;&gt;Codd 1970&lt;/a&gt;). In
non-alien language: the relation between interfaces (views) and
implementations (base tables) is many-to-many, which is precisely the
definition of modularity(&lt;a href=&#34;#citeproc_bib_item_13&#34;&gt;Koppel 2023&lt;/a&gt;).&lt;/p&gt;
&lt;p&gt;This means that instead of reaching for microservices to achieve
decoupling &amp;mdash; with all their attendant costs in serialization overhead,
distributed consistency problems, and operational
complexity(&lt;a href=&#34;#citeproc_bib_item_9&#34;&gt;Ghemawat et al. 2023&lt;/a&gt;) &amp;mdash; we can achieve the same
logical property using views over a single PostgreSQL instance.&lt;/p&gt;
&lt;p&gt;The &lt;code&gt;finance.transfer_activity&lt;/code&gt; view defined in &lt;a href=&#34;#the-history-of-a-transfer&#34;&gt;the history of a
transfer&lt;/a&gt; section already provides a stable read interface. Now we make
it updatable, turning it into the single interface through which
applications insert transfers and transactions, and update transfer
status:&lt;/p&gt;
&lt;p&gt;&lt;a id=&#34;code-snippet--decoupling-transfer-activity-triggers&#34;&gt;&lt;/a&gt;&lt;/p&gt;
&lt;div class=&#34;highlight&#34;&gt;&lt;pre tabindex=&#34;0&#34; class=&#34;chroma&#34;&gt;&lt;code class=&#34;language-sql&#34; data-lang=&#34;sql&#34;&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;or&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;replace&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;function&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_activity_insert&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;()&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;returns&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;trigger&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;language&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;plpgsql&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;as&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;err&#34;&gt;$$&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;begin&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;case&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;kind&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;when&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;transfer&amp;#39;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;then&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;      &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;insert&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;into&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;        &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;         &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;         &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;amount&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;      &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;values&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;        &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;         &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;         &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;amount&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;);&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;when&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;pending_transaction&amp;#39;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;then&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;      &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;insert&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;into&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pending_transaction&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;        &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;         &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;         &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_created_at&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;amount&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;      &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;values&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;        &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;         &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;         &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;created_at&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;amount&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;);&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;when&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;settled_transaction&amp;#39;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;then&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;      &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;insert&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;into&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;settled_transaction&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;        &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;         &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;         &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_created_at&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;amount&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;      &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;values&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;        &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;         &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;         &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;created_at&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;amount&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;);&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;else&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;      &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;raise&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;exception&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;Unknown kind: %. Must be transfer, pending_transaction, or settled_transaction&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;kind&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;end&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;case&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;return&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;end&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;err&#34;&gt;$$&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;trigger&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_activity_insert_trigger&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;instead&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;of&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;insert&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_activity&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;for&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;each&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;row&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;execute&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;function&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_activity_insert&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;();&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;or&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;replace&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;function&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_activity_update&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;()&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;returns&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;trigger&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;language&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;plpgsql&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;as&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;err&#34;&gt;$$&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;begin&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;if&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;OLD&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;kind&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;&amp;lt;&amp;gt;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;transfer&amp;#39;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;then&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;raise&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;exception&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;Only current transfers can be updated, not %&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;OLD&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;kind&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;end&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;if&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;update&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;     &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;set&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;status&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;status&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;   &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;where&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;              &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;OLD&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;     &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;              &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;OLD&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;     &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_created_at&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;         &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;OLD&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;created_at&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;     &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;OLD&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;     &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;OLD&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;return&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;end&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;err&#34;&gt;$$&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;trigger&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_activity_update_trigger&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;instead&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;of&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;update&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_activity&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;for&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;each&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;row&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;execute&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;function&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_activity_update&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;();&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/code&gt;&lt;/pre&gt;&lt;/div&gt;&lt;p&gt;Applications interact with &lt;code&gt;finance.transfer_activity&lt;/code&gt; as a single
unified stream. They can:&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;&lt;strong&gt;Read&lt;/strong&gt; the full history of a transfer and its transactions, filtered
by account and transfer identity, ordered by time.&lt;/li&gt;
&lt;li&gt;&lt;strong&gt;Insert&lt;/strong&gt; new transfers (&lt;code&gt;kind = &#39;transfer&#39;&lt;/code&gt;), pending transactions
(&lt;code&gt;kind = &#39;pending_transaction&#39;&lt;/code&gt;), or settled transactions (&lt;code&gt;kind = &#39;settled_transaction&#39;&lt;/code&gt;). The &lt;code&gt;INSTEAD OF&lt;/code&gt; trigger routes each insert
to the correct underlying table, where all constraint triggers,
temporal foreign keys, and balance ledger maintenance fire as usual.
For transactions, &lt;code&gt;created_at&lt;/code&gt; identifies the originating transfer.&lt;/li&gt;
&lt;li&gt;&lt;strong&gt;Update&lt;/strong&gt; a transfer&amp;rsquo;s status by updating a row where &lt;code&gt;kind = &#39;transfer&#39;&lt;/code&gt;. The &lt;code&gt;INSTEAD OF&lt;/code&gt; trigger routes the status change to
&lt;code&gt;finance.transfer&lt;/code&gt;, where the state machine trigger and all constraint
triggers fire as usual.&lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;If the underlying table structure changes &amp;mdash; columns are renamed, new
columns are added, tables are split or merged &amp;mdash; the view definition is
updated once, and every application continues to work unchanged.&lt;/p&gt;
&lt;p&gt;This is decoupling achieved at the data level, with no network hops, no
serialization overhead, and no distributed consistency problems. The
view &lt;em&gt;is&lt;/em&gt; the interface, and the base tables are the implementation.&lt;/p&gt;
&lt;h2 id=&#34;benchmarking&#34;&gt;Benchmarking the startup scenario&lt;/h2&gt;
&lt;p&gt;To validate the design under realistic conditions, we use &lt;code&gt;pgbench&lt;/code&gt; with
custom scripts that exercise the full write and read paths through the
&lt;code&gt;finance.transfer_activity&lt;/code&gt; view. The scenario models the startup tier
from &lt;a href=&#34;#on-capacity-planning&#34;&gt;the capacity planning section&lt;/a&gt;: 10,000 transfers per day with an
80/20 read/write split.&lt;/p&gt;
&lt;h3 id=&#34;seed-data&#34;&gt;Seed data&lt;/h3&gt;
&lt;p&gt;First, we seed 100 managed and 100 external accounts:&lt;/p&gt;
&lt;p&gt;&lt;a id=&#34;code-snippet--pgbench-setup&#34;&gt;&lt;/a&gt;&lt;/p&gt;
&lt;div class=&#34;highlight&#34;&gt;&lt;pre tabindex=&#34;0&#34; class=&#34;chroma&#34;&gt;&lt;code class=&#34;language-sql&#34; data-lang=&#34;sql&#34;&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;c1&#34;&gt;-- Seed external accounts
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;insert&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;into&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;external_account&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_name&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;select&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;lpad&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;i&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;::&lt;/span&gt;&lt;span class=&#34;nb&#34;&gt;text&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;9&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;0&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;),&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;lpad&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;i&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;::&lt;/span&gt;&lt;span class=&#34;nb&#34;&gt;text&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;12&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;0&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;),&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;External Account &amp;#39;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;||&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;i&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;from&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;generate_series&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;1&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;100&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;as&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;i&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;conflict&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;do&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;nothing&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;c1&#34;&gt;-- Seed managed accounts
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;insert&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;into&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;managed_active_account&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_name&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;select&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;lpad&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;((&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;i&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;+&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;100&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)::&lt;/span&gt;&lt;span class=&#34;nb&#34;&gt;text&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;9&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;0&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;),&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;lpad&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;((&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;i&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;+&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;100&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)::&lt;/span&gt;&lt;span class=&#34;nb&#34;&gt;text&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;12&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;0&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;),&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;Managed Account &amp;#39;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;||&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;i&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;from&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;generate_series&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;1&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;100&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;as&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;i&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;conflict&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;do&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;nothing&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/code&gt;&lt;/pre&gt;&lt;/div&gt;&lt;h3 id=&#34;write-script-full-transfer-lifecycle&#34;&gt;Write script: full transfer lifecycle&lt;/h3&gt;
&lt;p&gt;Each invocation of this script exercises the complete lifecycle through
the updatable view: create a transfer, insert a pending transaction,
then complete the transfer and insert a settled transaction. Transfer
creation and the pending transaction each run in their own transaction,
mirroring how a real application would process these at different points
in time. The completion and settled transaction are grouped in a single
transaction because the state machine closes the transfer period with
&lt;code&gt;now()&lt;/code&gt;, and the settled transaction&amp;rsquo;s &lt;code&gt;transaction_created_at&lt;/code&gt; (which
also defaults to &lt;code&gt;now()&lt;/code&gt;) must fall within that period. Every constraint
trigger, the state machine, the temporal foreign key, and the balance
ledger triggers all fire on each run.&lt;/p&gt;
&lt;p&gt;&lt;a id=&#34;code-snippet--pgbench-write&#34;&gt;&lt;/a&gt;&lt;/p&gt;
&lt;div class=&#34;highlight&#34;&gt;&lt;pre tabindex=&#34;0&#34; class=&#34;chroma&#34;&gt;&lt;code class=&#34;language-sql&#34; data-lang=&#34;sql&#34;&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;err&#34;&gt;\&lt;/span&gt;&lt;span class=&#34;k&#34;&gt;set&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;managed_id&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;random&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;1&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;100&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;err&#34;&gt;\&lt;/span&gt;&lt;span class=&#34;k&#34;&gt;set&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;external_id&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;random&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;1&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;100&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;err&#34;&gt;\&lt;/span&gt;&lt;span class=&#34;k&#34;&gt;set&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;amount&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;random&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;100&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;100000&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;c1&#34;&gt;-- 1. Create transfer via the view
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;insert&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;into&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_activity&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;kind&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;   &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;amount&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;values&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;transfer&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;   &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;lpad&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;((:&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;managed_id&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;+&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;100&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)::&lt;/span&gt;&lt;span class=&#34;nb&#34;&gt;text&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;9&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;0&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;),&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;   &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;lpad&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;((:&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;managed_id&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;+&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;100&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)::&lt;/span&gt;&lt;span class=&#34;nb&#34;&gt;text&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;12&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;0&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;),&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;   &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;lpad&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(:&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;external_id&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;::&lt;/span&gt;&lt;span class=&#34;nb&#34;&gt;text&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;9&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;0&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;),&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;   &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;lpad&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(:&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;external_id&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;::&lt;/span&gt;&lt;span class=&#34;nb&#34;&gt;text&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;12&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;0&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;),&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;   &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;:&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;amount&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;);&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;c1&#34;&gt;-- 2. Retrieve the transfer we just created
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;select&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;created_at&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;as&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;xfer_ts&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;from&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_activity&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;where&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;kind&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;transfer&amp;#39;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;   &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;lpad&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;((:&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;managed_id&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;+&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;100&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)::&lt;/span&gt;&lt;span class=&#34;nb&#34;&gt;text&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;9&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;0&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;   &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;lpad&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;((:&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;managed_id&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;+&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;100&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)::&lt;/span&gt;&lt;span class=&#34;nb&#34;&gt;text&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;12&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;0&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;   &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;lpad&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(:&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;external_id&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;::&lt;/span&gt;&lt;span class=&#34;nb&#34;&gt;text&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;9&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;0&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;   &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;lpad&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(:&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;external_id&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;::&lt;/span&gt;&lt;span class=&#34;nb&#34;&gt;text&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;12&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;0&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;   &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;status&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;pending&amp;#39;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;order&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;by&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;created_at&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;desc&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;fetch&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;first&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;1&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;row&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;only&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;err&#34;&gt;\&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;gset&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;c1&#34;&gt;-- 3. Insert pending transaction via the view (transfer is still pending)
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;insert&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;into&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_activity&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;kind&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;   &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;   &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;created_at&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;amount&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;values&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;pending_transaction&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;   &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;lpad&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;((:&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;managed_id&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;+&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;100&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)::&lt;/span&gt;&lt;span class=&#34;nb&#34;&gt;text&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;9&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;0&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;),&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;   &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;lpad&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;((:&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;managed_id&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;+&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;100&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)::&lt;/span&gt;&lt;span class=&#34;nb&#34;&gt;text&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;12&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;0&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;),&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;   &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;lpad&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(:&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;external_id&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;::&lt;/span&gt;&lt;span class=&#34;nb&#34;&gt;text&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;9&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;0&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;),&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;   &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;lpad&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(:&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;external_id&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;::&lt;/span&gt;&lt;span class=&#34;nb&#34;&gt;text&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;12&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;0&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;),&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;   &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;:xfer_ts&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;:&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;amount&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;);&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;c1&#34;&gt;-- 4. Complete the transfer and insert settled transaction atomically.
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;c1&#34;&gt;--    This ensures now() is the same for the period close and the
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;c1&#34;&gt;--    settled transaction&amp;#39;s transaction_created_at.
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;begin&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;update&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_activity&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;   &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;set&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;status&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;completed&amp;#39;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;where&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;kind&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;transfer&amp;#39;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;   &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;lpad&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;((:&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;managed_id&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;+&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;100&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)::&lt;/span&gt;&lt;span class=&#34;nb&#34;&gt;text&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;9&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;0&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;   &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;lpad&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;((:&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;managed_id&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;+&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;100&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)::&lt;/span&gt;&lt;span class=&#34;nb&#34;&gt;text&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;12&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;0&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;   &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;lpad&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(:&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;external_id&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;::&lt;/span&gt;&lt;span class=&#34;nb&#34;&gt;text&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;9&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;0&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;   &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;lpad&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(:&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;external_id&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;::&lt;/span&gt;&lt;span class=&#34;nb&#34;&gt;text&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;12&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;0&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;   &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;created_at&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;:xfer_ts&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;insert&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;into&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_activity&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;kind&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;   &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;   &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;created_at&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;amount&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;values&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;settled_transaction&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;   &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;lpad&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;((:&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;managed_id&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;+&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;100&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)::&lt;/span&gt;&lt;span class=&#34;nb&#34;&gt;text&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;9&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;0&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;),&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;   &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;lpad&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;((:&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;managed_id&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;+&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;100&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)::&lt;/span&gt;&lt;span class=&#34;nb&#34;&gt;text&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;12&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;0&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;),&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;   &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;lpad&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(:&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;external_id&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;::&lt;/span&gt;&lt;span class=&#34;nb&#34;&gt;text&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;9&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;0&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;),&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;   &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;lpad&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(:&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;external_id&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;::&lt;/span&gt;&lt;span class=&#34;nb&#34;&gt;text&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;12&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;0&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;),&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;   &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;:xfer_ts&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;:&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;amount&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;);&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;commit&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/code&gt;&lt;/pre&gt;&lt;/div&gt;&lt;h3 id=&#34;read-script-activity-stream-and-balance&#34;&gt;Read script: activity stream and balance&lt;/h3&gt;
&lt;p&gt;Each invocation queries the transfer activity stream for a random
account (paginated) and its latest balance:&lt;/p&gt;
&lt;p&gt;&lt;a id=&#34;code-snippet--pgbench-read&#34;&gt;&lt;/a&gt;&lt;/p&gt;
&lt;div class=&#34;highlight&#34;&gt;&lt;pre tabindex=&#34;0&#34; class=&#34;chroma&#34;&gt;&lt;code class=&#34;language-sql&#34; data-lang=&#34;sql&#34;&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;err&#34;&gt;\&lt;/span&gt;&lt;span class=&#34;k&#34;&gt;set&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;managed_id&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;random&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;1&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;100&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;c1&#34;&gt;-- Read transfer activity stream (latest 20 entries)
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;select&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;*&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;from&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_activity&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;where&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;lpad&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;((:&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;managed_id&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;+&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;100&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)::&lt;/span&gt;&lt;span class=&#34;nb&#34;&gt;text&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;9&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;0&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;   &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;lpad&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;((:&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;managed_id&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;+&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;100&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)::&lt;/span&gt;&lt;span class=&#34;nb&#34;&gt;text&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;12&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;0&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;order&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;by&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;created_at&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;desc&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;fetch&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;first&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;20&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;rows&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;only&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;c1&#34;&gt;-- Read latest balance
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;select&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;current_total&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;available_total&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;from&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;balance_ledger&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;where&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;lpad&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;((:&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;managed_id&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;+&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;100&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)::&lt;/span&gt;&lt;span class=&#34;nb&#34;&gt;text&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;9&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;0&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;   &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;lpad&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;((:&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;managed_id&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;+&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;100&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)::&lt;/span&gt;&lt;span class=&#34;nb&#34;&gt;text&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;12&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;0&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;order&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;by&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;as_of&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;desc&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;fetch&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;first&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;1&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;row&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;only&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/code&gt;&lt;/pre&gt;&lt;/div&gt;&lt;h3 id=&#34;running-the-benchmark&#34;&gt;Running the benchmark&lt;/h3&gt;
&lt;div class=&#34;highlight&#34;&gt;&lt;pre tabindex=&#34;0&#34; class=&#34;chroma&#34;&gt;&lt;code class=&#34;language-bash&#34; data-lang=&#34;bash&#34;&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;c1&#34;&gt;# 1. Apply the full schema (Appendix A)&lt;/span&gt;
&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;psql -f only_postgres_code.sql
&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;c1&#34;&gt;# 2. Seed accounts&lt;/span&gt;
&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;psql -f pgbench_setup.sql
&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;c1&#34;&gt;# 3. Run 80/20 read/write mix for 60 seconds&lt;/span&gt;
&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;c1&#34;&gt;#    @4 = weight 4 (80%), @1 = weight 1 (20%)&lt;/span&gt;
&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;c1&#34;&gt;#    -c 10: 10 concurrent clients&lt;/span&gt;
&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;c1&#34;&gt;#    -j 4:  4 worker threads&lt;/span&gt;
&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;c1&#34;&gt;#    -P 5:  progress every 5 seconds&lt;/span&gt;
&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;c1&#34;&gt;#    -T 60: run for 60 seconds&lt;/span&gt;
&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;pgbench -h localhost -p &lt;span class=&#34;m&#34;&gt;54321&lt;/span&gt; -U admin -d blog &lt;span class=&#34;se&#34;&gt;\
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;        --no-vacuum &lt;span class=&#34;se&#34;&gt;\
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;        -f pgbench_read.sql@4 &lt;span class=&#34;se&#34;&gt;\
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;        -f pgbench_write.sql@1 &lt;span class=&#34;se&#34;&gt;\
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;        -c &lt;span class=&#34;m&#34;&gt;10&lt;/span&gt; -j &lt;span class=&#34;m&#34;&gt;4&lt;/span&gt; -T &lt;span class=&#34;m&#34;&gt;60&lt;/span&gt; -P &lt;span class=&#34;m&#34;&gt;5&lt;/span&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/code&gt;&lt;/pre&gt;&lt;/div&gt;&lt;h3 id=&#34;results&#34;&gt;Results&lt;/h3&gt;
&lt;pre tabindex=&#34;0&#34;&gt;&lt;code class=&#34;language-nil&#34; data-lang=&#34;nil&#34;&gt;pgbench (18.4)
transaction type: multiple scripts
scaling factor: 1
query mode: simple
number of clients: 10
number of threads: 4
maximum number of tries: 1
duration: 60 s
number of transactions actually processed: 45985
number of failed transactions: 0 (0.000%)
latency average = 13.044 ms
latency stddev = 12.449 ms
initial connection time = 17.840 ms
tps = 766.151693 (without initial connection time)
SQL script 1: pgbench_read.sql
 - weight: 4 (targets 80.0% of total)
 - 36793 transactions (80.0% of total)
 - latency average = 8.080 ms
 - latency stddev = 6.135 ms
SQL script 2: pgbench_write.sql
 - weight: 1 (targets 20.0% of total)
 - 9191 transactions (20.0% of total)
 - latency average = 32.915 ms
 - latency stddev = 11.455 ms
&lt;/code&gt;&lt;/pre&gt;&lt;p&gt;Key takeaways:&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;&lt;strong&gt;766 TPS overall&lt;/strong&gt; with 0 failed transactions. The startup target of
10,000 transfers/day is ~0.12 TPS. We exceed that by over 6,000x,
confirming massive headroom on modest hardware.&lt;/li&gt;
&lt;li&gt;&lt;strong&gt;0 serialization failures&lt;/strong&gt;: Despite 10 concurrent clients writing to
100 accounts under &lt;code&gt;SERIALIZABLE&lt;/code&gt; isolation, no transactions were
aborted. The working set is distributed across enough accounts that
write contention is negligible at this scale.&lt;/li&gt;
&lt;li&gt;&lt;strong&gt;8ms average read latency&lt;/strong&gt;: The &lt;code&gt;UNION ALL&lt;/code&gt; view over 4 tables plus
the balance ledger lookup completes well within interactive response
time, even as the tables grow throughout the 60-second run.&lt;/li&gt;
&lt;li&gt;&lt;strong&gt;33ms average write latency&lt;/strong&gt;: Each write transaction exercises the
full constraint set that implements complex business logic (audit
trails, time constraints, balances, etc) all within 33ms. This is the
true cost of enforcing every business rule at the data level, and it
is more than acceptable.&lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;These results were obtained on a development laptop, not production
hardware. On an RDS instance sized for the working set (as described in
&lt;a href=&#34;#on-capacity-planning&#34;&gt;the capacity planning section&lt;/a&gt;), performance would be significantly
better.&lt;/p&gt;
&lt;h2 id=&#34;conclusion&#34;&gt;Conclusion&lt;/h2&gt;
&lt;p&gt;We set out to show that the default assumption for your data problems
should be that your company can do fine with just PostgreSQL. Let&amp;rsquo;s
revisit each objection from &lt;a href=&#34;#the-setup&#34;&gt;the setup&lt;/a&gt; and see how it was addressed:&lt;/p&gt;
&lt;dl&gt;
&lt;dt&gt;&lt;strong&gt;I&amp;rsquo;ll need auditing and reconstructing state&lt;/strong&gt;&lt;/dt&gt;
&lt;dd&gt;System-time temporal
tables (&lt;a href=&#34;#transfer-state-history&#34;&gt;transfer state history&lt;/a&gt;) give you a complete, automatic audit
trail of every transfer status transition. No event store, no
append-only log infrastructure &amp;mdash; just a history table maintained by a
trigger.&lt;/dd&gt;
&lt;dt&gt;&lt;strong&gt;Write throughput is too low&lt;/strong&gt;&lt;/dt&gt;
&lt;dd&gt;By keeping the &lt;a href=&#34;#on-capacity-planning&#34;&gt;working set&lt;/a&gt; (2 days
of transfers and transactions) sized to fit in &lt;code&gt;shared_buffers&lt;/code&gt;, and
by aligning indexes with immutable columns to enable &lt;a href=&#34;#on-write-throughput&#34;&gt;HOT updates&lt;/a&gt; that
eliminate write amplification on transfer status transitions, we
maximize write performance without any external caching layer.&lt;/dd&gt;
&lt;dt&gt;&lt;strong&gt;The transactional queries are too slow&lt;/strong&gt;&lt;/dt&gt;
&lt;dd&gt;Keyset pagination over
composite primary keys, as shown in the &lt;a href=&#34;#oltp&#34;&gt;OLTP section&lt;/a&gt;, gives stable,
index-backed listing performance that doesn&amp;rsquo;t degrade as you page
deeper. Transfer history queries are a single &lt;code&gt;UNION ALL&lt;/code&gt; over
indexed tables.&lt;/dd&gt;
&lt;dt&gt;&lt;strong&gt;The analytical queries are too slow&lt;/strong&gt;&lt;/dt&gt;
&lt;dd&gt;The &lt;a href=&#34;#olap&#34;&gt;balance ledger&lt;/a&gt;
maintains running balance snapshots incrementally via triggers,
turning what would be a full-table aggregation into a single
index-backed lookup at any point in time.&lt;/dd&gt;
&lt;dt&gt;&lt;strong&gt;My app will be coupled to the Database&lt;/strong&gt;&lt;/dt&gt;
&lt;dd&gt;The &lt;a href=&#34;#on-decoupling&#34;&gt;updatable view&lt;/a&gt;
&lt;code&gt;finance.transfer_activity&lt;/code&gt; serves as a stable interface for reading
activity, inserting transfers and transactions, and updating transfer
status through a single unified stream. If the underlying tables
change, the view definition is updated once and every application
continues to work unchanged. This is modularity achieved at the data
level(&lt;a href=&#34;#citeproc_bib_item_3&#34;&gt;Bellani 2024&lt;/a&gt;), with no network hops, no
serialization overhead, and no distributed consistency
problems(&lt;a href=&#34;#citeproc_bib_item_9&#34;&gt;Ghemawat et al. 2023&lt;/a&gt;).&lt;/dd&gt;
&lt;/dl&gt;
&lt;p&gt;All of this runs on a single vanilla PostgreSQL 18 instance with
standard extensions available on RDS. No distributed-systems cosplay, no
infrastructure proliferation, no operational complexity tax. We have
only scratched the surface of what is available both in PostgreSQL as a
SQL engine and in relational theory properly understood.&lt;/p&gt;
&lt;figure&gt;&lt;img src=&#34;/ox-hugo/sagrada-familia.png&#34;
			alt=&#34;Figure 3: 1936 fire in the Sagrada Familia, set by communist revolutionaries&#34;&gt;&lt;figcaption&gt;
			&lt;p&gt;&lt;span class=&#34;figure-number&#34;&gt;Figure 3: &lt;/span&gt;1936 fire in the Sagrada Familia, set by communist revolutionaries&lt;/p&gt;
		&lt;/figcaption&gt;
&lt;/figure&gt;

&lt;h2 id=&#34;appendix-a-full-code-suite&#34;&gt;Appendix A: Full code suite.&lt;/h2&gt;
&lt;p&gt;&lt;a id=&#34;code-snippet--full-code&#34;&gt;&lt;/a&gt;&lt;/p&gt;
&lt;div class=&#34;highlight&#34;&gt;&lt;pre tabindex=&#34;0&#34; class=&#34;chroma&#34;&gt;&lt;code class=&#34;language-sql&#34; data-lang=&#34;sql&#34;&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;schema&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;role&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;grant&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;usage&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;schema&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;to&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;alter&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;default&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;privileges&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;in&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;schema&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;grant&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;select&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;insert&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;update&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;delete&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;tables&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;to&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;alter&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;default&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;privileges&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;in&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;schema&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;grant&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;usage&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;select&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;sequences&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;to&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;domain&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;as&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;nb&#34;&gt;text&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;check&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;value&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;~&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;^[0-9]{9}$&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;);&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;domain&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;as&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;nb&#34;&gt;text&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;check&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;value&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;~&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;^[0-9]{12}$&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;);&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;domain&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_status&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;as&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;nb&#34;&gt;text&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;check&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;value&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;in&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;pending&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;                  &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;returned&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;                  &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;completed&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;));&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;c1&#34;&gt;-- To use temporal constraints, you need to install the btree_gist extension, which provides the necessary operator classes for creating GiST indexes on scalar data types:
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;extension&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;if&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;exists&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;btree_gist&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;table&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;managed_active_account&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;null&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;null&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_name&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;nb&#34;&gt;text&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;null&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_active_period&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;tstzrange&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;null&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;default&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;tstzrange&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;now&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(),&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;infinity&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;[)&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;),&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;primary&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;key&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;               &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;               &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_active_period&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;without&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;overlaps&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;p&#34;&gt;);&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;comment&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;table&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;managed_active_account&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;is&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;Managed Accounts are what transactions are performed against. Think of your bank account. They store money, receive transfers, and send payments. They earn interest and have depository insurance. This relation holds the accounts that are active. No transfer may be created for accounts in the period that they were inactive.&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;table&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;external_account&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;null&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;null&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_name&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;nb&#34;&gt;text&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;null&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;primary&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;key&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;p&#34;&gt;);&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;comment&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;table&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;external_account&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;is&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;External accounts represent counterparty accounts at other institutions. They are the other side of a transfer. Unlike managed accounts, they have no temporal active period since we do not control their lifecycle.&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;c1&#34;&gt;-- Ensure managed and external accounts never share the same identity
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;or&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;replace&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;function&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;not_external_account&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;p_routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;p_account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;returns&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;nb&#34;&gt;boolean&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;language&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;sql&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;stable&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;as&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;err&#34;&gt;$$&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;select&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;exists&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;select&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;1&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;      &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;from&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;external_account&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;     &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;where&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;p_routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;p_account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;);&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;err&#34;&gt;$$&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;or&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;replace&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;function&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;not_managed_account&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;p_routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;p_account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;returns&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;nb&#34;&gt;boolean&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;language&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;sql&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;stable&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;as&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;err&#34;&gt;$$&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;select&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;exists&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;select&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;1&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;      &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;from&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;managed_active_account&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;     &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;where&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;p_routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;p_account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;);&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;err&#34;&gt;$$&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;alter&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;table&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;managed_active_account&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;add&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;constraint&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;managed_not_external&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;check&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;not_external_account&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;));&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;alter&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;table&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;external_account&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;add&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;constraint&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;external_not_managed&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;check&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;not_managed_account&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;));&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;table&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_period&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;             &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;tstzrange&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;null&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;default&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;tstzrange&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;now&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(),&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;infinity&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;[)&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;),&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_created_at&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;         &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;timestamptz&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;                              &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;generated&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;always&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;as&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;k&#34;&gt;lower&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_period&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;))&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;stored&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;              &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;null&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;              &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;null&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;null&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;null&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;amount&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;                      &lt;/span&gt;&lt;span class=&#34;nb&#34;&gt;bigint&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;null&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;status&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;                      &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_status&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;null&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;default&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;pending&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;c1&#34;&gt;-- Natural order: account identity, then time, then counterparty
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;c1&#34;&gt;-- This enables efficient time-range queries on account transfers
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;primary&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;key&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_created_at&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;),&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;foreign&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;key&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;references&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;external_account&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;),&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;c1&#34;&gt;-- temporal foreign key: ensure managed account exists during transfer period
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;foreign&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;key&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;period&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_period&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;references&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;managed_active_account&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;period&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_active_period&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;p&#34;&gt;);&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;comment&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;table&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;is&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;Transfers represent money movement between an external account and a managed account. Status follows state machine: pending -&amp;gt; (completed | returned). Period closes on terminal state. transfer_created_at is a stored generated column derived from lower(transfer_period), eliminating redundancy while remaining usable in primary keys and foreign key references.&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;revoke&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;insert&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;from&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;revoke&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;update&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;from&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;c1&#34;&gt;-- transfer_period will be managed based on the status
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;grant&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;insert&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;              &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;              &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;              &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;              &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;amount&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;to&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;grant&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;update&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;status&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;to&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;c1&#34;&gt;-- Add system-time period column to transfer table
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;alter&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;table&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;add&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;column&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;if&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;exists&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;sys_period&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;tstzrange&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;default&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;tstzrange&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;k&#34;&gt;current_timestamp&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;null&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;);&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;alter&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;table&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;alter&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;column&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;sys_period&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;set&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;null&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;c1&#34;&gt;-- Focused history table - only what we need for status transitions
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;table&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;if&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;exists&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_status_log&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;like&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;p&#34;&gt;);&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;comment&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;table&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_status_log&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;is&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;Automatic log of all transfer status transitions via temporal_tables extension. Shows complete state machine history.&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;alter&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;table&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_status_log&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;add&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;primary&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;key&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_created_at&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;sys_period&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;);&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;c1&#34;&gt;-- Use temporal_tables versioning procedure
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;trigger&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_save_status_history&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;before&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;insert&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;or&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;update&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;or&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;delete&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;for&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;each&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;row&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;execute&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;procedure&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;versioning&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;sys_period&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;finance.transfer_status_log&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;true&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;);&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;c1&#34;&gt;-- Add system-time period column to the account table
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;alter&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;table&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;managed_active_account&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;add&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;column&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;if&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;exists&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;sys_period&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;tstzrange&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;default&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;tstzrange&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;k&#34;&gt;current_timestamp&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;null&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;);&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;alter&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;table&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;managed_active_account&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;alter&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;column&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;sys_period&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;set&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;null&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;table&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;if&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;exists&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;managed_active_account_log&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;like&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;managed_active_account&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;p&#34;&gt;);&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;comment&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;table&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;managed_active_account_log&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;is&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;Automatic log of all account activity via temporal_tables extension.&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;index&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;managed_active_account_log&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;sys_period&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;);&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;index&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;managed_active_account_log&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;);&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;c1&#34;&gt;-- Use temporal_tables versioning procedure
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;trigger&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_save_history&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;before&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;insert&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;or&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;update&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;or&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;delete&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;managed_active_account&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;for&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;each&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;row&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;execute&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;procedure&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;versioning&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;sys_period&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;finance.managed_active_account_log&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;true&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;);&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;table&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;settled_transaction&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transaction_created_at&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;      &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;timestamptz&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;null&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;default&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;now&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(),&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;              &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;null&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;              &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;null&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;null&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;null&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_created_at&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;         &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;timestamptz&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;null&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;amount&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;                      &lt;/span&gt;&lt;span class=&#34;nb&#34;&gt;bigint&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;null&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;primary&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;key&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transaction_created_at&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;),&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;foreign&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;key&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_created_at&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;references&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_created_at&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;p&#34;&gt;);&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;comment&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;table&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;settled_transaction&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;is&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;Settled transactions affect both your available balance and your current balance. They are immutable events --- no updates or deletes permitted.&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;revoke&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;update&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;delete&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;settled_transaction&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;from&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;table&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pending_transaction&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;like&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;settled_transaction&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;including&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;all&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;foreign&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;key&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_created_at&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;references&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_created_at&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;p&#34;&gt;);&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;comment&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;table&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pending_transaction&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;is&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;Pending transactions represent potential future credits or debits. They affect available balance but not current balance. Immutable once created.&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;revoke&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;update&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;delete&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pending_transaction&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;from&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;or&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;replace&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;function&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;enforce_transfer_state_machine&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;()&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;returns&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;trigger&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;language&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;plpgsql&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;as&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;err&#34;&gt;$$&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;begin&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;if&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;OLD&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;status&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;status&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;then&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;return&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;end&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;if&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;if&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;OLD&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;status&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;pending&amp;#39;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;then&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;if&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;status&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;in&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;completed&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;returned&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;then&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;      &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;raise&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;exception&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;Invalid state transition: pending can only transition to completed or returned, not %&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;status&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;end&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;if&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_period&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;:&lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;tstzrange&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;k&#34;&gt;lower&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;k&#34;&gt;OLD&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_period&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;),&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;now&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(),&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;[]&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;);&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;elsif&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;OLD&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;status&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;in&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;completed&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;returned&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;then&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;raise&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;exception&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;Invalid state transition: % is a terminal state and cannot transition to %&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;OLD&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;status&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;status&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;end&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;if&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;return&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;end&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;err&#34;&gt;$$&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;trigger&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_z_enforce_state_machine&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;before&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;update&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;of&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;status&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;for&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;each&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;row&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;when&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;k&#34;&gt;OLD&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;status&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;&amp;lt;&amp;gt;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;status&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;execute&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;function&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;enforce_transfer_state_machine&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;();&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;or&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;replace&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;function&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transaction_within_transfer_period&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;()&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;returns&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;trigger&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;language&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;plpgsql&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;as&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;err&#34;&gt;$$&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;declare&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;v_transfer_period&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;tstzrange&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;begin&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;select&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_period&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;into&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;v_transfer_period&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;from&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;   &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;where&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;              &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;     &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;              &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;     &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_created_at&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;         &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_created_at&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;     &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;     &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;if&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;found&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;then&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;raise&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;exception&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;Transfer not found for transaction&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;end&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;if&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;if&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;v_transfer_period&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;@&amp;gt;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transaction_created_at&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;then&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;raise&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;exception&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;      &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;Transaction created_at % is outside transfer period %&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;      &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transaction_created_at&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;v_transfer_period&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;end&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;if&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;return&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;end&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;err&#34;&gt;$$&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;constraint&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;trigger&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;settled_transaction_within_transfer_period&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;after&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;insert&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;settled_transaction&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;deferrable&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;initially&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;deferred&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;for&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;each&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;row&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;execute&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;function&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transaction_within_transfer_period&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;();&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;constraint&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;trigger&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pending_transaction_within_transfer_period&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;after&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;insert&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pending_transaction&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;deferrable&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;initially&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;deferred&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;for&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;each&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;row&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;execute&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;function&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transaction_within_transfer_period&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;();&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;or&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;replace&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;function&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;is_pending_transfer&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;p_routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;p_account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;p_transfer_created_at&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;timestamptz&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;p_counterparty_routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;p_counterparty_account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;returns&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;nb&#34;&gt;boolean&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;language&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;sql&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;stable&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;as&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;err&#34;&gt;$$&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;select&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;exists&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;select&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;1&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;      &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;from&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;t&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;     &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;where&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;t&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;              &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;p_routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;t&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;              &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;p_account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;t&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_created_at&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;         &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;p_transfer_created_at&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;t&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;p_counterparty_routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;t&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;p_counterparty_account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;t&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;status&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;                      &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;pending&amp;#39;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;);&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;err&#34;&gt;$$&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;or&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;replace&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;function&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;ensure_pending_transfer&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;()&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;returns&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;trigger&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;language&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;plpgsql&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;as&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;err&#34;&gt;$$&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;begin&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;if&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;is_pending_transfer&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_created_at&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;then&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;raise&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;exception&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;      &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;Must reference a pending transfer (%, %, %, %, %)&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;      &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_created_at&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;      &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;end&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;if&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;return&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;end&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;err&#34;&gt;$$&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;or&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;replace&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;function&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;ensure_non_pending_transfer&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;()&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;returns&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;trigger&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;language&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;plpgsql&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;as&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;err&#34;&gt;$$&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;begin&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;if&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;is_pending_transfer&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_created_at&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;then&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;raise&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;exception&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;      &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;Cannot reference a pending transfer (%, %, %, %, %)&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;      &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_created_at&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;      &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;end&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;if&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;return&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;end&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;err&#34;&gt;$$&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;constraint&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;trigger&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pending_transaction_requires_pending_transfer&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;after&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;insert&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pending_transaction&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;deferrable&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;initially&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;deferred&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;for&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;each&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;row&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;execute&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;function&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;ensure_pending_transfer&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;();&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;constraint&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;trigger&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;settled_transaction_requires_non_pending_transfer&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;after&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;insert&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;settled_transaction&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;deferrable&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;initially&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;deferred&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;for&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;each&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;row&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;execute&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;function&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;ensure_non_pending_transfer&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;();&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;or&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;replace&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;function&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;no_future_transactions_on_close&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;()&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;returns&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;trigger&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;language&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;plpgsql&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;as&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;err&#34;&gt;$$&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;begin&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;if&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;exists&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;select&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;1&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;from&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;settled_transaction&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;     &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;where&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;              &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;              &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_created_at&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;         &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_created_at&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transaction_created_at&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;&amp;gt;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;now&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;()&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;union&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;all&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;select&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;1&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;from&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pending_transaction&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;     &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;where&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;              &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;              &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_created_at&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;         &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_created_at&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transaction_created_at&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;&amp;gt;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;now&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;()&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;then&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;raise&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;exception&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;      &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;Cannot close transfer (%, %, %): transaction(s) exist after current time&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;      &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_created_at&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;end&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;if&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;return&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;end&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;err&#34;&gt;$$&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;constraint&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;trigger&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_no_future_transactions_on_close&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;after&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;update&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;of&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;status&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;deferrable&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;initially&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;deferred&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;for&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;each&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;row&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;when&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;status&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;in&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;completed&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;returned&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;))&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;execute&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;function&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;no_future_transactions_on_close&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;();&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;or&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;replace&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;view&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_activity&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;as&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;select&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;transfer&amp;#39;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;as&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;kind&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;t&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;t&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;t&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;t&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;t&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;amount&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;t&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;status&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;t&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_created_at&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;as&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;created_at&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;from&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;t&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;union&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;all&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;select&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;transfer_history&amp;#39;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;as&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;kind&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;h&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;h&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;h&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;h&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;h&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;amount&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;h&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;status&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;h&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_created_at&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;as&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;created_at&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;from&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_status_log&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;h&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;union&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;all&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;select&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;pending_transaction&amp;#39;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;as&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;kind&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pt&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pt&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pt&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pt&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pt&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;amount&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;pending&amp;#39;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;as&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;status&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pt&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transaction_created_at&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;as&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;created_at&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;from&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pending_transaction&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pt&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;union&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;all&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;select&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;settled_transaction&amp;#39;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;as&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;kind&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;st&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;st&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;st&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;st&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;st&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;amount&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;settled&amp;#39;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;as&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;status&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;st&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transaction_created_at&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;as&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;created_at&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;from&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;settled_transaction&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;st&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;comment&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;view&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_activity&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;is&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;Unified view of the full history of transfers and their associated
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;s1&#34;&gt;   transactions. Each row is tagged with a kind discriminator. Used for
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;s1&#34;&gt;   transfer history display and as the foundation for the updatable
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;s1&#34;&gt;   interface defined in the On decoupling section.&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;table&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;balance_ledger&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;null&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;null&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;as_of&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;           &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;timestamptz&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;null&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;current_total&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;   &lt;/span&gt;&lt;span class=&#34;nb&#34;&gt;bigint&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;null&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;available_total&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;nb&#34;&gt;bigint&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;null&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;primary&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;key&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;as_of&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;p&#34;&gt;);&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;comment&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;table&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;balance_ledger&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;is&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;Running balance snapshots per account. Each row records the cumulative
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;s1&#34;&gt;   current and available totals as of a given transaction timestamp.
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;s1&#34;&gt;   Maintained incrementally by triggers on settled and pending transaction
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;s1&#34;&gt;   inserts. Current total reflects settled transactions only. Available
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;s1&#34;&gt;   total reflects both settled and pending transactions.&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;revoke&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;update&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;delete&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;balance_ledger&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;from&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;or&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;replace&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;function&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;update_balance_on_settled&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;()&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;returns&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;trigger&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;language&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;plpgsql&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;as&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;err&#34;&gt;$$&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;declare&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;v_current&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;   &lt;/span&gt;&lt;span class=&#34;nb&#34;&gt;bigint&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;v_available&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;nb&#34;&gt;bigint&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;begin&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;select&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;current_total&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;available_total&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;into&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;v_current&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;v_available&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;from&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;balance_ledger&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;   &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;where&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;     &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;   &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;order&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;by&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;as_of&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;desc&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;   &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;limit&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;1&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;if&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;found&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;then&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;v_current&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;   &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;:&lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;0&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;v_available&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;:&lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;0&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;end&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;if&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;insert&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;into&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;balance_ledger&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;as_of&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;current_total&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;available_total&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;values&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transaction_created_at&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;     &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;v_current&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;+&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;amount&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;v_available&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;+&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;amount&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;);&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;return&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;end&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;err&#34;&gt;$$&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;trigger&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;settled_update_balance&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;after&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;insert&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;settled_transaction&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;for&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;each&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;row&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;execute&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;function&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;update_balance_on_settled&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;();&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;or&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;replace&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;function&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;update_balance_on_pending&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;()&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;returns&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;trigger&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;language&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;plpgsql&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;as&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;err&#34;&gt;$$&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;declare&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;v_current&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;   &lt;/span&gt;&lt;span class=&#34;nb&#34;&gt;bigint&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;v_available&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;nb&#34;&gt;bigint&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;begin&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;select&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;current_total&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;available_total&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;into&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;v_current&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;v_available&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;from&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;balance_ledger&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;   &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;where&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;     &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;   &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;order&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;by&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;as_of&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;desc&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;   &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;limit&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;1&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;if&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;found&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;then&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;v_current&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;   &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;:&lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;0&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;v_available&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;:&lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;0&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;end&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;if&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;insert&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;into&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;balance_ledger&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;as_of&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;current_total&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;available_total&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;values&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transaction_created_at&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;     &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;v_current&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;v_available&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;+&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;amount&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;);&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;return&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;end&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;err&#34;&gt;$$&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;trigger&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pending_update_balance&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;after&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;insert&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pending_transaction&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;for&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;each&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;row&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;execute&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;function&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;update_balance_on_pending&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;();&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;alter&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;role&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;set&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;default_transaction_isolation&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;serializable&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;or&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;replace&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;function&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_activity_insert&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;()&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;returns&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;trigger&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;language&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;plpgsql&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;as&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;err&#34;&gt;$$&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;begin&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;case&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;kind&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;when&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;transfer&amp;#39;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;then&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;      &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;insert&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;into&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;        &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;         &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;         &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;amount&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;      &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;values&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;        &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;         &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;         &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;amount&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;);&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;when&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;pending_transaction&amp;#39;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;then&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;      &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;insert&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;into&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pending_transaction&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;        &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;         &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;         &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_created_at&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;amount&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;      &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;values&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;        &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;         &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;         &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;created_at&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;amount&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;);&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;when&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;settled_transaction&amp;#39;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;then&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;      &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;insert&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;into&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;settled_transaction&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;        &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;         &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;         &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_created_at&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;amount&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;      &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;values&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;        &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;         &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_routing_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;         &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;created_at&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;amount&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;);&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;else&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;      &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;raise&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;exception&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;Unknown kind: %. Must be transfer, pending_transaction, or settled_transaction&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;kind&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;end&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;case&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;return&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;end&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;err&#34;&gt;$$&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;trigger&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_activity_insert_trigger&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;instead&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;of&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;insert&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_activity&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;for&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;each&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;row&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;execute&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;function&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_activity_insert&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;();&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;or&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;replace&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;function&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_activity_update&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;()&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;returns&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;trigger&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;language&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;plpgsql&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;as&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;err&#34;&gt;$$&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;begin&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;if&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;OLD&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;kind&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;&amp;lt;&amp;gt;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;transfer&amp;#39;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;then&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;raise&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;exception&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;Only current transfers can be updated, not %&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;OLD&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;kind&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;end&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;if&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;update&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;     &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;set&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;status&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;status&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;   &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;where&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;              &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;OLD&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;     &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;              &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;OLD&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;     &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_created_at&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;         &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;OLD&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;created_at&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;     &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;OLD&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_routing_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;     &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_account_number&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;OLD&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;counterparty_account_number&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;return&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;NEW&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;end&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;err&#34;&gt;$$&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;trigger&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_activity_update_trigger&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;instead&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;of&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;update&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_activity&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;for&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;each&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;row&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;execute&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;function&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;finance&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;transfer_activity_update&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;();&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/code&gt;&lt;/pre&gt;&lt;/div&gt;&lt;div class=&#34;src-block-caption&#34;&gt;
  &lt;span class=&#34;src-block-number&#34;&gt;&lt;a href=&#34;#code-snippet--full-code&#34;&gt;Code Snippet 1&lt;/a&gt;:&lt;/span&gt;
  Full code listing.
&lt;/div&gt;
&lt;h2 id=&#34;references&#34;&gt;References&lt;/h2&gt;
&lt;div class=&#34;csl-bib-body&#34;&gt;
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  &lt;div class=&#34;csl-entry&#34;&gt;&lt;a id=&#34;citeproc_bib_item_28&#34;&gt;&lt;/a&gt;White, Paul. 2015. “Indexed View Maintenance in Sql Server Execution Plans (Accessed: 2026-06-21).” &lt;a href=&#34;https://www.sql.kiwi/2015/03/indexed-view-maintenance-in-execution-plans/&#34;&gt;https://www.sql.kiwi/2015/03/indexed-view-maintenance-in-execution-plans/&lt;/a&gt;.&lt;/div&gt;
  &lt;div class=&#34;csl-entry&#34;&gt;&lt;a id=&#34;citeproc_bib_item_29&#34;&gt;&lt;/a&gt;Winand, Markus. n.d. “Paging through Results (Accessed: 2026-06-21).” &lt;a href=&#34;https://use-the-index-luke.com/sql/partial-results/fetch-next-page&#34;&gt;https://use-the-index-luke.com/sql/partial-results/fetch-next-page&lt;/a&gt;.&lt;/div&gt;
  &lt;div class=&#34;csl-entry&#34;&gt;&lt;a id=&#34;citeproc_bib_item_30&#34;&gt;&lt;/a&gt;Yourdon, Edward, and Larry L. Constantine. 1979. &lt;i&gt;Structured Design: Fundamentals of a Discipline of Computer Program and Systems Design&lt;/i&gt;. 2nd ed. Englewood Cliffs, NJ: Prentice-Hall.&lt;/div&gt;
  &lt;div class=&#34;csl-entry&#34;&gt;&lt;a id=&#34;citeproc_bib_item_31&#34;&gt;&lt;/a&gt;https://nearform.com. n.d. “Temporal_Tables - Postgresql Temporal_Tables Extension in Pl/Pgsql, without the Need for External c Extension.” &lt;a href=&#34;https://github.com/nearform/temporal_tables&#34;&gt;https://github.com/nearform/temporal_tables&lt;/a&gt;.&lt;/div&gt;
&lt;/div&gt;
&lt;div class=&#34;footnotes&#34; role=&#34;doc-endnotes&#34;&gt;
&lt;hr&gt;
&lt;ol&gt;
&lt;li id=&#34;fn:1&#34;&gt;
&lt;p&gt;Complexity here is defined as the quantity of interacting parts of a whole&amp;#160;&lt;a href=&#34;#fnref:1&#34; class=&#34;footnote-backref&#34; role=&#34;doc-backlink&#34;&gt;&amp;#x21a9;&amp;#xfe0e;&lt;/a&gt;&lt;/p&gt;
&lt;/li&gt;
&lt;li id=&#34;fn:2&#34;&gt;
&lt;p&gt;A note on the code snippets: we will show code as we progress on the article, but the full code suite can be found on the [BROKEN LINK: blog/all-you-need-is-postgresql.pre-processed.org::#appendix-a-full-code-suite] for ease of copy.&amp;#160;&lt;a href=&#34;#fnref:2&#34; class=&#34;footnote-backref&#34; role=&#34;doc-backlink&#34;&gt;&amp;#x21a9;&amp;#xfe0e;&lt;/a&gt;&lt;/p&gt;
&lt;/li&gt;
&lt;li id=&#34;fn:3&#34;&gt;
&lt;p&gt;On oracle there are further complications. See (&lt;a href=&#34;#citeproc_bib_item_1&#34;&gt;Albe 2026&lt;/a&gt;)&amp;#160;&lt;a href=&#34;#fnref:3&#34; class=&#34;footnote-backref&#34; role=&#34;doc-backlink&#34;&gt;&amp;#x21a9;&amp;#xfe0e;&lt;/a&gt;&lt;/p&gt;
&lt;/li&gt;
&lt;li id=&#34;fn:4&#34;&gt;
&lt;p&gt;For a refresh on what these kinds of balances are, see [BROKEN LINK: blog/all-you-need-is-postgresql.pre-processed.org::#the-setup]&amp;#160;&lt;a href=&#34;#fnref:4&#34; class=&#34;footnote-backref&#34; role=&#34;doc-backlink&#34;&gt;&amp;#x21a9;&amp;#xfe0e;&lt;/a&gt;&lt;/p&gt;
&lt;/li&gt;
&lt;li id=&#34;fn:5&#34;&gt;
&lt;p&gt;(which is the case for Postgres(&lt;a href=&#34;#citeproc_bib_item_25&#34;&gt;The PostgreSQL Global Development Group 2026&lt;/a&gt;) but not for Oracle(&lt;a href=&#34;#citeproc_bib_item_17&#34;&gt;Oracle Corporation 2026&lt;/a&gt;))&amp;#160;&lt;a href=&#34;#fnref:5&#34; class=&#34;footnote-backref&#34; role=&#34;doc-backlink&#34;&gt;&amp;#x21a9;&amp;#xfe0e;&lt;/a&gt;&lt;/p&gt;
&lt;/li&gt;
&lt;li id=&#34;fn:6&#34;&gt;
&lt;p&gt;Such constraints are almost never created at the data level, exposing applications to the risk of failing audits and worse.&amp;#160;&lt;a href=&#34;#fnref:6&#34; class=&#34;footnote-backref&#34; role=&#34;doc-backlink&#34;&gt;&amp;#x21a9;&amp;#xfe0e;&lt;/a&gt;&lt;/p&gt;
&lt;/li&gt;
&lt;li id=&#34;fn:7&#34;&gt;
&lt;p&gt;Temporal tables can be used for several interesting features:&lt;/p&gt;
&lt;blockquote&gt;
&lt;ul&gt;
&lt;li&gt;Auditing all data changes and performing data forensics when necessary&lt;/li&gt;
&lt;li&gt;Reconstructing state of the data as of any time in the past&lt;/li&gt;
&lt;li&gt;Calculating trends over time&lt;/li&gt;
&lt;li&gt;Maintaining a slowly changing dimension for decision support applications&lt;/li&gt;
&lt;li&gt;Recovering from accidental data changes and application errors
Auditing all data changes and performing data forensics when necessary (&lt;a href=&#34;#citeproc_bib_item_15&#34;&gt;Microsoft 2024&lt;/a&gt;)&lt;/li&gt;
&lt;/ul&gt;
&lt;/blockquote&gt;
&amp;#160;&lt;a href=&#34;#fnref:7&#34; class=&#34;footnote-backref&#34; role=&#34;doc-backlink&#34;&gt;&amp;#x21a9;&amp;#xfe0e;&lt;/a&gt;&lt;/li&gt;
&lt;/ol&gt;
&lt;/div&gt;
</content>
    
    
    <category term="blog"/>
    
  </entry>
  
  <entry>
    <title>Cloudflare&#39;s outage should not have happened, and they seem to be missing the point on how to avoid it in the future</title>
    <link rel="alternate" href="https://ebellani.github.io/blog/2025/cloudflare-outage-should-not-have-happened-and-they-seem-to-be-missing-the-point-on-how-to-avoid-it-in-the-future/"/>
    <id>https://ebellani.github.io/blog/2025/cloudflare-outage-should-not-have-happened-and-they-seem-to-be-missing-the-point-on-how-to-avoid-it-in-the-future/</id>
    <published>2025-11-26T00:00:00Z</published>
    <updated>2025-11-26T00:00:00Z</updated>
    <summary>&lt;p&gt;[BROKEN LINK: blog/google-cloud-s-outage-should-not-have-happened-and-they-seem-to-be-missing-the-point-on-how-to-avoid-it-in-the-future.pre-processed.org], another global IT outage happened (dèjá vu strikes again in our
industry). This time at
cloudflare(&lt;a href=&#34;#citeproc_bib_item_4&#34;&gt;Prince 2025&lt;/a&gt;). Again, taking down
large swaths of the internet with
it(&lt;a href=&#34;#citeproc_bib_item_2&#34;&gt;Booth 2025&lt;/a&gt;).&lt;/p&gt;
&lt;p&gt;And yes, like my previous analysis of the GCP and CrowdStrike&amp;rsquo;s outages,
this post critiques Cloudflare&amp;rsquo;s root cause analysis (RCA), which &amp;mdash;
despite providing a great overview of what happened &amp;mdash; misses the real
lesson.&lt;/p&gt;
&lt;p&gt;Here&amp;rsquo;s the key section of their RCA:&lt;/p&gt;</summary>
    <content type="html">&lt;p&gt;[BROKEN LINK: blog/google-cloud-s-outage-should-not-have-happened-and-they-seem-to-be-missing-the-point-on-how-to-avoid-it-in-the-future.pre-processed.org], another global IT outage happened (dèjá vu strikes again in our
industry). This time at
cloudflare(&lt;a href=&#34;#citeproc_bib_item_4&#34;&gt;Prince 2025&lt;/a&gt;). Again, taking down
large swaths of the internet with
it(&lt;a href=&#34;#citeproc_bib_item_2&#34;&gt;Booth 2025&lt;/a&gt;).&lt;/p&gt;
&lt;p&gt;And yes, like my previous analysis of the GCP and CrowdStrike&amp;rsquo;s outages,
this post critiques Cloudflare&amp;rsquo;s root cause analysis (RCA), which &amp;mdash;
despite providing a great overview of what happened &amp;mdash; misses the real
lesson.&lt;/p&gt;
&lt;p&gt;Here&amp;rsquo;s the key section of their RCA:&lt;/p&gt;
&lt;blockquote&gt;
&lt;p&gt;Unfortunately, there were assumptions made in the past, that the list of
columns returned by a query like this would only include the “default”
database:&lt;/p&gt;
&lt;p&gt;SELECT
name,
type
FROM system.columns
WHERE
table = &amp;lsquo;http_requests_features&amp;rsquo;
order by name;&lt;/p&gt;
&lt;p&gt;Note how the query does not filter for the database name. With us
gradually rolling out the explicit grants to users of a given ClickHouse
cluster, after the change at 11:05 the query above started returning
“duplicates” of columns because those were for underlying tables stored
in the r0 database.&lt;/p&gt;
&lt;p&gt;This, unfortunately, was the type of query that was performed by the Bot
Management feature file generation logic to construct each input
“feature” for the file mentioned at the beginning of this section.&lt;/p&gt;
&lt;p&gt;The query above would return a table of columns like the one displayed
(simplified example):&lt;/p&gt;
&lt;figure&gt;&lt;img src=&#34;/ox-hugo/cf_table_sql_return.png&#34;&gt;
&lt;/figure&gt;

&lt;p&gt;However, as part of the additional permissions that were granted to the
user, the response now contained all the metadata of the r0 schema
effectively more than doubling the rows in the response ultimately
affecting the number of rows (i.e. features) in the final file output.&lt;/p&gt;
&lt;/blockquote&gt;
&lt;p&gt;A central database query didn&amp;rsquo;t have the right constraints to express
business rules. Not only it missed the database name, but it clearly
needs a distinct and a limit, since these seem to be crucial business
rules.&lt;/p&gt;
&lt;p&gt;So, a new underlying security work manifested the (unintended) potential
already there in the query. Since this was by definition unintended, the
application code didn&amp;rsquo;t expect that value to be what it was, and reacted
poorly. This caused a crash loop across seemingly all of cloudflare&amp;rsquo;s
core systems. This bug wasn&amp;rsquo;t caught during rollout because the faulty
code path required data that was assumed to be impossible to be
generated.&lt;/p&gt;
&lt;p&gt;Sounds familiar? It should. Any senior engineer has seen this pattern
before. This is classic database/application mismatch. With this in
mind, let&amp;rsquo;s review how Cloudflare is planning to prevent this from happening
again:&lt;/p&gt;
&lt;blockquote&gt;
&lt;ul&gt;
&lt;li&gt;Hardening ingestion of Cloudflare-generated configuration files in the same way we would for user-generated input&lt;/li&gt;
&lt;li&gt;Enabling more global kill switches for features&lt;/li&gt;
&lt;li&gt;Eliminating the ability for core dumps or other error reports to overwhelm system resources&lt;/li&gt;
&lt;li&gt;Reviewing failure modes for error conditions across all core proxy modules&lt;/li&gt;
&lt;/ul&gt;
&lt;/blockquote&gt;
&lt;p&gt;These are all solid, reasonable steps. But here&amp;rsquo;s the problem: they
already do most of this—and the outage happened anyway.&lt;/p&gt;
&lt;p&gt;Why? Because they seem to mistake physical replication with not
having a single point of failure. This mistakes the physical layer with
the logical layer. One can have a logical single point of failure
without having any physical one, which was the case in this
situation.&lt;/p&gt;
&lt;p&gt;I base my paragraph on their choice of abandoning PostgreSQL and
adopting
ClickHouse(&lt;a href=&#34;#citeproc_bib_item_1&#34;&gt;Bocharov 2018&lt;/a&gt;). The
whole post is a great overview on trying to process data fast, without a
single line on how to guarantee its logical correctness/consistency in
the face of changes.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;They are treating a logical problem as if it was a physical problem&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;I&amp;rsquo;ll repeat the [BROKEN LINK: blog/google-cloud-s-outage-should-not-have-happened-and-they-seem-to-be-missing-the-point-on-how-to-avoid-it-in-the-future.pre-processed.org] I offered in my previous article on GCP&amp;rsquo;s outage:&lt;/p&gt;
&lt;h2 id=&#34;the-real-cause&#34;&gt;The real cause&lt;/h2&gt;
&lt;p&gt;These kinds of outages stem from the uncontrolled interaction between
application logic and database schema. You can&amp;rsquo;t reliably catch that
with more tests or rollouts or flags. You prevent it by
construction—through analytical design.&lt;/p&gt;
&lt;ol&gt;
&lt;li&gt;No nullable fields.&lt;/li&gt;
&lt;li&gt;(as a corollary of 1) full normalization of the database ([BROKEN LINK: blog/the-principles-of-database-design-or-the-truth-is-out-there.pre-processed.org])&lt;/li&gt;
&lt;li&gt;formally verified application code(&lt;a href=&#34;#citeproc_bib_item_3&#34;&gt;Chapman et al. 2024&lt;/a&gt;)&lt;/li&gt;
&lt;/ol&gt;
&lt;h2 id=&#34;conclusion&#34;&gt;Conclusion&lt;/h2&gt;
&lt;p&gt;FAANG-style companies are unlikely to adopt formal methods or relational
rigor wholesale. But for their most critical systems, they should. It&amp;rsquo;s
the only way to make failures like this impossible by design, rather
than just less likely.&lt;/p&gt;
&lt;p&gt;The internet would thank them. (Cloud users too—caveat emptor.)&lt;/p&gt;
&lt;h2 id=&#34;references&#34;&gt;References&lt;/h2&gt;
&lt;div class=&#34;csl-bib-body&#34;&gt;
  &lt;div class=&#34;csl-entry&#34;&gt;&lt;a id=&#34;citeproc_bib_item_1&#34;&gt;&lt;/a&gt;Bocharov, Alex. 2018. “Http Analytics for 6m Requests per Second Using Clickhouse.” &lt;a href=&#34;https://blog.cloudflare.com/http-analytics-for-6m-requests-per-second-using-clickhouse/&#34;&gt;https://blog.cloudflare.com/http-analytics-for-6m-requests-per-second-using-clickhouse/&lt;/a&gt;.&lt;/div&gt;
  &lt;div class=&#34;csl-entry&#34;&gt;&lt;a id=&#34;citeproc_bib_item_2&#34;&gt;&lt;/a&gt;Booth, Robert. 2025. “What Is Cloudflare — and Why Did Its Outage Take down so Many Websites?” &lt;a href=&#34;https://www.theguardian.com/technology/2025/nov/18/what-is-cloudflare-and-why-did-its-outage-take-down-so-many-websites&#34;&gt;https://www.theguardian.com/technology/2025/nov/18/what-is-cloudflare-and-why-did-its-outage-take-down-so-many-websites&lt;/a&gt;.&lt;/div&gt;
  &lt;div class=&#34;csl-entry&#34;&gt;&lt;a id=&#34;citeproc_bib_item_3&#34;&gt;&lt;/a&gt;Chapman, Roderick, Claire Dross, Stuart Matthews, and Yannick Moy. 2024. “Co-Developing Programs and Their Proof of Correctness.” &lt;i&gt;Commun. Acm&lt;/i&gt; 67 (3): 84–94. &lt;a href=&#34;https://doi.org/10.1145/3624728&#34;&gt;https://doi.org/10.1145/3624728&lt;/a&gt;.&lt;/div&gt;
  &lt;div class=&#34;csl-entry&#34;&gt;&lt;a id=&#34;citeproc_bib_item_4&#34;&gt;&lt;/a&gt;Prince, Matthew. 2025. “Cloudflare Outage on November 18, 2025.” &lt;a href=&#34;https://blog.cloudflare.com/18-november-2025-outage/&#34;&gt;https://blog.cloudflare.com/18-november-2025-outage/&lt;/a&gt;.&lt;/div&gt;
&lt;/div&gt;
&lt;figure&gt;&lt;img src=&#34;/ox-hugo/2560px-Dehio_212_Cluny.jpg&#34;
			alt=&#34;Figure 1: The Cluny library was one of the richest and most important in France and Europe. In 1790 during the French Revolution, the abbey was sacked and mostly destroyed, with only a small part surviving&#34;&gt;&lt;figcaption&gt;
			&lt;p&gt;&lt;span class=&#34;figure-number&#34;&gt;Figure 1: &lt;/span&gt;The Cluny library was one of the richest and most important in France and Europe. In 1790 during the French Revolution, the abbey was sacked and mostly destroyed, with only a small part surviving&lt;/p&gt;
		&lt;/figcaption&gt;
&lt;/figure&gt;

</content>
    
    
    <category term="blog"/>
    
  </entry>
  
  <entry>
    <title>On dealing with GPT results, or, Pots, Kettles And Hallucinations</title>
    <link rel="alternate" href="https://ebellani.github.io/blog/2025/on-dealing-with-gpt-results-or-pots-kettles-and-hallucinations/"/>
    <id>https://ebellani.github.io/blog/2025/on-dealing-with-gpt-results-or-pots-kettles-and-hallucinations/</id>
    <published>2025-10-18T00:00:00Z</published>
    <updated>2025-10-18T00:00:00Z</updated>
    <summary>&lt;style&gt;.org-center { margin-left: auto; margin-right: auto; text-align: center; }&lt;/style&gt;
&lt;div class=&#34;org-center&#34;&gt;
&lt;p&gt;Hallucinations in GPTs can lead to the dissemination of false
information, creating harmful outcomes in applications of critical
decision making or leading to mistrust in AI. In a viral instance, The
New York Times published an article about a lawyer who used ChatGPT to
produce case citations without realizing they were fictional, or
hallucinated. This incident highlights the danger of hallucinations in
LLM-based queries; often the hallucinations are subtle and go easily
unnoticed. Given these risks, an important question arises: &lt;strong&gt;Why do GPTs
hallucinate?&lt;/strong&gt; (&lt;a href=&#34;#citeproc_bib_item_2&#34;&gt;Waldo and Boussard 2024&lt;/a&gt;)&lt;/p&gt;</summary>
    <content type="html">&lt;style&gt;.org-center { margin-left: auto; margin-right: auto; text-align: center; }&lt;/style&gt;
&lt;div class=&#34;org-center&#34;&gt;
&lt;p&gt;Hallucinations in GPTs can lead to the dissemination of false
information, creating harmful outcomes in applications of critical
decision making or leading to mistrust in AI. In a viral instance, The
New York Times published an article about a lawyer who used ChatGPT to
produce case citations without realizing they were fictional, or
hallucinated. This incident highlights the danger of hallucinations in
LLM-based queries; often the hallucinations are subtle and go easily
unnoticed. Given these risks, an important question arises: &lt;strong&gt;Why do GPTs
hallucinate?&lt;/strong&gt; (&lt;a href=&#34;#citeproc_bib_item_2&#34;&gt;Waldo and Boussard 2024&lt;/a&gt;)&lt;/p&gt;
&lt;/div&gt;
&lt;p&gt;Given the above, how to safely use the results of GPTs? As
(&lt;a href=&#34;#citeproc_bib_item_2&#34;&gt;Waldo and Boussard 2024&lt;/a&gt;) put it, a GPT &lt;code&gt;generates the most common response&lt;/code&gt; from its training corpus, reflecting the current linguistic
consensus. Where there is such consensus, GPTs appear accurate; where
there is controversy or little data, hallucination follows.&lt;/p&gt;
&lt;p&gt;Therein lies the crux of the matter: most people would see the current
ideas represented in the LLM &lt;code&gt;training corpus&lt;/code&gt; as representing truth,
since they are the most popular (presumably) ideas around. So, someone
would need to already have an apprehension of actual truth to be able to
trust the output of the LLM.&lt;/p&gt;
&lt;p&gt;An interesting turn is that one can take the
(&lt;a href=&#34;#citeproc_bib_item_2&#34;&gt;Waldo and Boussard 2024&lt;/a&gt;) itself as an example. Here is what it says
about Epistemic Trust:&lt;/p&gt;
&lt;blockquote&gt;
&lt;p&gt;We tend to forget how recent the current mechanisms are for establishing
trust in a claim. The notion that science is an activity based on
experience and experiment can be traced back to Francis Bacon in the
17th century; the idea that we can use logic and mathematics to derive
new knowledge from base principles can be traced to about the same
period to René Descartes. This approach of using logic and experiment
is a hallmark of the Renaissance. Prior to that time, trust was
established by reference to ancient authorities (such as Aristotle or
Plato) or from religion.&lt;/p&gt;
&lt;p&gt;What has emerged over the past number of centuries is the set of
practices that are lumped together as science, which has as its gold
standard the process of experimentation, publication, and peer review.
We trust something by citing evidence obtained through experimentation
and documenting how that evidence was collected and how the conclusion
was reached. Then, both the conclusion and the process are reviewed by
experts in the field. Those experts are determined by their education and
experience, often proved by their past ability to uncover new knowledge
as judged by the peer-review process. &lt;sup id=&#34;fnref:1&#34;&gt;&lt;a href=&#34;#fn:1&#34; class=&#34;footnote-ref&#34; role=&#34;doc-noteref&#34;&gt;1&lt;/a&gt;&lt;/sup&gt;&lt;/p&gt;
&lt;/blockquote&gt;
&lt;p&gt;The first paragraph is an example of something that is clearly part of
the current intellectual landscape, and very likely what would be
generated by a LLM. As a matter of fact, here is what ChatGPT-5 replied
when fed this text:&lt;/p&gt;
&lt;blockquote&gt;
&lt;p&gt;Your paragraph is mostly correct in its broad strokes&amp;hellip;&lt;/p&gt;
&lt;/blockquote&gt;
&lt;p&gt;Given that I have some knowledge in this matter, I can tell the paragraph is
wrong:&lt;/p&gt;
&lt;ol&gt;
&lt;li&gt;Bacon did &lt;strong&gt;not&lt;/strong&gt; establish science as an activity of experience and
experiment. What he did was to deny the validity of form, finality
and ultimately metaphysics in the universe. Given that his work is a
work arguing &lt;strong&gt;for&lt;/strong&gt; a form(sense perception), finality(man) and
metaphysics (sense perception as the only ground for truth), he is a
self refuting ideologue.&lt;/li&gt;
&lt;li&gt;Descartes did something similar, denying the validity of anything that
was not quantity (including sense perception, ironically). His is a
self refuting position for the same reason.&lt;/li&gt;
&lt;/ol&gt;
&lt;p&gt;Here is what the educated man thought science was before Bacon and
Descartes:&lt;/p&gt;
&lt;blockquote&gt;
&lt;p&gt;The method is the path that intelligence must follow for the acquisition
of science. It has 3 elements: a starting point, a process and an end.&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;The starting point cannot be universal doubt, but must rest in
immediately evident truths(necessary regarding its rational part,
contingent regarding its experimental part).&lt;/li&gt;
&lt;li&gt;The process is the method properly speaking, being analytical or
synthetic, in accordance to its direction &amp;mdash; from/to the objects that
have more/less comprehension.&lt;/li&gt;
&lt;li&gt;The end is science, which is a system of correct knowledge, relative
to the cause of beings and ultimately deduced through demonstration. Such
science can be rational or experimental, and is structured in a
dependency hierarchy. &lt;sup id=&#34;fnref:2&#34;&gt;&lt;a href=&#34;#fn:2&#34; class=&#34;footnote-ref&#34; role=&#34;doc-noteref&#34;&gt;2&lt;/a&gt;&lt;/sup&gt;
(&lt;a href=&#34;#citeproc_bib_item_1&#34;&gt;Sinibaldi 2021&lt;/a&gt;)&lt;/li&gt;
&lt;/ul&gt;
&lt;/blockquote&gt;
&lt;h2 id=&#34;conclusion-and-advice&#34;&gt;Conclusion and advice&lt;/h2&gt;
&lt;p&gt;GPT queries are useful only when you can verify them. When that is
possible, GPTs become a viable exploration and templating system.&lt;/p&gt;
&lt;p&gt;So, the practical advice boils down to: don&amp;rsquo;t rely on it in areas you
are not well versed in already.&lt;/p&gt;
&lt;p&gt;Given how this advice applies to (&lt;a href=&#34;#citeproc_bib_item_2&#34;&gt;Waldo and Boussard 2024&lt;/a&gt;) itself &amp;mdash;
where the authors ventured in a branch of knowledge that they didn&amp;rsquo;t
seem to hold expertise besides the current popular science milieu &amp;mdash;
the follow image seems appropos here.&lt;/p&gt;
&lt;figure&gt;&lt;img src=&#34;/ox-hugo/Charles_Henry_Bennett_-_The_Pot_Calling_The_Kettle_Black_%28coloured_engraving%29_-_%28MeisterDrucke-969630%29.jpg&#34;
			alt=&#34;Figure 1: Charles H. Bennett&amp;rsquo;s coloured engraving from Shadow and Substance (1860), a series based on popular sayings. In this case, a coal-man and chimney sweep stop to argue in the street in illustration of &amp;ldquo;The pot calling the kettle black&amp;rdquo;. A street light throws the shadow of the kitchen implements on the wall behind them.&#34;&gt;&lt;figcaption&gt;
			&lt;p&gt;&lt;span class=&#34;figure-number&#34;&gt;Figure 1: &lt;/span&gt;Charles H. Bennett&amp;rsquo;s coloured engraving from Shadow and Substance (1860), a series based on popular sayings. In this case, a coal-man and chimney sweep stop to argue in the street in illustration of &amp;ldquo;The pot calling the kettle black&amp;rdquo;. A street light throws the shadow of the kitchen implements on the wall behind them.&lt;/p&gt;
		&lt;/figcaption&gt;
&lt;/figure&gt;

&lt;h2 id=&#34;references&#34;&gt;References&lt;/h2&gt;
&lt;div class=&#34;csl-bib-body&#34;&gt;
  &lt;div class=&#34;csl-entry&#34;&gt;&lt;a id=&#34;citeproc_bib_item_1&#34;&gt;&lt;/a&gt;Sinibaldi, Dom Thiago. 2021. &lt;i&gt;Compêndio Elementos de Filosofia (4 Vols.)&lt;/i&gt;. 5ª ed. Florianópolis, SC, Brazil: Instituto Santo Agostinho. &lt;a href=&#34;https://loja.institutosantoagostinho.org/compendio-elementos-de-filosofia-dom-thiago-sinibaldi&#34;&gt;https://loja.institutosantoagostinho.org/compendio-elementos-de-filosofia-dom-thiago-sinibaldi&lt;/a&gt;.&lt;/div&gt;
  &lt;div class=&#34;csl-entry&#34;&gt;&lt;a id=&#34;citeproc_bib_item_2&#34;&gt;&lt;/a&gt;Waldo, Jim, and Soline Boussard. 2024. “Gpts and Hallucination.” &lt;i&gt;Commun. Acm&lt;/i&gt; 68 (1): 40–45. &lt;a href=&#34;https://doi.org/10.1145/3703757&#34;&gt;https://doi.org/10.1145/3703757&lt;/a&gt;.&lt;/div&gt;
&lt;/div&gt;
&lt;div class=&#34;footnotes&#34; role=&#34;doc-endnotes&#34;&gt;
&lt;hr&gt;
&lt;ol&gt;
&lt;li id=&#34;fn:1&#34;&gt;
&lt;p&gt;Have you noticed that the second paragraph supports what the ancients did, in refeering to Plato and Aristotle?&amp;#160;&lt;a href=&#34;#fnref:1&#34; class=&#34;footnote-backref&#34; role=&#34;doc-backlink&#34;&gt;&amp;#x21a9;&amp;#xfe0e;&lt;/a&gt;&lt;/p&gt;
&lt;/li&gt;
&lt;li id=&#34;fn:2&#34;&gt;
&lt;p&gt;From the portuguese, translated by this author.&amp;#160;&lt;a href=&#34;#fnref:2&#34; class=&#34;footnote-backref&#34; role=&#34;doc-backlink&#34;&gt;&amp;#x21a9;&amp;#xfe0e;&lt;/a&gt;&lt;/p&gt;
&lt;/li&gt;
&lt;/ol&gt;
&lt;/div&gt;
</content>
    
    
    <category term="blog"/>
    
  </entry>
  
  <entry>
    <title>What is mathematics? A classification based on universals</title>
    <link rel="alternate" href="https://ebellani.github.io/blog/2025/what-is-mathematics-a-classification-based-on-universals/"/>
    <id>https://ebellani.github.io/blog/2025/what-is-mathematics-a-classification-based-on-universals/</id>
    <published>2025-08-17T00:00:00Z</published>
    <updated>2025-08-17T00:00:00Z</updated>
    <summary>&lt;p&gt;I find that it is hard for me to motivate myself to learn a subject that
one cannot define. So I made an effort to define mathematics, and the
best source I have ever found was (&lt;a href=&#34;#citeproc_bib_item_2&#34;&gt;Franklin 2014&lt;/a&gt;).&lt;/p&gt;
&lt;p&gt;To sum up my views on the topic: at the core of philosophical inquiry,
one finds a deep division into 2 opposites as their regard to the
universals, realism and nominalism(and its kantian variant,
conceptualism)(&lt;a href=&#34;#citeproc_bib_item_1&#34;&gt;De Wulf 1911&lt;/a&gt;). Taking that into consideration
and (&lt;a href=&#34;#citeproc_bib_item_2&#34;&gt;Franklin 2014&lt;/a&gt;), Here is a taxonomy
of definitions for what is mathematics:&lt;/p&gt;</summary>
    <content type="html">&lt;p&gt;I find that it is hard for me to motivate myself to learn a subject that
one cannot define. So I made an effort to define mathematics, and the
best source I have ever found was (&lt;a href=&#34;#citeproc_bib_item_2&#34;&gt;Franklin 2014&lt;/a&gt;).&lt;/p&gt;
&lt;p&gt;To sum up my views on the topic: at the core of philosophical inquiry,
one finds a deep division into 2 opposites as their regard to the
universals, realism and nominalism(and its kantian variant,
conceptualism)(&lt;a href=&#34;#citeproc_bib_item_1&#34;&gt;De Wulf 1911&lt;/a&gt;). Taking that into consideration
and (&lt;a href=&#34;#citeproc_bib_item_2&#34;&gt;Franklin 2014&lt;/a&gt;), Here is a taxonomy
of definitions for what is mathematics:&lt;/p&gt;
&lt;h2 id=&#34;realism&#34;&gt;Realism&lt;/h2&gt;
&lt;dl&gt;
&lt;dt&gt;Platonism&lt;/dt&gt;
&lt;dd&gt;Knowledge of another dimension&lt;/dd&gt;
&lt;dt&gt;Aristotelianism&lt;/dt&gt;
&lt;dd&gt;Knowledge of instantiation of universals and
structure (parts to whole)&lt;/dd&gt;
&lt;/dl&gt;
&lt;h2 id=&#34;nominalism&#34;&gt;Nominalism&lt;/h2&gt;
&lt;dl&gt;
&lt;dt&gt;Language&lt;/dt&gt;
&lt;dd&gt;A Language of science&lt;/dd&gt;
&lt;dt&gt;Logicism&lt;/dt&gt;
&lt;dd&gt;A process to guide inferences&lt;/dd&gt;
&lt;dt&gt;Formalism&lt;/dt&gt;
&lt;dd&gt;The manipulation of uninterpreted symbols&lt;/dd&gt;
&lt;/dl&gt;
&lt;h2 id=&#34;references&#34;&gt;References&lt;/h2&gt;
&lt;div class=&#34;csl-bib-body&#34;&gt;
  &lt;div class=&#34;csl-entry&#34;&gt;&lt;a id=&#34;citeproc_bib_item_1&#34;&gt;&lt;/a&gt;De Wulf, Maurice. 1911. “Nominalism, Realism, Conceptualism.” The Catholic Encyclopedia, Vol 11. &lt;a href=&#34;https://www.newadvent.org/cathen/11090c.htm&#34;&gt;https://www.newadvent.org/cathen/11090c.htm&lt;/a&gt;.&lt;/div&gt;
  &lt;div class=&#34;csl-entry&#34;&gt;&lt;a id=&#34;citeproc_bib_item_2&#34;&gt;&lt;/a&gt;Franklin, James. 2014. &lt;i&gt;An Aristotelian Realist Philosophy of Mathematics: Mathematics as the Science of Quantity and Structure&lt;/i&gt;. Palgrave Macmillan.&lt;/div&gt;
&lt;/div&gt;
&lt;figure&gt;&lt;img src=&#34;/ox-hugo/william-of-ockham-seventeenth-century-engraving-of-the-english-franciscan-friar-and-scholastic-philosopher-and-theologian-william-of-ockham-also-occam-from-latin-gulielmus-occamus-c-1287-1347-2D8W10M.jpg&#34;
			alt=&#34;Figure 1: Venerabilis nominalium incaeptor (the venerable fouder of nominalism)&#34;&gt;&lt;figcaption&gt;
			&lt;p&gt;&lt;span class=&#34;figure-number&#34;&gt;Figure 1: &lt;/span&gt;Venerabilis nominalium incaeptor (the venerable fouder of nominalism)&lt;/p&gt;
		&lt;/figcaption&gt;
&lt;/figure&gt;

</content>
    
    
    <category term="blog"/>
    
  </entry>
  
  <entry>
    <title>Google Cloud&#39;s outage should not have happened, and they seem to be missing the point on how to avoid it in the future</title>
    <link rel="alternate" href="https://ebellani.github.io/blog/2025/google-cloud-s-outage-should-not-have-happened-and-they-seem-to-be-missing-the-point-on-how-to-avoid-it-in-the-future/"/>
    <id>https://ebellani.github.io/blog/2025/google-cloud-s-outage-should-not-have-happened-and-they-seem-to-be-missing-the-point-on-how-to-avoid-it-in-the-future/</id>
    <published>2025-06-14T00:00:00Z</published>
    <updated>2025-06-14T00:00:00Z</updated>
    <summary>&lt;p&gt;[BROKEN LINK: blog/analyzing-crowdstrike-s-root-cause-analysis-or-on-missing-the-point-about-quality.pre-processed.org], this time at Google Cloud Platform
(&lt;a href=&#34;#citeproc_bib_item_4&#34;&gt;team 2025&lt;/a&gt;), taking down with it large
swaths of the internet (&lt;a href=&#34;#citeproc_bib_item_3&#34;&gt;Zeff 2025&lt;/a&gt;). Like my previous
analysis of the CrowdStrike outage, this post critiques GCP&amp;rsquo;s root cause
analysis (RCA), which—despite detailed engineering steps—misses the real
lesson.&lt;/p&gt;
&lt;p&gt;Here&amp;rsquo;s the key section of their RCA:&lt;/p&gt;
&lt;blockquote&gt;
&lt;p&gt;Google and Google Cloud APIs are served through our Google API
management and control planes. Distributed regionally, these management
and control planes are responsible for ensuring each API request that
comes in is authorized, has the policy and appropriate checks (like
quota) to meet their endpoints. The core binary that is part of this
policy check system is known as Service Control. Service Control is a
regional service that has a regional datastore that it reads quota and
policy information from. This datastore metadata gets replicated almost
instantly globally to manage quota policies for Google Cloud and our
customers.&lt;/p&gt;</summary>
    <content type="html">&lt;p&gt;[BROKEN LINK: blog/analyzing-crowdstrike-s-root-cause-analysis-or-on-missing-the-point-about-quality.pre-processed.org], this time at Google Cloud Platform
(&lt;a href=&#34;#citeproc_bib_item_4&#34;&gt;team 2025&lt;/a&gt;), taking down with it large
swaths of the internet (&lt;a href=&#34;#citeproc_bib_item_3&#34;&gt;Zeff 2025&lt;/a&gt;). Like my previous
analysis of the CrowdStrike outage, this post critiques GCP&amp;rsquo;s root cause
analysis (RCA), which—despite detailed engineering steps—misses the real
lesson.&lt;/p&gt;
&lt;p&gt;Here&amp;rsquo;s the key section of their RCA:&lt;/p&gt;
&lt;blockquote&gt;
&lt;p&gt;Google and Google Cloud APIs are served through our Google API
management and control planes. Distributed regionally, these management
and control planes are responsible for ensuring each API request that
comes in is authorized, has the policy and appropriate checks (like
quota) to meet their endpoints. The core binary that is part of this
policy check system is known as Service Control. Service Control is a
regional service that has a regional datastore that it reads quota and
policy information from. This datastore metadata gets replicated almost
instantly globally to manage quota policies for Google Cloud and our
customers.&lt;/p&gt;
&lt;p&gt;On May 29, 2025, a new feature was added to Service Control for
additional quota policy checks. This code change and binary release went
through our region by region rollout, but the code path that failed was
never exercised during this rollout due to needing a policy change that
would trigger the code. As a safety precaution, this code change came
with a red-button to turn off that particular policy serving path. The
issue with this change was that it did not have appropriate error
handling nor was it feature flag protected. Without the appropriate
error handling, the null pointer caused the binary to crash. Feature
flags are used to gradually enable the feature region by region per
project, starting with internal projects, to enable us to catch
issues. If this had been flag protected, the issue would have been
caught in staging.&lt;/p&gt;
&lt;p&gt;On June 12, 2025 at ~10:45am PDT, a policy change was inserted into the
regional Spanner tables that Service Control uses for policies. Given
the global nature of quota management, this metadata was replicated
globally within seconds. This policy data contained unintended blank
fields. Service Control, then regionally exercised quota checks on
policies in each regional datastore. This pulled in blank fields for
this respective policy change and exercised the code path that hit the
null pointer causing the binaries to go into a crash loop. This occurred
globally given each regional
deployment. (&lt;a href=&#34;#citeproc_bib_item_4&#34;&gt;team 2025&lt;/a&gt;)&lt;/p&gt;
&lt;/blockquote&gt;
&lt;p&gt;A central database had a nullable field. A new policy change injected a
blank value into this field. The application code didn&amp;rsquo;t expect that
value to be null, which caused a crash loop across all regions. The bug
wasn&amp;rsquo;t caught during rollout because the faulty code path required a
policy trigger that never occurred in staging&lt;/p&gt;
&lt;p&gt;Sound familiar? It should. Any senior engineer has seen this pattern
before. This is classic database/application mismatch and the age-old
curse of &lt;code&gt;NULL&lt;/code&gt;(&lt;a href=&#34;#citeproc_bib_item_2&#34;&gt;McGoveran 1993&lt;/a&gt;). With this in mind,
let&amp;rsquo;s review how GCP is planning to prevent this from happening again:&lt;/p&gt;
&lt;div class=&#34;highlight&#34;&gt;&lt;pre tabindex=&#34;0&#34; class=&#34;chroma&#34;&gt;&lt;code class=&#34;language-org&#34; data-lang=&#34;org&#34;&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;1.&lt;/span&gt; We will modularize Service Control&amp;#39;s architecture, so the
&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;   functionality is isolated and fails open. Thus, if a corresponding
&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;   check fails, Service Control can still serve API requests.
&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;2.&lt;/span&gt; We will audit all systems that consume globally replicated
&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;   data. Regardless of the business need for near instantaneous
&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;   consistency of the data globally (i.e. quota management settings are
&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;   global), data replication needs to be propagated incrementally with
&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;   sufficient time to validate and detect issues.
&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;3.&lt;/span&gt; We will enforce all changes to critical binaries to be feature flag
&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;   protected and disabled by default.
&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;4.&lt;/span&gt; We will improve our static analysis and testing practices to
&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;   correctly handle errors and if need be fail open.
&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;5.&lt;/span&gt; We will audit and ensure our systems employ randomized exponential
&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;   backoff.
&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;6.&lt;/span&gt; We will improve our external communications, both automated and
&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;   human, so our customers get the information they need asap to react
&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;   to issues, manage their systems and help their customers.
&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;7.&lt;/span&gt; We&amp;#39;ll ensure our monitoring and communication infrastructure remains
&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;   operational to serve customers even when Google Cloud and our primary
&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;   monitoring products are down, ensuring business continuity.
&lt;/span&gt;&lt;/span&gt;&lt;/code&gt;&lt;/pre&gt;&lt;/div&gt;&lt;p&gt;These are all solid, reasonable steps. But here&amp;rsquo;s the problem: they already do most of this—and the outage happened anyway.&lt;/p&gt;
&lt;p&gt;Why? Because of this admission, buried in their own RCA:&lt;/p&gt;
&lt;blockquote&gt;
&lt;p&gt;&amp;hellip;this policy data contained unintended blank fields&amp;hellip;&lt;/p&gt;
&lt;/blockquote&gt;
&lt;p&gt;&lt;strong&gt;They are treating a design flaw as if it were a testing failure.&lt;/strong&gt;&lt;/p&gt;
&lt;h2 id=&#34;the-real-cause&#34;&gt;The real cause&lt;/h2&gt;
&lt;p&gt;These kinds of outages stem from the uncontrolled interaction between
application logic and database schema. You can&amp;rsquo;t reliably catch that
with more tests or rollouts or flags. You prevent it by
construction—through analytical design.&lt;/p&gt;
&lt;ol&gt;
&lt;li&gt;No nullable fiels.&lt;/li&gt;
&lt;li&gt;(as a cororally of 1) full normalization of the database ([BROKEN LINK: blog/the-principles-of-database-design-or-the-truth-is-out-there.pre-processed.org])&lt;/li&gt;
&lt;li&gt;formally verified application code(&lt;a href=&#34;#citeproc_bib_item_1&#34;&gt;Chapman et al. 2024&lt;/a&gt;)&lt;/li&gt;
&lt;/ol&gt;
&lt;h2 id=&#34;conclusion&#34;&gt;Conclusion&lt;/h2&gt;
&lt;p&gt;FAANG-style companies are unlikely to adopt formal methods or relational
rigor wholesale. But for their most critical systems, they should. It&amp;rsquo;s
the only way to make failures like this impossible by design, rather
than just less likely.&lt;/p&gt;
&lt;p&gt;The internet would thank them. (Cloud users too—caveat emptor.)&lt;/p&gt;
&lt;h2 id=&#34;references&#34;&gt;References&lt;/h2&gt;
&lt;div class=&#34;csl-bib-body&#34;&gt;
  &lt;div class=&#34;csl-entry&#34;&gt;&lt;a id=&#34;citeproc_bib_item_1&#34;&gt;&lt;/a&gt;Chapman, Roderick, Claire Dross, Stuart Matthews, and Yannick Moy. 2024. “Co-Developing Programs and Their Proof of Correctness.” &lt;i&gt;Commun. Acm&lt;/i&gt; 67 (3): 84–94. &lt;a href=&#34;https://doi.org/10.1145/3624728&#34;&gt;https://doi.org/10.1145/3624728&lt;/a&gt;.&lt;/div&gt;
  &lt;div class=&#34;csl-entry&#34;&gt;&lt;a id=&#34;citeproc_bib_item_2&#34;&gt;&lt;/a&gt;McGoveran, David. 1993. “Nothing from Nothing Series.” &lt;i&gt;Database Program. Des.&lt;/i&gt;, 33–41.&lt;/div&gt;
  &lt;div class=&#34;csl-entry&#34;&gt;&lt;a id=&#34;citeproc_bib_item_3&#34;&gt;&lt;/a&gt;Zeff, Maxwell. 2025. “Google Cloud Outage Brings down a Lot of the Internet.” &lt;a href=&#34;https://techcrunch.com/2025/06/12/google-cloud-outage-brings-down-a-lot-of-the-internet/&#34;&gt;https://techcrunch.com/2025/06/12/google-cloud-outage-brings-down-a-lot-of-the-internet/&lt;/a&gt;.&lt;/div&gt;
  &lt;div class=&#34;csl-entry&#34;&gt;&lt;a id=&#34;citeproc_bib_item_4&#34;&gt;&lt;/a&gt;team, GCP. 2025. “Multiple Gcp Products Are Experiencing Service Issues Incident Began at 2025-06-12 10:51 and Ended at 2025-06-12 18:18 (Accessed on 2025-06-14).” &lt;a href=&#34;https://status.cloud.google.com/incidents/ow5i3PPK96RduMcb1SsW&#34;&gt;https://status.cloud.google.com/incidents/ow5i3PPK96RduMcb1SsW&lt;/a&gt;.&lt;/div&gt;
&lt;/div&gt;
&lt;figure&gt;&lt;img src=&#34;/ox-hugo/boulogne.jpg&#34;
			alt=&#34;Figure 1: Boulogne-sur-Mer cathedral: destroyed by the Revolution. The cathedral in 1570, drawn by Camille Enlart (1862-1927)&#34;&gt;&lt;figcaption&gt;
			&lt;p&gt;&lt;span class=&#34;figure-number&#34;&gt;Figure 1: &lt;/span&gt;Boulogne-sur-Mer cathedral: destroyed by the Revolution. The cathedral in 1570, drawn by Camille Enlart (1862-1927)&lt;/p&gt;
		&lt;/figcaption&gt;
&lt;/figure&gt;

</content>
    
    
    <category term="blog"/>
    
  </entry>
  
  <entry>
    <title>The principles of database design, or,  the Truth is out there</title>
    <link rel="alternate" href="https://ebellani.github.io/blog/2025/the-principles-of-database-design-or-the-truth-is-out-there/"/>
    <id>https://ebellani.github.io/blog/2025/the-principles-of-database-design-or-the-truth-is-out-there/</id>
    <published>2025-05-17T00:00:00Z</published>
    <updated>2025-05-17T00:00:00Z</updated>
    <summary>&lt;p&gt;Every software project needs to represent the reality of the business he
is embedded in. The way we can represent reality as limited rational
beings is through propositions, i.e, declarative statements that affirm
or deny something about reality. When a collection of such propositions
is stored in a computer system, we call it a database.&lt;/p&gt;
&lt;p&gt;Such database needs to be designed to properly reflect reality. This
can&amp;rsquo;t be automated, since the semantics of the situation need to be
encoded in a way that can be processed by a computer. Such then is the
goal of database design: to encode propositions in such a way that can
properly be processed by a database management system (DBMS).&lt;/p&gt;</summary>
    <content type="html">&lt;p&gt;Every software project needs to represent the reality of the business he
is embedded in. The way we can represent reality as limited rational
beings is through propositions, i.e, declarative statements that affirm
or deny something about reality. When a collection of such propositions
is stored in a computer system, we call it a database.&lt;/p&gt;
&lt;p&gt;Such database needs to be designed to properly reflect reality. This
can&amp;rsquo;t be automated, since the semantics of the situation need to be
encoded in a way that can be processed by a computer. Such then is the
goal of database design: to encode propositions in such a way that can
properly be processed by a database management system (DBMS).&lt;/p&gt;
&lt;p&gt;At this point, a regular software developer comes to a stall. Since
there is scarcely any formal training in database design (or formal
logic) in his education, he tends to fall back haphazardly on ad-hoc
methods, with severe consequences (update anomalies and data
inconsitencies with huge potential downsides).&lt;/p&gt;
&lt;p&gt;If you are such developer, you &lt;strong&gt;need&lt;/strong&gt; to understand the underlying
principles of database design. Think about it, if you don&amp;rsquo;t have
principles of design, you are not doing engineering, are you?&lt;/p&gt;
&lt;p&gt;Here is a list of design principles to follow for formal database
design(&lt;a href=&#34;#citeproc_bib_item_2&#34;&gt;McGoveran 2012&lt;/a&gt;, &lt;a href=&#34;#citeproc_bib_item_3&#34;&gt;2015&lt;/a&gt;)(&lt;a href=&#34;#citeproc_bib_item_4&#34;&gt;Pascal 2016&lt;/a&gt;):&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;Principle of Orthogonal Design (POOD): Base relations are independent;&lt;/li&gt;
&lt;li&gt;Principle of Representational Parsimony (PORP): There are no
superfluous base relations;&lt;/li&gt;
&lt;li&gt;Principle of Expressive Completeness (POEC): All meaningful relations
are derivable from the base relations.&lt;/li&gt;
&lt;li&gt;Principle of Full Normalization (POFN) : Every base relation should be
in its highest normal form (3, 5 or 6th normal form).​ Thus eliminating
redundancy and preventing anomalies by ensuring that each relation is
free from undesirable characteristics like partial, transitive, or
join dependencies.&lt;/li&gt;
&lt;li&gt;The Information Principle (TIP) : All information in the database is
represented explicitly and in exactly one way &amp;mdash; by attribute values
drawn from domains in relations.&lt;/li&gt;
&lt;li&gt;Principle of Logical Independence (PLI) : Application programs and
terminal activities remain logically unimpaired when information
preserving changes of any kind that theoretically permit unimpairment
are made to the base relations.&lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;To these I&amp;rsquo;d like to introduce a new principle, an innovation I hope to
develop in future work:&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;Principle of Essential Denotation (PED): A relation should be
identified by a natural key that reflects the entity&amp;rsquo;s essential,
domain-defined identity &amp;mdash; not by arbitrary or surrogate values.&lt;/li&gt;
&lt;/ul&gt;
&lt;p&gt;The following pseudo-SQL shows the contrast between improper and proper denotation:&lt;/p&gt;
&lt;div class=&#34;highlight&#34;&gt;&lt;pre tabindex=&#34;0&#34; class=&#34;chroma&#34;&gt;&lt;code class=&#34;language-sql&#34; data-lang=&#34;sql&#34;&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;c1&#34;&gt;-- usage of surrogate keys
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;table&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;citizen&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;id&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;uuid&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;primary&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;key&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;national_id&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;nb&#34;&gt;text&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;full_name&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;nb&#34;&gt;text&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;);&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/code&gt;&lt;/pre&gt;&lt;/div&gt;&lt;div class=&#34;src-block-caption&#34;&gt;
  &lt;span class=&#34;src-block-number&#34;&gt;Code Snippet 1:&lt;/span&gt;
  Illustration of not using PED with SQL
&lt;/div&gt;
&lt;p&gt;This usage has some problems, the worst of it is the disconnection
between database structure and domain semantics. Here is a rework that
preserves such connection:&lt;/p&gt;
&lt;div class=&#34;highlight&#34;&gt;&lt;pre tabindex=&#34;0&#34; class=&#34;chroma&#34;&gt;&lt;code class=&#34;language-sql&#34; data-lang=&#34;sql&#34;&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;domain&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;national_id&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;as&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;nb&#34;&gt;text&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;check&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(...);&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;table&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;citizen&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;national_id&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;national_id&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;primary&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;key&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;full_name&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;nb&#34;&gt;text&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;);&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/code&gt;&lt;/pre&gt;&lt;/div&gt;&lt;div class=&#34;src-block-caption&#34;&gt;
  &lt;span class=&#34;src-block-number&#34;&gt;Code Snippet 2:&lt;/span&gt;
  Illustration of using PED with SQL
&lt;/div&gt;
&lt;h2 id=&#34;conclusion&#34;&gt;Conclusion&lt;/h2&gt;
&lt;p&gt;Databases are representations of reality, and as such, they are
foundational to any serious information system. Poor design leads to
semantic confusion and technical instability—with consequences that can
be costly and far-reaching. Good design demands rigor, discipline, and a
firm grasp of foundational principles.&lt;/p&gt;
&lt;p&gt;To put it simply: if you&amp;rsquo;re in the business of information, you need to
know how to build structures that tell the truth that is out there.&lt;/p&gt;
&lt;h2 id=&#34;references&#34;&gt;References&lt;/h2&gt;
&lt;div class=&#34;csl-bib-body&#34;&gt;
  &lt;div class=&#34;csl-entry&#34;&gt;&lt;a id=&#34;citeproc_bib_item_1&#34;&gt;&lt;/a&gt;Blakemore, Erin. 2019. “The Notre-Dame Cathedral Was Nearly Destroyed by French Revolutionary Mobs (Accessed on 2025-05-18).” &lt;a href=&#34;https://web.archive.org/web/20190607211856/https://www.history.com/news/notre-dame-fire-french-revolution&#34;&gt;https://web.archive.org/web/20190607211856/https://www.history.com/news/notre-dame-fire-french-revolution&lt;/a&gt;.&lt;/div&gt;
  &lt;div class=&#34;csl-entry&#34;&gt;&lt;a id=&#34;citeproc_bib_item_2&#34;&gt;&lt;/a&gt;McGoveran, David. 2012. “Updating a Database.” Alternative Technologies Blog. &lt;a href=&#34;http://w.alternativetech.com/publications/View%20Updating%206-12-12.pdf&#34;&gt;http://w.alternativetech.com/publications/View%20Updating%206-12-12.pdf&lt;/a&gt;.&lt;/div&gt;
  &lt;div class=&#34;csl-entry&#34;&gt;&lt;a id=&#34;citeproc_bib_item_3&#34;&gt;&lt;/a&gt;———. 2015. “Can All Relations Be Updated? (or Can Any Relation Be Updated?) Logic for Serious Database Folks Series.” Alternative Technologies Blog. &lt;a href=&#34;https://www.alternativetech.com/publications/Logic%20for%20DB%20Folks%20Series%20XX%20-%20Updating%20Relations.pdf&#34;&gt;https://www.alternativetech.com/publications/Logic%20for%20DB%20Folks%20Series%20XX%20-%20Updating%20Relations.pdf&lt;/a&gt;.&lt;/div&gt;
  &lt;div class=&#34;csl-entry&#34;&gt;&lt;a id=&#34;citeproc_bib_item_4&#34;&gt;&lt;/a&gt;Pascal, Fabian. 2016. “The Principle of Orthogonal Database Design Part I.” &lt;a href=&#34;https://www.dbdebunk.com/2016/09/the-principle-of-orthogonal-database.html&#34;&gt;https://www.dbdebunk.com/2016/09/the-principle-of-orthogonal-database.html&lt;/a&gt;.&lt;/div&gt;
&lt;/div&gt;
&lt;figure&gt;&lt;img src=&#34;/ox-hugo/king-of-judah-heads.jpg&#34;
			alt=&#34;Figure 1: But revolutionary Parisians had had enough of its royal resonance. The cathedral&amp;rsquo;s west facade featured 28 statues that portrayed the biblical Kings of Judah. In fall 1793, the new government ordered workers to remove them. They didn&amp;rsquo;t portray French kings, but no matter: The 500-year-old statues combined monarchy and religion, and they were brought to the cathedral&amp;rsquo;s square and decapitated. Twenty-one of the heads were only recovered in 1977, when workers found them behind a wall in an old Parisian mansion.(Blakemore 2019)&#34;&gt;&lt;figcaption&gt;
			&lt;p&gt;&lt;span class=&#34;figure-number&#34;&gt;Figure 1: &lt;/span&gt;But revolutionary Parisians had had enough of its royal resonance. The cathedral&amp;rsquo;s west facade featured 28 statues that portrayed the biblical Kings of Judah. In fall 1793, the new government ordered workers to remove them. They didn&amp;rsquo;t portray French kings, but no matter: The 500-year-old statues combined monarchy and religion, and they were brought to the cathedral&amp;rsquo;s square and decapitated. Twenty-one of the heads were only recovered in 1977, when workers found them behind a wall in an old Parisian mansion.(&lt;a href=&#34;#citeproc_bib_item_1&#34;&gt;Blakemore 2019&lt;/a&gt;)&lt;/p&gt;
		&lt;/figcaption&gt;
&lt;/figure&gt;

</content>
    
    
    <category term="blog"/>
    
  </entry>
  
  <entry>
    <title>Theory in practice: Why Treating Metadata as Relations Pays Off</title>
    <link rel="alternate" href="https://ebellani.github.io/blog/2025/theory-in-practice-why-treating-metadata-as-relations-pays-off/"/>
    <id>https://ebellani.github.io/blog/2025/theory-in-practice-why-treating-metadata-as-relations-pays-off/</id>
    <published>2025-04-14T00:00:00Z</published>
    <updated>2025-04-14T00:00:00Z</updated>
    <summary>&lt;p&gt;Underpinning relational databases you find a very powerful principle:
all your information should be represented as attributes drawn from
domains in
relations(&lt;a href=&#34;#citeproc_bib_item_1&#34;&gt;Pascal 2020&lt;/a&gt;). This is Codd&amp;rsquo;s
Information Principle #1. This principle isn&amp;rsquo;t just fluffy theory: it
can lead to very concrete wins in how we design, query, and maintain
systems.&lt;sup id=&#34;fnref:1&#34;&gt;&lt;a href=&#34;#fn:1&#34; class=&#34;footnote-ref&#34; role=&#34;doc-noteref&#34;&gt;1&lt;/a&gt;&lt;/sup&gt;&lt;/p&gt;
&lt;h2 id=&#34;a-practical-case-dependencies-for-security-policies&#34;&gt;A practical case: Dependencies for Security Policies&lt;/h2&gt;
&lt;p&gt;This is clearly a metadata question: Which other database objects does
this view depend on? In many environments, answering that might involve
using external tools or writing scripts in another language. But in
PostgreSQL, you can answer it with a simple query &lt;strong&gt;because&lt;/strong&gt; PostgreSQL
respects Codd&amp;rsquo;s principle and exposes metadata as part of its relational
structure.&lt;/p&gt;</summary>
    <content type="html">&lt;p&gt;Underpinning relational databases you find a very powerful principle:
all your information should be represented as attributes drawn from
domains in
relations(&lt;a href=&#34;#citeproc_bib_item_1&#34;&gt;Pascal 2020&lt;/a&gt;). This is Codd&amp;rsquo;s
Information Principle #1. This principle isn&amp;rsquo;t just fluffy theory: it
can lead to very concrete wins in how we design, query, and maintain
systems.&lt;sup id=&#34;fnref:1&#34;&gt;&lt;a href=&#34;#fn:1&#34; class=&#34;footnote-ref&#34; role=&#34;doc-noteref&#34;&gt;1&lt;/a&gt;&lt;/sup&gt;&lt;/p&gt;
&lt;h2 id=&#34;a-practical-case-dependencies-for-security-policies&#34;&gt;A practical case: Dependencies for Security Policies&lt;/h2&gt;
&lt;p&gt;This is clearly a metadata question: Which other database objects does
this view depend on? In many environments, answering that might involve
using external tools or writing scripts in another language. But in
PostgreSQL, you can answer it with a simple query &lt;strong&gt;because&lt;/strong&gt; PostgreSQL
respects Codd&amp;rsquo;s principle and exposes metadata as part of its relational
structure.&lt;/p&gt;
&lt;div class=&#34;highlight&#34;&gt;&lt;pre tabindex=&#34;0&#34; class=&#34;chroma&#34;&gt;&lt;code class=&#34;language-sql&#34; data-lang=&#34;sql&#34;&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;select&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;distinct&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;source_schema&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;nspname&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;as&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;source_object_schema_name&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;source_object&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;relname&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;as&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;source_object_name&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;dependent_schema&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;nspname&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;as&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;dependent_object_schema_name&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;dependent&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;relname&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;as&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;dependent_object_name&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;dependent&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;relkind&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;as&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;dependent_object_type&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;from&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pg_rewrite&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;rw&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;join&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pg_class&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;     &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;source_object&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;      &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;rw&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;ev_class&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;source_object&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;oid&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;join&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pg_depend&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;dep&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;              &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;dep&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;objid&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;      &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;rw&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;oid&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;join&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pg_class&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;     &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;dependent&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;        &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;dep&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;refobjid&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;   &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;dependent&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;oid&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;join&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pg_namespace&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;source_schema&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;source_schema&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;oid&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;source_object&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;relnamespace&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;join&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pg_namespace&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;dependent_schema&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;dependent_schema&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;oid&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;dependent&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;relnamespace&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;where&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;     &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;dependent_schema&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;nspname&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;&amp;lt;&amp;gt;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;source_schema&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;nspname&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;or&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;dependent&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;relname&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;&amp;lt;&amp;gt;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;source_object&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;relname&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;     &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;source_object&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;relname&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;MY_VIEW&amp;#39;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;source_schema&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;nspname&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;MY_SCHEMA&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/code&gt;&lt;/pre&gt;&lt;/div&gt;&lt;div class=&#34;src-block-caption&#34;&gt;
  &lt;span class=&#34;src-block-number&#34;&gt;Code Snippet 1:&lt;/span&gt;
  Retrieves all objects (tables, views, etc.) that MY_SCHEMA.MY_VIEW depends on — across schemas and object types
&lt;/div&gt;
&lt;h2 id=&#34;conclusion&#34;&gt;Conclusion&lt;/h2&gt;
&lt;p&gt;When your system represents metadata relationally, you can reason about
it with the same tools you use for business data. No context-switching,
no ETL jobs, no external tools. Just your relationally inspired SQL.&lt;/p&gt;
&lt;p&gt;This aligns with the foundational ideas behind relational databases and
shows that following sound principles can yield practical advantages.&lt;/p&gt;
&lt;h2 id=&#34;references&#34;&gt;References&lt;/h2&gt;
&lt;div class=&#34;csl-bib-body&#34;&gt;
  &lt;div class=&#34;csl-entry&#34;&gt;&lt;a id=&#34;citeproc_bib_item_1&#34;&gt;&lt;/a&gt;Pascal, Fabian. 2020. “Understanding Codd’s 12 Rules for Rdbms (Accessed on 2025-04-14).” &lt;a href=&#34;https://www.dbdebunk.com/2020/10/understanding-codds-12-rules-for-rdbms.html&#34;&gt;https://www.dbdebunk.com/2020/10/understanding-codds-12-rules-for-rdbms.html&lt;/a&gt;.&lt;/div&gt;
&lt;/div&gt;
&lt;figure&gt;&lt;img src=&#34;/ox-hugo/The%20Cathedral%20of%20the%20Archangel%20Michael%20in%20Bronnitsy.jpg&#34;
			alt=&#34;Figure 1: The Cathedral of the Archangel Michael in Bronnitsy underwent a relatively mild transformation: It was used as a state book archive - but the &amp;ldquo;book of books,&amp;rdquo; the Bible, surely couldn&amp;rsquo;t be found there.&#34;&gt;&lt;figcaption&gt;
			&lt;p&gt;&lt;span class=&#34;figure-number&#34;&gt;Figure 1: &lt;/span&gt;The Cathedral of the Archangel Michael in Bronnitsy underwent a relatively mild transformation: It was used as a state book archive - but the &amp;ldquo;book of books,&amp;rdquo; the Bible, surely couldn&amp;rsquo;t be found there.&lt;/p&gt;
		&lt;/figcaption&gt;
&lt;/figure&gt;

&lt;div class=&#34;footnotes&#34; role=&#34;doc-endnotes&#34;&gt;
&lt;hr&gt;
&lt;ol&gt;
&lt;li id=&#34;fn:1&#34;&gt;
&lt;p&gt;Recently I had a conversation on linkedin: &lt;a href=&#34;https://www.linkedin.com/feed/update/urn:li:ugcPost:7316402764975075328?commentUrn=urn%3Ali%3Acomment%3A%28ugcPost%3A7316402764975075328%2C7316457084038930432%29&amp;amp;dashCommentUrn=urn%3Ali%3Afsd_comment%3A%287316457084038930432%2Curn%3Ali%3AugcPost%3A7316402764975075328%29&#34;&gt;https://www.linkedin.com/feed/update/urn:li:ugcPost:7316402764975075328?commentUrn=urn%3Ali%3Acomment%3A%28ugcPost%3A7316402764975075328%2C7316457084038930432%29&amp;amp;dashCommentUrn=urn%3Ali%3Afsd_comment%3A%287316457084038930432%2Curn%3Ali%3AugcPost%3A7316402764975075328%29&lt;/a&gt;&amp;#160;&lt;a href=&#34;#fnref:1&#34; class=&#34;footnote-backref&#34; role=&#34;doc-backlink&#34;&gt;&amp;#x21a9;&amp;#xfe0e;&lt;/a&gt;&lt;/p&gt;
&lt;/li&gt;
&lt;/ol&gt;
&lt;/div&gt;
</content>
    
    
    <category term="blog"/>
    
  </entry>
  
  <entry>
    <title>How to Replace LeetCode with Something That Actually Works</title>
    <link rel="alternate" href="https://ebellani.github.io/blog/2025/how-to-replace-leetcode-with-something-that-actually-works/"/>
    <id>https://ebellani.github.io/blog/2025/how-to-replace-leetcode-with-something-that-actually-works/</id>
    <published>2025-04-04T00:00:00Z</published>
    <updated>2025-04-04T00:00:00Z</updated>
    <summary>&lt;p&gt;Recently there has been an interest in cheating(?) leetcode style
interviews(&lt;a href=&#34;#citeproc_bib_item_6&#34;&gt;Yang 2025&lt;/a&gt;). These articles highlight
a longstanding issue in tech recruiting: puzzle-style assessments have
little to no correlation with actual job
performance(&lt;a href=&#34;#citeproc_bib_item_2&#34;&gt;Konnikova 2013&lt;/a&gt;; &lt;a href=&#34;#citeproc_bib_item_3&#34;&gt;McAllister 2013&lt;/a&gt;), and leetcode is nothing but algorithmic
puzzles. This makes them a poor predictor of job performance. What
leetcode does predict seems to be success at leetcode style
interviews(&lt;a href=&#34;#citeproc_bib_item_4&#34;&gt;Mroczka 2024&lt;/a&gt;). Go figure.&lt;/p&gt;
&lt;p&gt;If you are in power to stop doing these silly things and reach for
something with actual evidence of working, here is a blueprint for
performing a structured interview with a focus on programmers, but that
can be adapted for other positions quite easily.&lt;/p&gt;</summary>
    <content type="html">&lt;p&gt;Recently there has been an interest in cheating(?) leetcode style
interviews(&lt;a href=&#34;#citeproc_bib_item_6&#34;&gt;Yang 2025&lt;/a&gt;). These articles highlight
a longstanding issue in tech recruiting: puzzle-style assessments have
little to no correlation with actual job
performance(&lt;a href=&#34;#citeproc_bib_item_2&#34;&gt;Konnikova 2013&lt;/a&gt;; &lt;a href=&#34;#citeproc_bib_item_3&#34;&gt;McAllister 2013&lt;/a&gt;), and leetcode is nothing but algorithmic
puzzles. This makes them a poor predictor of job performance. What
leetcode does predict seems to be success at leetcode style
interviews(&lt;a href=&#34;#citeproc_bib_item_4&#34;&gt;Mroczka 2024&lt;/a&gt;). Go figure.&lt;/p&gt;
&lt;p&gt;If you are in power to stop doing these silly things and reach for
something with actual evidence of working, here is a blueprint for
performing a structured interview with a focus on programmers, but that
can be adapted for other positions quite easily.&lt;/p&gt;
&lt;p&gt;A core part of a structured interview is to determine the competencies
to be assessed by the
interview(&lt;a href=&#34;#citeproc_bib_item_5&#34;&gt;of Personnel Management 2008&lt;/a&gt;). According to
(&lt;a href=&#34;#citeproc_bib_item_1&#34;&gt;Hogan and Warrenfeltz 2003&lt;/a&gt;), the skills and behaviors found in virtually
every organizational competency model fall into one of four major
domains, and that they form a natural, overlapping developmental
sequence, with the latter skills (e.g., Leadership Skills) depending on
the appropriate development of the earlier skills (e.g., Intrapersonal
Skills).&lt;/p&gt;
&lt;h2 id=&#34;intrapersonal&#34;&gt;Intrapersonal&lt;/h2&gt;
&lt;p&gt;These skills develop early in childhood and have important consequences for
career development in adulthood. Core components include core-self esteem,
resiliency, and self-control. Intrapersonal skills form the foundation on which
careers develop.&lt;/p&gt;
&lt;h3 id=&#34;questions&#34;&gt;Questions&lt;/h3&gt;
&lt;ul&gt;
&lt;li&gt;Can you describe a situation in your life where your capacity of planning made a
difference?&lt;/li&gt;
&lt;li&gt;Can you describe a situation in your life where your capacity for discipline made
a difference?&lt;/li&gt;
&lt;li&gt;Can you describe a situation in your life where your capacity for flexibility
in thinking made a difference?&lt;/li&gt;
&lt;/ul&gt;
&lt;h4 id=&#34;answers&#34;&gt;Answers&lt;/h4&gt;
&lt;dl&gt;
&lt;dt&gt;1&lt;/dt&gt;
&lt;dd&gt;Candidate demonstrated very little conscientiousness and emotional
stability in the answers. Apathetic, unstable, resented.&lt;/dd&gt;
&lt;dt&gt;5&lt;/dt&gt;
&lt;dd&gt;Candidate demonstrated a lot of conscientiousness. Resiliency,
intelligent risk taking, disciplined effort.&lt;/dd&gt;
&lt;/dl&gt;
&lt;h2 id=&#34;interpersonal&#34;&gt;Interpersonal&lt;/h2&gt;
&lt;p&gt;These skills concern building and sustaining relationships. Interpersonal skills
can be described in terms of three components:&lt;/p&gt;
&lt;ol&gt;
&lt;li&gt;an ability to put oneself in the position of another person,&lt;/li&gt;
&lt;li&gt;an ability to accurately perceive and anticipate other&amp;rsquo;s expectations, and&lt;/li&gt;
&lt;li&gt;an ability to incorporate information about the other person&amp;rsquo;s expectations
into subsequent behavior.&lt;/li&gt;
&lt;/ol&gt;
&lt;h3 id=&#34;questions&#34;&gt;Questions&lt;/h3&gt;
&lt;ul&gt;
&lt;li&gt;Can you describe a situation in your life where your capacity for building
relationships with others made a difference?&lt;/li&gt;
&lt;li&gt;Can you describe a situation in your life where your capacity for teamwork
made a difference?&lt;/li&gt;
&lt;li&gt;Can you describe a situation in your life where your capacity for
communicating made a difference?&lt;/li&gt;
&lt;/ul&gt;
&lt;h4 id=&#34;answers&#34;&gt;Answers&lt;/h4&gt;
&lt;dl&gt;
&lt;dt&gt;1&lt;/dt&gt;
&lt;dd&gt;Candidate demonstrated very little capacity for working with
others. Imprecise language, bad intonation, weird social cues.&lt;/dd&gt;
&lt;dt&gt;5&lt;/dt&gt;
&lt;dd&gt;Candidate demonstrated a lot of capacity to integrate and to work with
others. Lots of agreeable, extroverted behaviors.&lt;/dd&gt;
&lt;/dl&gt;
&lt;h2 id=&#34;technical&#34;&gt;Technical&lt;/h2&gt;
&lt;p&gt;These skills differ from Intrapersonal and Interpersonal skills in that they are&lt;/p&gt;
&lt;ol&gt;
&lt;li&gt;the last to develop,&lt;/li&gt;
&lt;li&gt;the easiest to teach,&lt;/li&gt;
&lt;li&gt;the most cognitive, and&lt;/li&gt;
&lt;li&gt;the least dependent upon dealing with other people.&lt;/li&gt;
&lt;/ol&gt;
&lt;p&gt;Technical skills involve comparing, compiling, innovating, computing, analyzing,
coordinating, synthesizing, and so on.&lt;/p&gt;
&lt;h3 id=&#34;questions&#34;&gt;Questions&lt;/h3&gt;
&lt;ul&gt;
&lt;li&gt;Can you describe your technical progress in your career?&lt;/li&gt;
&lt;li&gt;What&amp;rsquo;s your favorite programming language and why do you like it the most?&lt;/li&gt;
&lt;li&gt;Can you describe how you make technical judgements when facing scarce
resources (time, etc)?&lt;/li&gt;
&lt;li&gt;Can you describe what is a good software development environment?&lt;/li&gt;
&lt;/ul&gt;
&lt;h4 id=&#34;answers&#34;&gt;Answers&lt;/h4&gt;
&lt;dl&gt;
&lt;dt&gt;1&lt;/dt&gt;
&lt;dd&gt;Candidate demonstrated very little awareness of the Computer Science
field. Only the obvious knowledge, and very shallow at that.&lt;/dd&gt;
&lt;dt&gt;5&lt;/dt&gt;
&lt;dd&gt;Candidate demonstrated amazing grasp of the field, quoting different
areas and integrating them into a coherent whole.&lt;/dd&gt;
&lt;/dl&gt;
&lt;h2 id=&#34;business&#34;&gt;Business&lt;/h2&gt;
&lt;p&gt;These skills can be understood in terms of components that depend upon
intrapersonal, interpersonal, and technical skills. The point here is to
understand if the person is capable of using his whole tool set to generate
value for others.&lt;/p&gt;
&lt;p&gt;For a leader these entail an ability to recruit talented people to join the
team. Second, one must be able to retain talent once it has been
recruited. Third, one must be able to motivate a team. Fourth, effective leaders
are able to develop and promote a vision for the team. Finally, leadership skill
involves being persistent and hard to discourage.&lt;/p&gt;
&lt;p&gt;For a follower, the persistance component is shared, alongside initiative.&lt;/p&gt;
&lt;h3 id=&#34;questions&#34;&gt;Questions&lt;/h3&gt;
&lt;ul&gt;
&lt;li&gt;Can you describe a situation where you generated value for others?&lt;/li&gt;
&lt;li&gt;Can you describe a situation where your initiative made a difference?&lt;/li&gt;
&lt;li&gt;Can you describe how your technical knowledge might help a business like ours?&lt;/li&gt;
&lt;li&gt;Can you describe what is a good software development team?&lt;/li&gt;
&lt;li&gt;Can you describe what is your ideal technical vision?&lt;/li&gt;
&lt;/ul&gt;
&lt;h4 id=&#34;answers&#34;&gt;Answers&lt;/h4&gt;
&lt;dl&gt;
&lt;dt&gt;1&lt;/dt&gt;
&lt;dd&gt;Candidate demonstrated very little capacity for integrating his
knowledge. Confused technical vision, murky connections.&lt;/dd&gt;
&lt;dt&gt;5&lt;/dt&gt;
&lt;dd&gt;Candidate demonstrated a great grasp on how to use his whole knowledge to
help the business and his team.&lt;/dd&gt;
&lt;/dl&gt;
&lt;h2 id=&#34;conclusion&#34;&gt;Conclusion:&lt;/h2&gt;
&lt;p&gt;Tech hiring is long overdue for an evidence-based overhaul. Structured
interviews rooted in validated competencies not only predict performance
better — they respect candidates&amp;rsquo; time and intelligence. If you&amp;rsquo;re
hiring engineers, skip the puzzles and build a process that actually
works.&lt;/p&gt;
&lt;figure&gt;&lt;img src=&#34;/ox-hugo/Andronikov%20Monastery.jpg&#34;
			alt=&#34;Figure 1: Andronikov Monastery of the Savior is a well-preserved monastery from the late Middle Ages. The communists turned it into one of the first concentration camps for political prisoners&#34;&gt;&lt;figcaption&gt;
			&lt;p&gt;&lt;span class=&#34;figure-number&#34;&gt;Figure 1: &lt;/span&gt;Andronikov Monastery of the Savior is a well-preserved monastery from the late Middle Ages. The communists turned it into one of the first concentration camps for political prisoners&lt;/p&gt;
		&lt;/figcaption&gt;
&lt;/figure&gt;

&lt;h2 id=&#34;references&#34;&gt;References&lt;/h2&gt;
&lt;div class=&#34;csl-bib-body&#34;&gt;
  &lt;div class=&#34;csl-entry&#34;&gt;&lt;a id=&#34;citeproc_bib_item_1&#34;&gt;&lt;/a&gt;Hogan, Robert, and Rodney Warrenfeltz. 2003. “Educating the Modern Manager.” &lt;i&gt;Academy of Management Learning &amp;#38; Education&lt;/i&gt; 2 (1): 74–84.&lt;/div&gt;
  &lt;div class=&#34;csl-entry&#34;&gt;&lt;a id=&#34;citeproc_bib_item_2&#34;&gt;&lt;/a&gt;Konnikova, Maria. 2013. “Why Brainteasers Don’t Belong in Job Interviews (Accessed on 2025-04-04).” &lt;a href=&#34;https://www.newyorker.com/tech/annals-of-technology/why-brainteasers-dont-belong-in-job-interviews&#34;&gt;https://www.newyorker.com/tech/annals-of-technology/why-brainteasers-dont-belong-in-job-interviews&lt;/a&gt;.&lt;/div&gt;
  &lt;div class=&#34;csl-entry&#34;&gt;&lt;a id=&#34;citeproc_bib_item_3&#34;&gt;&lt;/a&gt;McAllister, Neil. 2013. “Google Staffing Boss: Our Old Hiring Procedures Were ’worthless’ (Accessed on 2025-04-04).” &lt;a href=&#34;https://www.theregister.com/2013/06/20/google_hiring_procedures/&#34;&gt;https://www.theregister.com/2013/06/20/google_hiring_procedures/&lt;/a&gt;.&lt;/div&gt;
  &lt;div class=&#34;csl-entry&#34;&gt;&lt;a id=&#34;citeproc_bib_item_4&#34;&gt;&lt;/a&gt;Mroczka, Mike. 2024. “How Well Do Leetcode Ratings Predict Interview Performance? Here’s the Data. (Accessed on 2025-04-04).” &lt;a href=&#34;https://interviewing.io/blog/how-well-do-leetcode-ratings-predict-interview-performance&#34;&gt;https://interviewing.io/blog/how-well-do-leetcode-ratings-predict-interview-performance&lt;/a&gt;.&lt;/div&gt;
  &lt;div class=&#34;csl-entry&#34;&gt;&lt;a id=&#34;citeproc_bib_item_5&#34;&gt;&lt;/a&gt;Personnel Management, U.S. Office of. 2008. “Structured Interviews: A Practical Guide.”&lt;/div&gt;
  &lt;div class=&#34;csl-entry&#34;&gt;&lt;a id=&#34;citeproc_bib_item_6&#34;&gt;&lt;/a&gt;Yang, Angela. 2025. “Kicked out of Columbia, This Student Doesn’t Plan to Stop Trolling Big Tech with Ai (Accessed on 2025-04-04).” nbcnews. &lt;a href=&#34;https://www.nbcnews.com/tech/tech-news/columbia-university-student-trolls-big-tech-ai-tool-job-applications-rcna198454&#34;&gt;https://www.nbcnews.com/tech/tech-news/columbia-university-student-trolls-big-tech-ai-tool-job-applications-rcna198454&lt;/a&gt;.&lt;/div&gt;
&lt;/div&gt;
</content>
    
    
    <category term="blog"/>
    
  </entry>
  
  <entry>
    <title>Queries when you have a postgresql based system</title>
    <link rel="alternate" href="https://ebellani.github.io/blog/2025/queries-when-you-have-a-postgresql-based-system/"/>
    <id>https://ebellani.github.io/blog/2025/queries-when-you-have-a-postgresql-based-system/</id>
    <published>2025-03-24T00:00:00Z</published>
    <updated>2025-03-24T00:00:00Z</updated>
    <summary>&lt;p&gt;Are you managing/developing a PostgreSQL based application? Here are some scripts
that might make your life easier dealing with your installation:&lt;/p&gt;
&lt;div class=&#34;highlight&#34;&gt;&lt;pre tabindex=&#34;0&#34; class=&#34;chroma&#34;&gt;&lt;code class=&#34;language-sql&#34; data-lang=&#34;sql&#34;&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;select&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;schema_name&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;relname&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pg_size_pretty&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;table_size&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;from&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;k&#34;&gt;select&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pg_catalog&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pg_namespace&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;nspname&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;as&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;schema_name&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;relname&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pg_total_relation_size&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pg_catalog&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pg_class&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;oid&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;as&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;table_size&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;from&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pg_catalog&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pg_class&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;            &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;join&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pg_catalog&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pg_namespace&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;relnamespace&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pg_catalog&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pg_namespace&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;oid&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;t&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;where&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;schema_name&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;like&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;pg_%&amp;#39;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;order&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;by&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;table_size&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;desc&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;limit&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;5&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/code&gt;&lt;/pre&gt;&lt;/div&gt;&lt;div class=&#34;src-block-caption&#34;&gt;
  &lt;span class=&#34;src-block-number&#34;&gt;Code Snippet 1:&lt;/span&gt;
  Check the 5 largests tables (courtesy of Supabase&#39;s dashboard)
&lt;/div&gt;
&lt;div class=&#34;highlight&#34;&gt;&lt;pre tabindex=&#34;0&#34; class=&#34;chroma&#34;&gt;&lt;code class=&#34;language-sql&#34; data-lang=&#34;sql&#34;&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;select&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;*&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;from&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;cron&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;job_run_details&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;order&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;by&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;start_time&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;desc&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;limit&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;5&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/code&gt;&lt;/pre&gt;&lt;/div&gt;&lt;div class=&#34;src-block-caption&#34;&gt;
  &lt;span class=&#34;src-block-number&#34;&gt;Code Snippet 2:&lt;/span&gt;
  Check the current running cron jobs
&lt;/div&gt;
&lt;div class=&#34;highlight&#34;&gt;&lt;pre tabindex=&#34;0&#34; class=&#34;chroma&#34;&gt;&lt;code class=&#34;language-sql&#34; data-lang=&#34;sql&#34;&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;select&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;act&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;query&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;act&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;datname&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;act&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;query_start&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;nspname&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;as&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;schema_name&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;relname&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;as&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;object_name&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;l&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pid&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;from&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pg_locks&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;l&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;join&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pg_class&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;c&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;relation&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;c&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;oid&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;join&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pg_namespace&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;nsp&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;k&#34;&gt;c&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;relnamespace&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;nsp&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;oid&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;join&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pg_stat_activity&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;act&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;l&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pid&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;act&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pid&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;where&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;l&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pid&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;in&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;k&#34;&gt;select&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pid&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;          &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;from&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pg_stat_activity&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;         &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;where&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;datname&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;current_database&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;()&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;           &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;query&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;!=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;current_query&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;())&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;order&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;by&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pid&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/code&gt;&lt;/pre&gt;&lt;/div&gt;&lt;div class=&#34;src-block-caption&#34;&gt;
  &lt;span class=&#34;src-block-number&#34;&gt;Code Snippet 3:&lt;/span&gt;
  See what is being locked by what (pg_terminate can unlock things)
&lt;/div&gt;</summary>
    <content type="html">&lt;p&gt;Are you managing/developing a PostgreSQL based application? Here are some scripts
that might make your life easier dealing with your installation:&lt;/p&gt;
&lt;div class=&#34;highlight&#34;&gt;&lt;pre tabindex=&#34;0&#34; class=&#34;chroma&#34;&gt;&lt;code class=&#34;language-sql&#34; data-lang=&#34;sql&#34;&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;select&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;schema_name&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;relname&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pg_size_pretty&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;table_size&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;from&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;k&#34;&gt;select&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pg_catalog&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pg_namespace&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;nspname&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;as&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;schema_name&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;relname&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pg_total_relation_size&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pg_catalog&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pg_class&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;oid&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;as&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;table_size&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;from&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pg_catalog&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pg_class&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;            &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;join&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pg_catalog&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pg_namespace&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;relnamespace&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pg_catalog&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pg_namespace&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;oid&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;    &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;t&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;where&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;schema_name&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;not&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;like&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;pg_%&amp;#39;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;order&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;by&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;table_size&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;desc&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;limit&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;5&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/code&gt;&lt;/pre&gt;&lt;/div&gt;&lt;div class=&#34;src-block-caption&#34;&gt;
  &lt;span class=&#34;src-block-number&#34;&gt;Code Snippet 1:&lt;/span&gt;
  Check the 5 largests tables (courtesy of Supabase&#39;s dashboard)
&lt;/div&gt;
&lt;div class=&#34;highlight&#34;&gt;&lt;pre tabindex=&#34;0&#34; class=&#34;chroma&#34;&gt;&lt;code class=&#34;language-sql&#34; data-lang=&#34;sql&#34;&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;select&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;*&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;from&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;cron&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;job_run_details&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;order&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;by&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;start_time&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;desc&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;limit&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;5&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/code&gt;&lt;/pre&gt;&lt;/div&gt;&lt;div class=&#34;src-block-caption&#34;&gt;
  &lt;span class=&#34;src-block-number&#34;&gt;Code Snippet 2:&lt;/span&gt;
  Check the current running cron jobs
&lt;/div&gt;
&lt;div class=&#34;highlight&#34;&gt;&lt;pre tabindex=&#34;0&#34; class=&#34;chroma&#34;&gt;&lt;code class=&#34;language-sql&#34; data-lang=&#34;sql&#34;&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;select&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;act&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;query&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;act&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;datname&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;act&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;query_start&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;nspname&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;as&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;schema_name&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;relname&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;as&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;object_name&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;l&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pid&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;from&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pg_locks&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;l&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;join&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pg_class&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;c&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;relation&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;c&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;oid&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;join&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pg_namespace&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;nsp&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;k&#34;&gt;c&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;relnamespace&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;nsp&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;oid&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;join&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pg_stat_activity&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;act&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;on&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;l&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pid&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;act&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pid&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;where&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;l&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;.&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pid&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;in&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;       &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;k&#34;&gt;select&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pid&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;          &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;from&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pg_stat_activity&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;         &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;where&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;datname&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;current_database&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;()&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;           &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;and&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;query&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;o&#34;&gt;!=&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;current_query&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;())&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;order&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;by&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pid&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/code&gt;&lt;/pre&gt;&lt;/div&gt;&lt;div class=&#34;src-block-caption&#34;&gt;
  &lt;span class=&#34;src-block-number&#34;&gt;Code Snippet 3:&lt;/span&gt;
  See what is being locked by what (pg_terminate can unlock things)
&lt;/div&gt;
</content>
    
    
    <category term="blog"/>
    
  </entry>
  
  <entry>
    <title>How to have decoupled systems without setting your company on fire</title>
    <link rel="alternate" href="https://ebellani.github.io/blog/2024/how-to-have-decoupled-systems-without-setting-your-company-on-fire/"/>
    <id>https://ebellani.github.io/blog/2024/how-to-have-decoupled-systems-without-setting-your-company-on-fire/</id>
    <published>2024-12-17T00:00:00Z</published>
    <updated>2024-12-17T00:00:00Z</updated>
    <summary>&lt;p&gt;Have you heard that having decoupled systems is paramount to &lt;code&gt;dealing with complexity at the heart of software&lt;/code&gt;?&lt;/p&gt;
&lt;p&gt;Have you also seen companies waste piles of cash and lots of developer
time trying to build decoupled systems?&lt;/p&gt;
&lt;p&gt;This article might be of your interest, since my goal is to teach you
how to build decoupled systems cheaply and using technology that is
battle tested and that will keep you in control. How? By&lt;/p&gt;</summary>
    <content type="html">&lt;p&gt;Have you heard that having decoupled systems is paramount to &lt;code&gt;dealing with complexity at the heart of software&lt;/code&gt;?&lt;/p&gt;
&lt;p&gt;Have you also seen companies waste piles of cash and lots of developer
time trying to build decoupled systems?&lt;/p&gt;
&lt;p&gt;This article might be of your interest, since my goal is to teach you
how to build decoupled systems cheaply and using technology that is
battle tested and that will keep you in control. How? By&lt;/p&gt;
&lt;ol&gt;
&lt;li&gt;See the problems of the current widespread solution to coupling:
microservices;&lt;/li&gt;
&lt;li&gt;See how to implement decoupled systems using a SQL DBMS;&lt;/li&gt;
&lt;li&gt;Visit a bit of the underlying theory about coupling/modularity/views
in light of what was presented.&lt;/li&gt;
&lt;/ol&gt;
&lt;h2 id=&#34;a-summary-of-the-comparison-microservices-vs-sql-dbms&#34;&gt;A summary of the comparison: Microservices vs SQL DBMS&lt;/h2&gt;
&lt;p&gt;&lt;strong&gt;Microservices&lt;/strong&gt;&lt;/p&gt;
&lt;ol&gt;
&lt;li&gt;Poor performance with serialization and networking&lt;/li&gt;
&lt;li&gt;Correctness problems over versioning in a distributed system&lt;/li&gt;
&lt;li&gt;Hard to manage multiple binaries and e2e testing&lt;/li&gt;
&lt;li&gt;Dangerous to change APIs&lt;/li&gt;
&lt;li&gt;Slow development because of lack of atomicity of changes&lt;/li&gt;
&lt;/ol&gt;
&lt;p&gt;(&lt;a href=&#34;#citeproc_bib_item_2&#34;&gt;Ghemawat et al. 2023&lt;/a&gt;)&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;SQL DBMS&lt;/strong&gt;&lt;/p&gt;
&lt;ol&gt;
&lt;li&gt;Great performance with data colocation&lt;/li&gt;
&lt;li&gt;Correctness by default&lt;/li&gt;
&lt;li&gt;Single system, easy to test e2e&lt;/li&gt;
&lt;li&gt;Change is made safe by constraints&lt;/li&gt;
&lt;li&gt;ACID baby&lt;/li&gt;
&lt;/ol&gt;
&lt;h2 id=&#34;the-core-point&#34;&gt;The core point&lt;/h2&gt;
&lt;figure&gt;&lt;img src=&#34;/ox-hugo/modules.png&#34;&gt;
&lt;/figure&gt;

&lt;blockquote&gt;
&lt;p&gt;this rule means: We have a module N which uses some module M, but only
through its type (interface) A. M can be replaced by any other module
with the same type, and N will continue to work. That&amp;rsquo;s modularity. (&lt;a href=&#34;#citeproc_bib_item_3&#34;&gt;Koppel 2023&lt;/a&gt;)&lt;/p&gt;
&lt;/blockquote&gt;
&lt;p&gt;Or, in non-alien language: It means that the relation between interfaces
and implementations is many-to-many. That means that modularity is a
logical property that can be implemented in many ways.&lt;/p&gt;
&lt;p&gt;The canonical way of doing it in the relational model is through views.&lt;/p&gt;
&lt;h2 id=&#34;so-what-about-views&#34;&gt;So what about views?&lt;/h2&gt;
&lt;p&gt;You can have many views (interfaces) over the same base tables
(implementations). (many to one)&lt;/p&gt;
&lt;p&gt;The same view can have multiple ways of being deduced from the base
tables. (one to many)&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;This implements modularity, as defined in the previous section&lt;/strong&gt;&lt;/p&gt;
&lt;h2 id=&#34;the-original-view--pun-intended--about-views&#34;&gt;The original view (pun intended) about views&lt;/h2&gt;
&lt;blockquote&gt;
&lt;p&gt;In contrast, the problems treated here are those of data
independence-the independence of application programs and terminal
activities from growth in data types and changes in data representation&lt;/p&gt;
&lt;p&gt;&amp;hellip;&lt;/p&gt;
&lt;p&gt;Activities of users at terminals and &amp;hellip; application programs should
remain unaffected when the internal representation of data is changed
and even when some aspects of the external representation are changed.&lt;/p&gt;
&lt;p&gt;(&lt;a href=&#34;#citeproc_bib_item_1&#34;&gt;Codd 1970&lt;/a&gt;)&lt;/p&gt;
&lt;/blockquote&gt;
&lt;p&gt;It used to be called logical data independence. It can also be called de-coupling.&lt;/p&gt;
&lt;figure&gt;&lt;img src=&#34;/ox-hugo/church%20of%20Saint%20Ulrich%20and%20Levin.jpeg&#34;
			alt=&#34;Figure 1: The Church of Ulrich, over 1000 years old, was bombed in 1945 by the americans, but survived. In 1956, it was destroyed by the communists to create the new city center based on communist architecture.&#34;&gt;&lt;figcaption&gt;
			&lt;p&gt;&lt;span class=&#34;figure-number&#34;&gt;Figure 1: &lt;/span&gt;The Church of Ulrich, over 1000 years old, was bombed in 1945 by the americans, but survived. In 1956, it was destroyed by the communists to create the new city center based on communist architecture.&lt;/p&gt;
		&lt;/figcaption&gt;
&lt;/figure&gt;

&lt;h2 id=&#34;references&#34;&gt;References&lt;/h2&gt;
&lt;div class=&#34;csl-bib-body&#34;&gt;
  &lt;div class=&#34;csl-entry&#34;&gt;&lt;a id=&#34;citeproc_bib_item_1&#34;&gt;&lt;/a&gt;Codd, E. F. 1970. “A Relational Model of Data for Large Shared Data Banks.” &lt;i&gt;Commun. Acm&lt;/i&gt; 13 (6): 377–87. &lt;a href=&#34;https://doi.org/10.1145/362384.362685&#34;&gt;https://doi.org/10.1145/362384.362685&lt;/a&gt;.&lt;/div&gt;
  &lt;div class=&#34;csl-entry&#34;&gt;&lt;a id=&#34;citeproc_bib_item_2&#34;&gt;&lt;/a&gt;Ghemawat, Sanjay, Robert Grandl, Srdjan Petrovic, Michael Whittaker, Parveen Patel, Ivan Posva, and Amin Vahdat. 2023. “Towards Modern Development of Cloud Applications.” In &lt;i&gt;Proceedings of the 19th Workshop on Hot Topics in Operating Systems&lt;/i&gt;, 110–17. Hotos ’23. Providence, RI, USA: Association for Computing Machinery. &lt;a href=&#34;https://doi.org/10.1145/3593856.3595909&#34;&gt;https://doi.org/10.1145/3593856.3595909&lt;/a&gt;.&lt;/div&gt;
  &lt;div class=&#34;csl-entry&#34;&gt;&lt;a id=&#34;citeproc_bib_item_3&#34;&gt;&lt;/a&gt;Koppel, Jimmy. 2023. “’Modules Matter Most’ for the Masses (Accessed on 2024-10-10).” pathsensitive blog. &lt;a href=&#34;https://www.pathsensitive.com/2023/03/modules-matter-most-for-masses.html&#34;&gt;https://www.pathsensitive.com/2023/03/modules-matter-most-for-masses.html&lt;/a&gt;.&lt;/div&gt;
&lt;/div&gt;
</content>
    
    
    <category term="blog"/>
    
  </entry>
  
  <entry>
    <title>How to unlock motivation for high performance in your team</title>
    <link rel="alternate" href="https://ebellani.github.io/blog/2024/how-to-unlock-motivation-for-high-performance-in-your-team/"/>
    <id>https://ebellani.github.io/blog/2024/how-to-unlock-motivation-for-high-performance-in-your-team/</id>
    <published>2024-10-23T00:00:00Z</published>
    <updated>2024-10-23T00:00:00Z</updated>
    <summary>&lt;p&gt;As an engineering manager(EM), one of your core tasks is to build and
maintain a team of high performance. To accomplish this, it should be
obvious that motivation is a key factor:&lt;/p&gt;
&lt;blockquote&gt;
&lt;p&gt;Why do followers join some teams but not others? How do you get
followers to exhibit enough of the critical behaviors needed for the
team to succeed? And why are some leaders capable of getting followers
to go above and beyond the call of duty? The ability to motivate others
is a fundamental leadership skill and has strong connections to building
cohesive, goal-oriented teams and getting results through others. The
importance of follower motivation is suggested in findings that most
people believe they could give as much as 15 percent or 20 percent more
effort at work than they now do with no one, including their own bosses,
recognizing any difference. Perhaps even more startling, these workers
also believed they could give 15 percent or 20 percent less effort with
no one noticing any difference. Moreover, variation in work output
varies significantly across leaders and followers. The top 15 percent of
workers in any particular job may produce 20 to 50 percent more output
than the average worker, depending on the complexity of the job. Put
another way, the best computer programmers or salesclerks might write up
to 50 percent more programs or process 50 percent more customer orders.
(&lt;a href=&#34;#citeproc_bib_item_2&#34;&gt;CURPHY et al. 2018&lt;/a&gt;)&lt;/p&gt;</summary>
    <content type="html">&lt;p&gt;As an engineering manager(EM), one of your core tasks is to build and
maintain a team of high performance. To accomplish this, it should be
obvious that motivation is a key factor:&lt;/p&gt;
&lt;blockquote&gt;
&lt;p&gt;Why do followers join some teams but not others? How do you get
followers to exhibit enough of the critical behaviors needed for the
team to succeed? And why are some leaders capable of getting followers
to go above and beyond the call of duty? The ability to motivate others
is a fundamental leadership skill and has strong connections to building
cohesive, goal-oriented teams and getting results through others. The
importance of follower motivation is suggested in findings that most
people believe they could give as much as 15 percent or 20 percent more
effort at work than they now do with no one, including their own bosses,
recognizing any difference. Perhaps even more startling, these workers
also believed they could give 15 percent or 20 percent less effort with
no one noticing any difference. Moreover, variation in work output
varies significantly across leaders and followers. The top 15 percent of
workers in any particular job may produce 20 to 50 percent more output
than the average worker, depending on the complexity of the job. Put
another way, the best computer programmers or salesclerks might write up
to 50 percent more programs or process 50 percent more customer orders.
(&lt;a href=&#34;#citeproc_bib_item_2&#34;&gt;CURPHY et al. 2018&lt;/a&gt;)&lt;/p&gt;
&lt;/blockquote&gt;
&lt;p&gt;Let&amp;rsquo;s assume that you are convinced that having a motivated team is key
for your success as an EM. Now comes the question, how? Everyone and
their dog has advice on this, mostly about your interactions with your
followers. This article will focus on a different angle: the advice is
to you about you, or more specifically, about your vision.&lt;/p&gt;
&lt;p&gt;Why vision?&lt;/p&gt;
&lt;blockquote&gt;
&lt;p&gt;Followers expect leaders to provide a sense of mission and a hopeful
view of the future and to explain why they are doing what they are doing
and why it matters. (&lt;a href=&#34;#citeproc_bib_item_4&#34;&gt;Warrenfeltz and Kellett 2016&lt;/a&gt;)&lt;/p&gt;
&lt;/blockquote&gt;
&lt;p&gt;Now, how do you develop a vision? Since action follows from essence, we
should understand what is the essence of a man. For this context, what
matters is that man is a creature in tension between his contingent
situation and the contemplation of God, the Eternal transcendence.&lt;/p&gt;
&lt;p&gt;The way man deals with this tension sucessfully is with a story. This
story is what connects his present to the vanishing point we call the
future. (&lt;a href=&#34;#citeproc_bib_item_3&#34;&gt;Noica, Blyth, and Stoiciu 2009&lt;/a&gt;)&lt;/p&gt;
&lt;p&gt;Since it is likely that the vast majority of people you will encounter
as followers have no such story, they will be inclined to follow yours
as long as you present it clearly and be able to connect it to the
company&amp;rsquo;s goals.&lt;/p&gt;
&lt;p&gt;Summing it up: clarify to yourself and to others what is your story and
how it connects to the current situation. There are specific tools
available if you want help crafting your story, such as
(&lt;a href=&#34;#citeproc_bib_item_1&#34;&gt;Booker 2004&lt;/a&gt;).&lt;/p&gt;
&lt;figure&gt;&lt;img src=&#34;/ox-hugo/mass-at-nagasaki.jpg&#34;
			alt=&#34;Figure 1: Pontifical High Mass in the ruins of St Mary&amp;rsquo;s Cathedral, Nagasaki, Japan. December 7th, 1949 - (5 years after the atom bomb).&#34;&gt;&lt;figcaption&gt;
			&lt;p&gt;&lt;span class=&#34;figure-number&#34;&gt;Figure 1: &lt;/span&gt;Pontifical High Mass in the ruins of St Mary&amp;rsquo;s Cathedral, Nagasaki, Japan. December 7th, 1949 - (5 years after the atom bomb).&lt;/p&gt;
		&lt;/figcaption&gt;
&lt;/figure&gt;

&lt;h2 id=&#34;references&#34;&gt;References&lt;/h2&gt;
&lt;div class=&#34;csl-bib-body&#34;&gt;
  &lt;div class=&#34;csl-entry&#34;&gt;&lt;a id=&#34;citeproc_bib_item_1&#34;&gt;&lt;/a&gt;Booker, C. 2004. &lt;i&gt;The Seven Basic Plots: Why We Tell Stories&lt;/i&gt;. The Seven Basic Plots: Why We Tell Stories. Continuum.&lt;/div&gt;
  &lt;div class=&#34;csl-entry&#34;&gt;&lt;a id=&#34;citeproc_bib_item_2&#34;&gt;&lt;/a&gt;CURPHY, G.G., R.L. Hughes, R.C. Ginnett, and G.J. Curphy. 2018. &lt;i&gt;Ise Leadership: Enhancing the Lessons of Experience&lt;/i&gt;. McGraw-Hill Education.&lt;/div&gt;
  &lt;div class=&#34;csl-entry&#34;&gt;&lt;a id=&#34;citeproc_bib_item_3&#34;&gt;&lt;/a&gt;Noica, C., A.I. Blyth, and F. Stoiciu. 2009. &lt;i&gt;Six Maladies of the Contemporary Spirit&lt;/i&gt;. 20 Romanian Writers Series. University of Plymouth Press.&lt;/div&gt;
  &lt;div class=&#34;csl-entry&#34;&gt;&lt;a id=&#34;citeproc_bib_item_4&#34;&gt;&lt;/a&gt;Warrenfeltz, R., and T. Kellett. 2016. &lt;i&gt;Coaching the Dark Side of Personality: High Impact Strategies to Build a Winning Leadership Reputation&lt;/i&gt;. Hogan Assessment Systems, Incorporated.&lt;/div&gt;
&lt;/div&gt;
</content>
    
    
    <category term="blog"/>
    
  </entry>
  
  <entry>
    <title>A simple way to deal with the principal threat to scalability</title>
    <link rel="alternate" href="https://ebellani.github.io/blog/2024/a-simple-way-to-deal-with-the-principal-threat-to-scalability/"/>
    <id>https://ebellani.github.io/blog/2024/a-simple-way-to-deal-with-the-principal-threat-to-scalability/</id>
    <published>2024-09-20T00:00:00Z</published>
    <updated>2024-09-20T00:00:00Z</updated>
    <summary>&lt;p&gt;If you have a distributed system one of the main worries you probably
have is scalability. Well, what is the principal threat to scalability
in such systems is the conflict between transactions that are used to
guarantee correct results in concurrent operations.&lt;/p&gt;
&lt;p&gt;Such conflicts are dealt with by concurrency control, either
pessimistically via something like exclusive resource lock or
optimistically via something like serializable snapshot isolation.&lt;/p&gt;
&lt;p&gt;Let me illustrate the threat with from the pessimistic point of view:&lt;/p&gt;</summary>
    <content type="html">&lt;p&gt;If you have a distributed system one of the main worries you probably
have is scalability. Well, what is the principal threat to scalability
in such systems is the conflict between transactions that are used to
guarantee correct results in concurrent operations.&lt;/p&gt;
&lt;p&gt;Such conflicts are dealt with by concurrency control, either
pessimistically via something like exclusive resource lock or
optimistically via something like serializable snapshot isolation.&lt;/p&gt;
&lt;p&gt;Let me illustrate the threat with from the pessimistic point of view:&lt;/p&gt;
&lt;blockquote&gt;
&lt;p&gt;Access to resources guarded by an exclusive lock is serialized—only one
thread at a time may access it. Of course, we use locks for good
reasons, such as preventing data corruption, but this safety comes at a
price. Persistent contention for a lock limits scalability.&lt;/p&gt;
&lt;p&gt;&lt;strong&gt;The principal threat to scalability in concurrent applications is the
exclusive resource lock.&lt;/strong&gt;&lt;/p&gt;
&lt;p&gt;Two factors influence the likelihood of contention for a lock:&lt;/p&gt;
&lt;ol&gt;
&lt;li&gt;how often that lock is requested and&lt;/li&gt;
&lt;li&gt;how long it is held once acquired.&lt;/li&gt;
&lt;/ol&gt;
&lt;p&gt;(&lt;a href=&#34;#citeproc_bib_item_3&#34;&gt;Goetz 2006&lt;/a&gt;)&lt;/p&gt;
&lt;/blockquote&gt;
&lt;p&gt;The trick that I&amp;rsquo;m going to present addresses point 1, &lt;code&gt;how often the lock is requested&lt;/code&gt;.  Just to be clear, the same trick applies to
optimistic concurrency control (OCC):&lt;/p&gt;
&lt;blockquote&gt;
&lt;p&gt;While OCC is guaranteed to make progress, it can still perform quite
poorly under high contention. The simplest of these contention cases is
when a whole lot of clients start at the same time, and try to update
the same database row. With one client guaranteed to succeed every
round, the time to complete all the updates grows linearly with
contention. (&lt;a href=&#34;#citeproc_bib_item_2&#34;&gt;Brooker 2015&lt;/a&gt;)&lt;/p&gt;
&lt;/blockquote&gt;
&lt;p&gt;So, what is the trick? A combination of a capped exponential backoff
with jittering in order to avoid synchronization of the retries of
several clients. &amp;ldquo;Oh, it can&amp;rsquo;t be that simple&amp;rdquo; you say. Hear the expert
out:&lt;/p&gt;
&lt;blockquote&gt;
&lt;p&gt;After 8 years, this solution continues to serve as a pillar for how
Amazon builds remote client libraries for resilient
systems.(&lt;a href=&#34;#citeproc_bib_item_2&#34;&gt;Brooker 2015&lt;/a&gt;)&lt;/p&gt;
&lt;/blockquote&gt;
&lt;p&gt;You can check the article above for an in-depth overview. If you are
curious as to what a &lt;code&gt;real&lt;/code&gt; version looks like, below I added the code
that I contributed to Omnigres to implement this for automatic
transaction retries(&lt;a href=&#34;#citeproc_bib_item_1&#34;&gt;Bellani 2024&lt;/a&gt;).&lt;/p&gt;
&lt;div class=&#34;highlight&#34;&gt;&lt;pre tabindex=&#34;0&#34; class=&#34;chroma&#34;&gt;&lt;code class=&#34;language-c&#34; data-lang=&#34;c&#34;&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;static&lt;/span&gt; &lt;span class=&#34;n&#34;&gt;List&lt;/span&gt; &lt;span class=&#34;o&#34;&gt;*&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;backoff_values&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;
&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;static&lt;/span&gt; &lt;span class=&#34;n&#34;&gt;int32&lt;/span&gt; &lt;span class=&#34;n&#34;&gt;retry_attempts&lt;/span&gt; &lt;span class=&#34;o&#34;&gt;=&lt;/span&gt; &lt;span class=&#34;mi&#34;&gt;0&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;
&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;static&lt;/span&gt; &lt;span class=&#34;n&#34;&gt;int64&lt;/span&gt; &lt;span class=&#34;n&#34;&gt;cap_sleep_microsecs&lt;/span&gt; &lt;span class=&#34;o&#34;&gt;=&lt;/span&gt; &lt;span class=&#34;mi&#34;&gt;10000&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;
&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;static&lt;/span&gt; &lt;span class=&#34;n&#34;&gt;int64&lt;/span&gt; &lt;span class=&#34;n&#34;&gt;base_sleep_microsecs&lt;/span&gt; &lt;span class=&#34;o&#34;&gt;=&lt;/span&gt; &lt;span class=&#34;mi&#34;&gt;1&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt;
&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;cm&#34;&gt;/**
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;cm&#34;&gt; * The backoff should increase with each attempt.
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;cm&#34;&gt; */&lt;/span&gt;
&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;static&lt;/span&gt; &lt;span class=&#34;n&#34;&gt;int64&lt;/span&gt; &lt;span class=&#34;nf&#34;&gt;get_backoff&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;int64&lt;/span&gt; &lt;span class=&#34;n&#34;&gt;cap&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt; &lt;span class=&#34;n&#34;&gt;int64&lt;/span&gt; &lt;span class=&#34;n&#34;&gt;base&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt; &lt;span class=&#34;n&#34;&gt;int32&lt;/span&gt; &lt;span class=&#34;n&#34;&gt;attempt&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt; &lt;span class=&#34;p&#34;&gt;{&lt;/span&gt;
&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;  &lt;span class=&#34;kt&#34;&gt;int&lt;/span&gt; &lt;span class=&#34;n&#34;&gt;exp&lt;/span&gt; &lt;span class=&#34;o&#34;&gt;=&lt;/span&gt; &lt;span class=&#34;nf&#34;&gt;Min&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;attempt&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt; &lt;span class=&#34;mi&#34;&gt;30&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;);&lt;/span&gt; &lt;span class=&#34;c1&#34;&gt;// caps the exponent to avoid overflowing,
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;                              &lt;span class=&#34;c1&#34;&gt;// as the user can control the # of
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;                              &lt;span class=&#34;c1&#34;&gt;// attempts.
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;  &lt;span class=&#34;k&#34;&gt;return&lt;/span&gt; &lt;span class=&#34;nf&#34;&gt;Min&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;cap&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt; &lt;span class=&#34;n&#34;&gt;base&lt;/span&gt; &lt;span class=&#34;o&#34;&gt;*&lt;/span&gt; &lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;mi&#34;&gt;1&lt;/span&gt; &lt;span class=&#34;o&#34;&gt;&amp;lt;&amp;lt;&lt;/span&gt; &lt;span class=&#34;n&#34;&gt;exp&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;));&lt;/span&gt;
&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;p&#34;&gt;}&lt;/span&gt;
&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;cm&#34;&gt;/**
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;cm&#34;&gt; * Get the random jitter to avoid contention in the backoff. Uses the
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;cm&#34;&gt; * process seed initialized in `InitProcessGlobals`.
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;cm&#34;&gt; */&lt;/span&gt;
&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;static&lt;/span&gt; &lt;span class=&#34;n&#34;&gt;float8&lt;/span&gt; &lt;span class=&#34;nf&#34;&gt;get_jitter&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;()&lt;/span&gt; &lt;span class=&#34;p&#34;&gt;{&lt;/span&gt;
&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;cp&#34;&gt;#if PG_MAJORVERSION_NUM &amp;gt; 14
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;  &lt;span class=&#34;k&#34;&gt;return&lt;/span&gt; &lt;span class=&#34;nf&#34;&gt;pg_prng_double&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;o&#34;&gt;&amp;amp;&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;pg_global_prng_state&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;);&lt;/span&gt;
&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;cp&#34;&gt;#else
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;  &lt;span class=&#34;k&#34;&gt;return&lt;/span&gt; &lt;span class=&#34;nf&#34;&gt;rand&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;()&lt;/span&gt; &lt;span class=&#34;o&#34;&gt;/&lt;/span&gt; &lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;RAND_MAX&lt;/span&gt; &lt;span class=&#34;o&#34;&gt;+&lt;/span&gt; &lt;span class=&#34;mf&#34;&gt;1.0&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;);&lt;/span&gt;
&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;cp&#34;&gt;#endif
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;p&#34;&gt;}&lt;/span&gt;
&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;cm&#34;&gt;/**
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;cm&#34;&gt; * Implements the backoff + fitter approach
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;cm&#34;&gt; * https://aws.amazon.com/blogs/architecture/exponential-backoff-and-jitter/
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;cm&#34;&gt; */&lt;/span&gt;
&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;static&lt;/span&gt; &lt;span class=&#34;n&#34;&gt;int64&lt;/span&gt; &lt;span class=&#34;nf&#34;&gt;backoff_jitter&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;int64&lt;/span&gt; &lt;span class=&#34;n&#34;&gt;cap&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt; &lt;span class=&#34;n&#34;&gt;int64&lt;/span&gt; &lt;span class=&#34;n&#34;&gt;base&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt; &lt;span class=&#34;n&#34;&gt;int32&lt;/span&gt; &lt;span class=&#34;n&#34;&gt;attempt&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt; &lt;span class=&#34;p&#34;&gt;{&lt;/span&gt;
&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;  &lt;span class=&#34;n&#34;&gt;int64&lt;/span&gt; &lt;span class=&#34;n&#34;&gt;ret&lt;/span&gt; &lt;span class=&#34;o&#34;&gt;=&lt;/span&gt; &lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;int64&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)(&lt;/span&gt;&lt;span class=&#34;nf&#34;&gt;get_jitter&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;()&lt;/span&gt; &lt;span class=&#34;o&#34;&gt;*&lt;/span&gt; &lt;span class=&#34;nf&#34;&gt;get_backoff&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;cap&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt; &lt;span class=&#34;n&#34;&gt;base&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt; &lt;span class=&#34;n&#34;&gt;attempt&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;));&lt;/span&gt;
&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;  &lt;span class=&#34;k&#34;&gt;return&lt;/span&gt; &lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;ret&lt;/span&gt; &lt;span class=&#34;o&#34;&gt;&amp;gt;&lt;/span&gt; &lt;span class=&#34;mi&#34;&gt;0&lt;/span&gt; &lt;span class=&#34;o&#34;&gt;?&lt;/span&gt; &lt;span class=&#34;nl&#34;&gt;ret&lt;/span&gt; &lt;span class=&#34;p&#34;&gt;:&lt;/span&gt; &lt;span class=&#34;mi&#34;&gt;1&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;);&lt;/span&gt;
&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;p&#34;&gt;}&lt;/span&gt;
&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;cm&#34;&gt;/**
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;cm&#34;&gt; * Turns the value into something that can be consumed by
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;cm&#34;&gt; * `pg_sleep`. The literal comes copied from there, to ensure the same
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;cm&#34;&gt; * ratio.
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;cm&#34;&gt; */&lt;/span&gt;
&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;static&lt;/span&gt; &lt;span class=&#34;n&#34;&gt;float8&lt;/span&gt; &lt;span class=&#34;nf&#34;&gt;to_secs&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;int64&lt;/span&gt; &lt;span class=&#34;n&#34;&gt;secs&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt; &lt;span class=&#34;p&#34;&gt;{&lt;/span&gt; &lt;span class=&#34;k&#34;&gt;return&lt;/span&gt; &lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;float8&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;)&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;secs&lt;/span&gt; &lt;span class=&#34;o&#34;&gt;/&lt;/span&gt; &lt;span class=&#34;mf&#34;&gt;1000000.0&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;;&lt;/span&gt; &lt;span class=&#34;p&#34;&gt;}&lt;/span&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/code&gt;&lt;/pre&gt;&lt;/div&gt;&lt;figure&gt;&lt;img src=&#34;/ox-hugo/Monte-Cassino-before-and-after-bombing-in-1944.jpg&#34;
			alt=&#34;Figure 1: The Benedictine Abbey on Monte Cassino, before and after being bombed by Allied forces, February 15 1944&#34;&gt;&lt;figcaption&gt;
			&lt;p&gt;&lt;span class=&#34;figure-number&#34;&gt;Figure 1: &lt;/span&gt;The Benedictine Abbey on Monte Cassino, before and after being bombed by Allied forces, February 15 1944&lt;/p&gt;
		&lt;/figcaption&gt;
&lt;/figure&gt;

&lt;h2 id=&#34;references&#34;&gt;References&lt;/h2&gt;
&lt;div class=&#34;csl-bib-body&#34;&gt;
  &lt;div class=&#34;csl-entry&#34;&gt;&lt;a id=&#34;citeproc_bib_item_1&#34;&gt;&lt;/a&gt;Bellani, Eduardo. 2024. “Problem: Retries Can Perform Poorly under High Contention.” Github. &lt;a href=&#34;https://github.com/omnigres/omnigres/commit/b9798409f007a6941dc6ad7ef2bccc6ac5cc7ba8&#34;&gt;https://github.com/omnigres/omnigres/commit/b9798409f007a6941dc6ad7ef2bccc6ac5cc7ba8&lt;/a&gt;.&lt;/div&gt;
  &lt;div class=&#34;csl-entry&#34;&gt;&lt;a id=&#34;citeproc_bib_item_2&#34;&gt;&lt;/a&gt;Brooker, Marc. 2015. “Exponential Backoff and Jitter (Accessed on 2024-09-22).” AWS Architecture Blog. &lt;a href=&#34;https://aws.amazon.com/blogs/architecture/exponential-backoff-and-jitter/&#34;&gt;https://aws.amazon.com/blogs/architecture/exponential-backoff-and-jitter/&lt;/a&gt;.&lt;/div&gt;
  &lt;div class=&#34;csl-entry&#34;&gt;&lt;a id=&#34;citeproc_bib_item_3&#34;&gt;&lt;/a&gt;Goetz, B. 2006. &lt;i&gt;Java Concurrency in Practice&lt;/i&gt;. Addison-Wesley.&lt;/div&gt;
&lt;/div&gt;
</content>
    
    
    <category term="blog"/>
    
  </entry>
  
  <entry>
    <title>Debunking Event Sourcing</title>
    <link rel="alternate" href="https://ebellani.github.io/blog/2024/debunking-event-sourcing/"/>
    <id>https://ebellani.github.io/blog/2024/debunking-event-sourcing/</id>
    <published>2024-08-23T00:00:00Z</published>
    <updated>2024-08-23T00:00:00Z</updated>
    <summary>&lt;p&gt;Are you looking into event sourcing? I hope this article gives you
enough information for you to properly contrast it with what I consider
an overall better alternative: temporal tables.&lt;/p&gt;
&lt;p&gt;The context: my last article ([BROKEN LINK: blog/are-you-considering-event-sourcing-think-again.pre-processed.org]) has produced some heated responses. One of the responders
published an article (&lt;a href=&#34;https://medium.com/@ZaradarTR/dear-temporal-table-developers-a3f126c010c4#e4c4&#34;&gt;Dear Temporal Table Developers ❤&lt;/a&gt;) explaining&lt;/p&gt;
&lt;blockquote&gt;
&lt;p&gt;.. why temporal tables are &amp;hellip; an inferior choice, especially for
systems that require scalability, flexibility, and resilience in an
ever-changing world.&lt;/p&gt;</summary>
    <content type="html">&lt;p&gt;Are you looking into event sourcing? I hope this article gives you
enough information for you to properly contrast it with what I consider
an overall better alternative: temporal tables.&lt;/p&gt;
&lt;p&gt;The context: my last article ([BROKEN LINK: blog/are-you-considering-event-sourcing-think-again.pre-processed.org]) has produced some heated responses. One of the responders
published an article (&lt;a href=&#34;https://medium.com/@ZaradarTR/dear-temporal-table-developers-a3f126c010c4#e4c4&#34;&gt;Dear Temporal Table Developers ❤&lt;/a&gt;) explaining&lt;/p&gt;
&lt;blockquote&gt;
&lt;p&gt;.. why temporal tables are &amp;hellip; an inferior choice, especially for
systems that require scalability, flexibility, and resilience in an
ever-changing world.&lt;/p&gt;
&lt;/blockquote&gt;
&lt;p&gt;Since the published reply contains an amalgamation of common positions
on this matter, I want to use it as an opportunity to create a reference
for myself and others in the future when debating this topic. Therefore,
I&amp;rsquo;ll go topic by topic, linking to the appropriate place&lt;/p&gt;
&lt;h3 id=&#34;temporal-tables-aren-t-true-history&#34;&gt;Temporal Tables Aren&amp;rsquo;t True History&lt;/h3&gt;
&lt;blockquote&gt;
&lt;p&gt;Events (allow) you to understand both the “what” and the “why” in a
meaningful way.&lt;/p&gt;
&lt;/blockquote&gt;
&lt;p&gt;Here the author is referring to the name of the event that &lt;code&gt;should&lt;/code&gt; map
to an use-case, and claiming that this is impossible with the relational
model.&lt;/p&gt;
&lt;p&gt;This is a bogus claim. If such data is demanded by your business rules,
there is no reason why it can&amp;rsquo;t be expressed as part of a table. Here is
an example:&lt;/p&gt;
&lt;div class=&#34;highlight&#34;&gt;&lt;pre tabindex=&#34;0&#34; class=&#34;chroma&#34;&gt;&lt;code class=&#34;language-js&#34; data-lang=&#34;js&#34;&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;p&#34;&gt;{&lt;/span&gt;
&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;  &lt;span class=&#34;s2&#34;&gt;&amp;#34;name&amp;#34;&lt;/span&gt;&lt;span class=&#34;o&#34;&gt;:&lt;/span&gt; &lt;span class=&#34;s2&#34;&gt;&amp;#34;reservation-bought&amp;#34;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;
&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;  &lt;span class=&#34;s2&#34;&gt;&amp;#34;reservation-id&amp;#34;&lt;/span&gt;&lt;span class=&#34;o&#34;&gt;:&lt;/span&gt; &lt;span class=&#34;mi&#34;&gt;1&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;
&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;  &lt;span class=&#34;s2&#34;&gt;&amp;#34;user-id&amp;#34;&lt;/span&gt;&lt;span class=&#34;o&#34;&gt;:&lt;/span&gt; &lt;span class=&#34;mi&#34;&gt;33&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;
&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;  &lt;span class=&#34;s2&#34;&gt;&amp;#34;seat-id&amp;#34;&lt;/span&gt;&lt;span class=&#34;o&#34;&gt;:&lt;/span&gt; &lt;span class=&#34;mi&#34;&gt;100&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;
&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;  &lt;span class=&#34;err&#34;&gt;&amp;#34;&lt;/span&gt;&lt;span class=&#34;nx&#34;&gt;venue&lt;/span&gt;&lt;span class=&#34;o&#34;&gt;-&lt;/span&gt;&lt;span class=&#34;nx&#34;&gt;id&lt;/span&gt;&lt;span class=&#34;o&#34;&gt;:&lt;/span&gt; &lt;span class=&#34;mi&#34;&gt;12&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;
&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;p&#34;&gt;}&lt;/span&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/code&gt;&lt;/pre&gt;&lt;/div&gt;&lt;p&gt;In a SQL version, all you need is to add the intent as a desired
attribute.&lt;/p&gt;
&lt;div class=&#34;highlight&#34;&gt;&lt;pre tabindex=&#34;0&#34; class=&#34;chroma&#34;&gt;&lt;code class=&#34;language-sql&#34; data-lang=&#34;sql&#34;&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;k&#34;&gt;create&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;table&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;reservation&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;user_name&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;references&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;user&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;name&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;),&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;seat&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;nb&#34;&gt;int&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;venue&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;string&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;n&#34;&gt;intent&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;nb&#34;&gt;text&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;span class=&#34;line&#34;&gt;&lt;span class=&#34;cl&#34;&gt;&lt;span class=&#34;w&#34;&gt;  &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;CHECK&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;n&#34;&gt;intent&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;k&#34;&gt;in&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;p&#34;&gt;(&lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;buy&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;,&lt;/span&gt;&lt;span class=&#34;w&#34;&gt; &lt;/span&gt;&lt;span class=&#34;s1&#34;&gt;&amp;#39;rent&amp;#39;&lt;/span&gt;&lt;span class=&#34;p&#34;&gt;))&lt;/span&gt;&lt;span class=&#34;w&#34;&gt;
&lt;/span&gt;&lt;/span&gt;&lt;/span&gt;&lt;/code&gt;&lt;/pre&gt;&lt;/div&gt;&lt;h3 id=&#34;temporal-tables-impose-rigid-structure&#34;&gt;Temporal Tables Impose Rigid Structure&lt;/h3&gt;
&lt;p&gt;This seems to be the main point of the article. So I&amp;rsquo;ll break it down in
parts and index my replies below:&lt;/p&gt;
&lt;blockquote&gt;
&lt;ol&gt;
&lt;li&gt;
&lt;p&gt;One of the biggest pitfalls of temporal tables is the inherent
rigidity of the relational model.&lt;/p&gt;
&lt;/li&gt;
&lt;li&gt;
&lt;p&gt;As your application grows and evolves, so do your requirements, and
changing a temporal table schema can become a significant burden.&lt;/p&gt;
&lt;/li&gt;
&lt;li&gt;
&lt;p&gt;Event Sourcing lets you evolve your system naturally. Each new
feature or behavior can be introduced as a new event type, without
the need to retroactively change the structure of your past data.&lt;/p&gt;
&lt;/li&gt;
&lt;/ol&gt;
&lt;/blockquote&gt;
&lt;ol&gt;
&lt;li&gt;
&lt;p&gt;This point seems to imply ignorance of what the relational model (RM)
is. The RM is a logical model based on set theory and predicate
logic. One of the major points of the RM is to allow developers the
flexibility to choose access paths after database design.&lt;/p&gt;
&lt;/li&gt;
&lt;li&gt;
&lt;p&gt;Changing the schema of a temporal database can potentially be serious
and delicate work, since it might involve changing what you claimed
were your past beliefs. This is an universal point.&lt;/p&gt;
&lt;/li&gt;
&lt;li&gt;
&lt;p&gt;Given the previous point, versioning in an event sourced system can
be at least as hard as versioning any other. As one of the leaders of
the ES/CQRS community puts it:&lt;/p&gt;
&lt;blockquote&gt;
&lt;p&gt;&lt;strong&gt;Over the years, I have met many developers who run into issues
dealing with versioning, particularly in Event Sourced systems.&lt;/strong&gt; This
seems odd to me. As we will discuss, Event Sourced systems are in
fact easier to version than structural data in most instances, as
long as you know the patterns for how to version, where they apply,
and the trade-offs between the options.  dealing with versioning,
particularly in Event Sourced
systems. (&lt;a href=&#34;#citeproc_bib_item_5&#34;&gt;Young 2017&lt;/a&gt;)&lt;/p&gt;
&lt;/blockquote&gt;
&lt;/li&gt;
&lt;/ol&gt;
&lt;p&gt;In fact, I&amp;rsquo;ll claim that managing the evolution of a temporal structure
in event sourced systems is &lt;strong&gt;harder&lt;/strong&gt;. I&amp;rsquo;m not alone in this
assessment:&lt;/p&gt;
&lt;blockquote&gt;
&lt;p&gt;Data conversion in event sourced systems introduces new challenges,
because of the relative novelty of the event sourcing architectural
pattern, because of the lack of standardized tools for data conversion,
and because of the large amount of data that is stored in typical event
stores.(&lt;a href=&#34;#citeproc_bib_item_4&#34;&gt;Overeem, Spoor, and Jansen 2017&lt;/a&gt;)&lt;/p&gt;
&lt;/blockquote&gt;
&lt;h3 id=&#34;temporal-tables-aren-t-built-for-distributed-systems&#34;&gt;Temporal Tables Aren&amp;rsquo;t Built for Distributed Systems&lt;/h3&gt;
&lt;blockquote&gt;
&lt;p&gt;.. temporal tables simply don&amp;rsquo;t cut it. They are designed with a
single-node, relational mindset, which makes them ill-suited for
large-scale, distributed architectures.&lt;/p&gt;
&lt;/blockquote&gt;
&lt;p&gt;I think the author here is confusing a logical approach, temporal
tables, with an implementation in a DBMS, such as PostgreSQL or SQL
Server. One can certainly scale a modern DBMS to impressive
results(&lt;a href=&#34;#citeproc_bib_item_2&#34;&gt;Justin Kwan 2022&lt;/a&gt;).&lt;/p&gt;
&lt;h3 id=&#34;complex-queries-and-performance-overhead&#34;&gt;Complex Queries and Performance Overhead&lt;/h3&gt;
&lt;blockquote&gt;
&lt;p&gt;With CQRS, you avoid this mess entirely. Instead of bloating your read
models with historical data, you can create dedicated read projections
that are optimized for the specific queries you need. Event-driven
architectures naturally lend themselves to this approach, allowing you
to create purpose-built views without overloading your database.&lt;/p&gt;
&lt;/blockquote&gt;
&lt;p&gt;The author seems to be impliying that creating projections are in any
way better than creating queries. This is the opposite of reality,
because:&lt;/p&gt;
&lt;ol&gt;
&lt;li&gt;You will pay the cost of maintaining each read
projection(&lt;a href=&#34;#citeproc_bib_item_3&#34;&gt;Kiehl 2019&lt;/a&gt;) as you would with
a view or a snapshot&lt;/li&gt;
&lt;li&gt;SQL is a DSL specifically designed for querying&lt;/li&gt;
&lt;li&gt;CQRS itself adds &lt;code&gt;risky&lt;/code&gt; complexity(&lt;a href=&#34;#citeproc_bib_item_1&#34;&gt;Fowler 2011&lt;/a&gt;). A
very risky kind of complexity indeed: consistency problems.&lt;/li&gt;
&lt;/ol&gt;
&lt;h3 id=&#34;a-false-sense-of-auditability&#34;&gt;A False Sense of Auditability&lt;/h3&gt;
&lt;p&gt;This is just restating &lt;a href=&#34;#temporal-tables-aren-t-true-history&#34;&gt;Temporal Tables Aren&amp;rsquo;t True History&lt;/a&gt;.&lt;/p&gt;
&lt;h3 id=&#34;temporal-tables-lack-flexibility&#34;&gt;Temporal Tables Lack Flexibility&lt;/h3&gt;
&lt;p&gt;This is just restating &lt;a href=&#34;#temporal-tables-impose-rigid-structure&#34;&gt;Temporal Tables Impose Rigid Structure&lt;/a&gt;.&lt;/p&gt;
&lt;h3 id=&#34;event-streams-are-the-real-temporal-model&#34;&gt;Event Streams Are the Real Temporal Model&lt;/h3&gt;
&lt;p&gt;This is just restating &lt;a href=&#34;#temporal-tables-aren-t-true-history&#34;&gt;Temporal Tables Aren&amp;rsquo;t True History&lt;/a&gt;.&lt;/p&gt;
&lt;h3 id=&#34;temporal-tables-create-monoliths-not-microservices&#34;&gt;Temporal Tables Create Monoliths, Not Microservices&lt;/h3&gt;
&lt;p&gt;This is confusing logical and physical concerns, or, as I put it in
another article (see [BROKEN LINK: blog/how-to-avoid-frustration-with-software-architecture.pre-processed.org]):&lt;/p&gt;
&lt;blockquote&gt;
&lt;p&gt;Fundamentally, I think the problem that originated the current
dissatisfaction with microservices is a double confusion:&lt;/p&gt;
&lt;ul&gt;
&lt;li&gt;between the form (modules) and the matter (interacting running
processes) of software and;&lt;/li&gt;
&lt;li&gt;between the the form (modules) of software and the form of software
building organizations (teams, executing environments, deployment
pipelines &amp;hellip;)&lt;/li&gt;
&lt;/ul&gt;
&lt;/blockquote&gt;
&lt;h2 id=&#34;my-conclusion&#34;&gt;My conclusion&lt;/h2&gt;
&lt;p&gt;The preference for Event Sourced systems seems to stem from a confusion
of physical and logical concerns and a vague desire for
&lt;code&gt;scaleability&lt;/code&gt;.&lt;/p&gt;
&lt;figure&gt;&lt;img src=&#34;/ox-hugo/Liege-ruine-stlambert.jpg&#34;
			alt=&#34;Figure 1: Ruins of Saint Lambert&amp;rsquo;s Cathedral, Liège. Destruction started in 1795 and was caused by republican revolutionaries,&#34;&gt;&lt;figcaption&gt;
			&lt;p&gt;&lt;span class=&#34;figure-number&#34;&gt;Figure 1: &lt;/span&gt;Ruins of Saint Lambert&amp;rsquo;s Cathedral, Liège. Destruction started in 1795 and was caused by republican revolutionaries,&lt;/p&gt;
		&lt;/figcaption&gt;
&lt;/figure&gt;

&lt;h2 id=&#34;references&#34;&gt;References&lt;/h2&gt;
&lt;div class=&#34;csl-bib-body&#34;&gt;
  &lt;div class=&#34;csl-entry&#34;&gt;&lt;a id=&#34;citeproc_bib_item_1&#34;&gt;&lt;/a&gt;Fowler, Martin. 2011. “Cqrs (Accessed on 2024-08-23).” &lt;a href=&#34;https://martinfowler.com/bliki/CQRS.html&#34;&gt;https://martinfowler.com/bliki/CQRS.html&lt;/a&gt;.&lt;/div&gt;
  &lt;div class=&#34;csl-entry&#34;&gt;&lt;a id=&#34;citeproc_bib_item_2&#34;&gt;&lt;/a&gt;Justin Kwan, Vignesh Ravichandran. 2022. “Performance Isolation in a Multi-Tenant Database Environment (Accessed on 2024-08-23).” &lt;a href=&#34;https://blog.cloudflare.com/performance-isolation-in-a-multi-tenant-database-environment/&#34;&gt;https://blog.cloudflare.com/performance-isolation-in-a-multi-tenant-database-environment/&lt;/a&gt;.&lt;/div&gt;
  &lt;div class=&#34;csl-entry&#34;&gt;&lt;a id=&#34;citeproc_bib_item_3&#34;&gt;&lt;/a&gt;Kiehl, Chris. 2019. “Don’t Let the Internet Dupe You, Event Sourcing Is Hard (Accessed on 2024-08-23).” https://chriskiehl.com/. &lt;a href=&#34;https://chriskiehl.com/article/event-sourcing-is-hard&#34;&gt;https://chriskiehl.com/article/event-sourcing-is-hard&lt;/a&gt;.&lt;/div&gt;
  &lt;div class=&#34;csl-entry&#34;&gt;&lt;a id=&#34;citeproc_bib_item_4&#34;&gt;&lt;/a&gt;Overeem, Michiel, Marten Spoor, and Slinger Jansen. 2017. “The Dark Side of Event Sourcing: Managing Data Conversion,” 193–204. &lt;a href=&#34;https://doi.org/10.1109/SANER.2017.7884621&#34;&gt;https://doi.org/10.1109/SANER.2017.7884621&lt;/a&gt;.&lt;/div&gt;
  &lt;div class=&#34;csl-entry&#34;&gt;&lt;a id=&#34;citeproc_bib_item_5&#34;&gt;&lt;/a&gt;Young, Gregory. 2017. “Versioning in an Event Sourced System (Accessed on 2024-08-23).” leanpub. &lt;a href=&#34;https://leanpub.com/esversioning&#34;&gt;https://leanpub.com/esversioning&lt;/a&gt;.&lt;/div&gt;
&lt;/div&gt;
</content>
    
    
    <category term="blog"/>
    
  </entry>
  
</feed>
